Shanxi Province issued a national student loan interest rate -free delay policy

A few days ago, the four departments of the Provincial Department of Finance, the Provincial Department of Education, the Taiyuan Center Sub -branch of the People's Bank of China, and the Shanxi Banking Regulatory Bureau jointly issued the "Notice on Doing a good job in the 2022 State -aid loan interest -free and the repayment of the principal delay" (hereinafter referred to as The "Notice") is exempted from the interest and the principal extended for one year for interests that have been repaid for 2022 and previous year. After the measures are introduced, it is expected to reduce interest and exemption of more than 100 million yuan, and can apply for an extension of 250 million yuan. The province's graduates of more than 260,000 and previous colleges and universities can benefit from it.

The "Notice" pointed out that the interest of the state -aid loans that should be repaid within 2022 and the year of loan students who graduated in 2022 and previously was exempted, and all of them were borne by the provincial finance. Loan students do not need to apply, and shall be handled directly by the undertaking bank. Among them, for new graduates of loan students in 2022, it is exempted from the interest of personal response to individuals in 2022 after graduating to the repayment period; for the loan students who graduated in the previous year, the national student loan that should be applied to the national student loan within 2022 is Interest, as well as the penalty of overdue loans in the previous year in 2022. The loan students who graduated in the previous year had repaid interest in 2022 before the notice was issued, and interest removal was also removed. The bank has completed the deduction operation, and the undertaking bank will return the deducted interest to the deducted interest.

The "Notice" pointed out that the principal of the national student loan principal who should pay back within 2022 and previous year -old loan students who graduated from 2022 and previously, and applied for independent applications of loan students, which can be repaid for one year. Do not reduce. Among them, students who are repaying on a width period do not apply to the principal of the loan repayment of the loan, and the loan period is unchanged; the loan students who are in the loan repayment period, after their own application, can extend the 2022 loan principal of 2022, postponed extension Loans are not counted and compounded, and the longest loan period policy remains unchanged. If I have not submitted the application, the loan principal is repaid according to the original contract. Prior to the issuance of the "Notice", the principal of the loan students partially repaid or all repaid, and it is not allowed to apply for extension repayment. The Provincial Department of Finance has urged banks to open the relevant application channels and inform the loan students in a timely manner.

The "Notice" also clearly stipulates that the state -run loan contracting bank shall submit credit information in accordance with the adjusted loan arrangement, and those who have been submitted shall be adjusted. If a loan student fails to repay due to the impact of the new crown pneumonia's epidemic, the bank is identified by the loan contract, and the relevant overdue loan may not be submitted for overdue records, and those who have been submitted shall be adjusted. (Reporter Ren Zhixia)

Shanxi Daily

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