With the "ten finances" guarantee and serving the city's epidemic prevention and control work

The epidemic is command, prevention and control is responsibility, and protection is power. The reporter was informed that in order to strengthen the financial support of key areas and key groups on the epidemic, the Business Management Department of Xi'an Financial Work Bureau and the Xi'an Branch of the People's Bank of China will effectively do a good job of financial services during the prevention and control of the epidemic. On the evening, the "Notice on Further During the Epidemium During the Epidemium" was jointly issued, and from ten aspects, the relevant units in the city and the financial institutions in the city in the city were required.

The "Notice" first clarifies the three types of key support objects for financial services for financial services: first, medical materials, transportation and logistics, and mass life of the masses that are directly related to the prevention and control of the epidemic conditions; The market entities that have affected the industries such as cultural tourism such as cultural tourism; the third is that after the epidemic, large enterprises, private small and micro enterprises, agricultural enterprises, manufacturing and living service types on the construction of key projects in the construction of key projects must be comprehensively promoted. enterprise.

The "Notice" stated that it is necessary to guide the financial institutions in municipalities to flexibly use monetary policy tools such as re -loan and re -discounting to ensure stable growth of credit investment, and effectively strengthen the key areas of anti -epidemic protection and re -production and re -production. Credit support for private small and micro enterprises, individual industrial and commercial households.

The "Notice" requires that the rights and interests of financial consumers affected by the epidemic affected by the epidemic should be effectively guaranteed. Specifically, during the prevention and control of the new coronary pneumonia, personnel who are infected with new crown pneumonia, personnel who are infected with new crown pneumonia, observers who need to isolation due to the prevention and control of new crown pneumonia, and staff who participate in the prevention and control of the new crown pneumonia. If the impact of the pneumonia epidemic fails to repay the timely time, the access agency of the credit reporting system is determined that the impact of the epidemic is difficult to be temporarily difficult, and the relevant overdue loan may not be submitted as an overdue record; The credit reporting system can submit credit records according to the adjusted repayment arrangement. If it has been submitted, adjust the error correction procedure of credit collection.

The "Notice" encourages financial institutions in municipalities to allow small and micro enterprises to actively promote the decline in comprehensive financing costs of small and micro enterprises. The financing cost of small and micro enterprises in 2022 is lower than that of financing costs in the same period last year, the growth rate of loans is higher than the growth rate of various loans, and in 2022, the city's banking institutions will be rewarded.

In addition, the "Notice" also clearly proposed to deepen financial assistance services, popularize financing support products, "online + offline" to enhance the convenience of financial services to gain financial services, give full play to the role of financing guarantee funds for financing guarantee for small and micro enterprises in Xi'an The cooperation and risk sharing of "political and silver", as well as actively coordinating the city's various functional departments to determine the list of key enterprises for anti -epidemic and protection, and to actively meet the corporate reasonable financing needs and other detailed measures.

It is particularly worth mentioning that the "Notice" encourages financial institutions in municipalities to delay the repayment of the loan business of enterprises, individuals (individual industrial and commercial households, small and micro -enterprise owners) that affect liquidity in the epidemic. For loans expired during the prevention and control of the epidemic, encourage financial institutions to give appropriate extension or exhibition periods in accordance with the principles of marketization. Branch at all levels of the People's Bank of China should actively guide eligible local legal person financial institutions to make good use of inclusive small and micro loan support tools to continue to support the development of small and micro enterprises.

Source: Xi'an Finance

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