Innovation of rural construction -Gao Tai County explores the "three -united and four guarantees" financing model to enhance the enlightenment of rural living environment

After the task of poverty alleviation is completed, take the road of revitalization in the new era, and many places face "troubles of growth": where does the improvement of the money from the improvement of rural living environment come from and how the quality of the people's life is further improved ...

If the rural rejuvenation, the real knife and the gun are dry, and the real money is inseparable from the real money. Today, Gaotai County has explored a financing model called "three units and four guarantees" to promote the improvement of rural living environment at a high quality. This model, through the "joint" financing of farmers, banks, and the government, and launched four types of guarantee loan models, which not only eased the capital pressure of farmers to build houses, but also stimulated the enthusiasm of the masses to participate in rural construction.

Based on the construction of rural human settlements as a breakthrough and pioneering chess, the new rural construction model of Gaotai County brings together a magnificent force to build a beautiful countryside, leveraging the virtuous development cycle of the beautiful ecology, industrial revitalization, and rural governance.

Enlightenment 1: Rural construction, we must determine to adjust the structure of urban and rural elements, establish and improve the guarantee mechanism of rural rejuvenation investment

The house that lived for 20 or 30 years was finally dismantled. In early June, Yan Shushan, a villager of Nancha Village, Nanhua Town, Gaotai County, looked at the demolition scene of the old house in front of him, and his heart was full of good vision for living in a new home.

Not far away, the four, five, and six groups of 152 villagers in the village have moved into a well -off house, which is the appearance of the new home in Yan Shushan's eyes. Jiangnan -style green tile white walls, green trees and grass behind the room, look so pleasing to the eye. On the village cultural square in front of the residential area, a chic small bridge and a smart waterwheel exude a unique charm. "Happiness is struggling", engraved on the wall of the village cultural square, shining in the sun.

In Yan Shushan's view, he dared to demolish the old house to build a new home, thanks to the good policy in the county.

"I always wanted to build a new house, but if I put it in detail, I had a house with less than 100,000 yuan, and I didn't dare to start." Yan Shushan said. His old house was built in the 1980s. Not only him, the old houses of most people in the village were built in the 1980s and 1990s.

"It is not enough for rural farmers to make up for rural construction and development for many years." Liu Weihong, secretary of the Gaotai County Party Committee, said, "You must determine to adjust the structure of urban and rural elements and establish and improve the guarantee mechanism for rural revitalization."

Gaotai County Innovation has established a joint financing model of farmers, banks, and the government. The main body of Gaotai County Agricultural Investment Company is the main body. The appearance of the village in injection into the source of living water.

The problem of financing is solved. How to solve the problem of farmers' loan guarantees?

The county agricultural investment company's total guarantee, mass joint account guarantee, farmer's three rights insurance, and family signature guarantee. These four guarantee loan models have become the answer to the problem of solving the problem in Gaotai County. County Agricultural Investment Corporation, as a general guarantee, repays the national traffic loan. The farmers can be guaranteed by 3 households. In the guarantee, the age of the lender is relaxed to 65 years old, and the loan process is simplified to ensure that the farmers who repair the house can loans.

"I moved at once. I paid 30,000 yuan and loans of 120,000 yuan. From the fourth year, the principal began to repay 10,000 yuan each year. "The policy issued in the county has doubled the confidence of Yan Shushan.

Zhang Dingxing in the three groups had moved into a new house last year and enjoyed the sweetness of this policy early. Entering Zhang Dingxing's house, the two -bedroom and one living room were decorated simple and warm. The furniture and kitchen and bathroom were brightened. "My house is 70 square meters, and I spent a total of 150,000 yuan in a total of 150,000 yuan in the decoration." Zhang Dingxing said.

Revelation 2: Rural construction must respect the wishes of farmers, pay attention to the adaptation of village conditions, and accelerate the transformation of traditional rural communities to modern rural communities

Driven by the "three -united four guarantees" financing model, from last year, Gaotai County opened the curtain of five years of rural construction.

Promoting the rural construction actions, the capital of the people has settled. How can the government discount the problem solve?

Gaotai County Test Water Land Early financing and increase financial investment. The arable land occupation and balance index transactions were carried out, and the "increase or decrease linked" seminated index transactions of urban and rural construction land. So far, not only the cultivated land has been added, the construction land has been retired, but the arable land only occupy the supplementary balance indicator, and the land income is 485 million yuan.

