State student loan interest rate -free decompression!Shanxi introduced detailed policies

A few days ago, the four departments of the Provincial Department of Finance, the Provincial Department of Education, the Taiyuan Center Sub -branch of the People's Bank of China, and the Shanxi Banking Regulatory Bureau jointly issued the "Notice on Doing a good job in the 2022 State -aid loan interest -free and the repayment of the principal delay" (hereinafter referred to as The "Notice") is exempted from the interest and the principal extended for one year for interests that have been repaid for 2022 and previous year. After the measures are introduced, it is expected to reduce interest and exemption of more than 100 million yuan, and can apply for an extension of 250 million yuan. The province's graduates of more than 260,000 and previous colleges and universities can benefit from it.

"Notice" pointed out

The interest of the state -aid loans that should be repaid within 2022 and previous year -old loan students who graduated from 2022 and previous year will be exempted, and all of them are borne by provincial finances. Loan students do not need to apply, and shall be handled directly by the undertaking bank.

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For new graduates of loan students in 2022, it is exempted from graduation to the repayment period, and the interest cope with the individual in 2022; for the loan students who graduated in the previous year, the interest of the national student loan interest that should be copied within 2022 is the interest. And the penalty of overdue loans in the previous year in 2022. The loan students who graduated in the previous year had repaid interest in 2022 before the notice was issued, and interest removal was also removed. The bank has completed the deduction operation, and the undertaking bank will return the deducted interest to the deducted interest.

"Notice" pointed out

For the national student loan principal of 2022 and previous year -old loan students who should be repaid within 2022, they can extend the repayment of one year after the lending students' own application.

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Students who are in a loan at a time -width period, do not apply to postpone the principal of the loan principal, the loan period is unchanged; the loan students who are in a loan repayment period, after their own application, can delay the repayment of the 2022 loan principal for one year. Punishment and compound interest, the longest loan period policy remains unchanged. If I have not submitted the application, the loan principal is repaid according to the original contract. Prior to the issuance of the "Notice", the principal of the loan students partially repaid or all repaid, and it is not allowed to apply for extension repayment. The Provincial Department of Finance has urged banks to open the relevant application channels and inform the loan students in a timely manner.

"Notice" also clearly stipulates

State -owned loan contracting banks shall submit credit information in accordance with the adjusted loan arrangements, and those who have been submitted shall be adjusted. If a loan student fails to repay due to the impact of the new crown pneumonia's epidemic, the bank is identified by the loan contract, and the relevant overdue loan may not be submitted for overdue records, and those who have been submitted shall be adjusted.

Source: Shanxi Provincial People's Government

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Graphic production: Shanxi Radio and Television Finance Media

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