Multiple channels enter the water and put water in a faucet. Gaotai County scientifically coordinates, integrates agricultural -related funds and various types of industrial funds that can be used in counties to ensure that the rural revitalization strategic investment will only increase each year. And open investment channels to guide various social capital to invest in rural areas.

With money, but the improvement of rural human settlements is a systematic project, and the development of villages and villages is imbalanced. How does the village build?

Gaotai County is aware that the rural human settlement environment has a heavy task, many work, and difficulty. You cannot rely on a passion alone. You must find the "painting blueprint" of "painting to the end". This must be planned first.

In the process of implementing the "three -united and four guarantees" financing model, the county follows objective laws, focuses on the adaptation of the village conditions, plans the village category, and positions the style characteristics. Adhere to the preparation of all development villages and nine towns in high quality, and concentrate on the construction of the Jiangnan water villages. Rainbow villages, ancient city villages, cultural heritage and other demonstration villages. At the same time, promote the construction of the village environment, improvement of supporting facilities, saving the use of resources, improving public services, improving the quality of farmers, and facilitating farmers' production and living. Wu Qiangye, the village branch of Nancha Village, told reporters that there were 152 villagers in the fourth, fifth, and sixth groups. In the past, only 71 households were actually lived, but there were 260 acres of land.

At present, through the improvement of the village's appearance, 71 new high -standard residential houses have been built, and 150 acres are exited with 150 acres to build land, which solves the problem of "hollow" and a house.

The village's efforts were "changing their heads." Supporting construction roads, greening, water supply pipe networks and village -level activity positions, elderly comprehensive service centers, and clinics, etc., have changed the old appearance of the diverse and messy villages of the home.

The rural human settlement environment is remediation, and the government cannot sing unicorn. It is also necessary to fully mobilize the villagers, enterprises, and society to actively participate, and jointly come to a "chorus".

Wu Qiangye said that the planning plan of Nancha Village was planned alone. The villagers sat together and chose the final plan. With the feeling of the "owner", everyone is obviously more energetic in the village's appearance.

"As long as the rural construction, as long as the farmers' autonomous choices are fully respecting farmers, they can win understanding, support and active participation." Liu Weihong said.

Driven by the financing model of "Three Alliances and Four Insurance", from 2019 to 2021, Gaotai County issued a total of 323 million yuan in loans and a government discount of 21.5603 million yuan. The construction operation laid a solid foundation.

Revelation 3: Rural construction must be combined with village capacity rectification to develop strong villages and make the village more vivid

With the help of the "three -united and four guarantees" financing model, Gaotai County has become more and more beautiful in rural areas. However, "beauty" is not enough. From the perspective of the decision makers of Gaotai County, there are no industrial support, which will only be a "bonsai". The construction of rural areas must be combined with the bigger and stronger industries in order to bring the village's popularity and make the village more vivid.

Moving to a new home, Zhang Dingxing, a villager in Nancha Village, now raised 8 cows and 70 sheep in one breath.

When living in the old house, don't look at the house and the courtyard with 480 square meters, but he raised up to 4 cows and 24 sheep. "There is no place to raise." Zhang Dingxing said.

The courtyard where I live in now is only half of the previous half. Why can I raise so much?

The reason is very simple. Relying on the "three -united four guarantees" financing model, the village improves the living environment and withdraw from 150 acres to build land. On this land, a breeding community was built. Zhang Dingxing, who has always been "small and small", can finally let go of his hands and feet for breeding. In August last year, he spent 60,000 yuan in one breath and bought a cow with a calf and 30 lambs.

"Another great benefit of 'Three Alliances and Four Insurance' is to allow our money to not build all the houses, and they can also invest in the development industry." Zhang Dingxing said.

In addition to building a breeding communities, the village has also built a vegetable greenhouse. Zhang Dingxing transferred 10 acres of land at home to farmers to gather agricultural comprehensive development of farmers' professional cooperatives.

Following the cooperative, Zhang Dingxing also learned to be in the remaining land and covered 3 sunlight greenhouses. Last year, only onion seedlings were raised, and it sold 25,000 yuan. When he took time, he was still working in the cooperative, drove a tractor, and could earn 10,000 yuan a year.

The village has industries and villagers have employment. Driven by the "three -united and four guarantees" financing model, Gaotai County combined with village capacity rectification to develop strong villages and grasped feedback to the rich villages. They walked at the forefront of the remediation of rural living environment and took a solid step on the road of rural rejuvenation! (New Gansu · Gansu Farmers Daily reporter Song Zhenfeng He Chengjun)

Source: Gansu Daily

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