Shenzhen prosecutors sort out 12 kinds of illegal financial advertisements to teach citizens to identify and prevent

As the people's living standards continued to improve, incidents that criminals used illegal financial advertisements to cause the people's "money bags" to be damaged repeatedly. A few days ago, the prosecutor handling the case of the Shenzhen Municipal People's Procuratorate sorted out the propaganda and characteristics of 12 illegal financial advertisements to teach citizens to identify and prevent financial crimes.

1. If the criminals are named the name of P2P, they enter the platform account to form a capital pool after absorbing funds. The fact that the illegal fundraising is performed, and the funds are placed in a great risk. Once the capital chain breaks, the investment funds cannot be redeemed. The real P2P platform is only an information intermediary. The investment funds are directly matched to the borrower. The platform must not form a fund pool, let alone promise the principal and interest.

2. The name of the criminal fake borrowing of private equity funds, violating private equity fund fundraising regulations, no investment threshold, unlimited investors, public publicity and sales, putting investment in great risks, and difficulty guarantee funds. The real private equity products are only targeted at qualified investors, and have strict requirements on the number of investors and investors' net assets, and prohibit public publicity.

3. The criminals open an investment management company, claiming that there are professional traders on behalf of the operation futures, foreign exchange, precious metals and other transactions. They promise the principal and interest security, deceive investors after opening an account on the trading platform. Concentrated investment funds for large amounts of funds or diverting for him, and the funds are safe and safe.

4. The criminals are returned to investors in the name of selling original equity to investors, giving investors "telling stories" and "painting big cakes" to seduce investors to invest and put the investment in high risk. In fact, the sale of the original equity has strict legal provisions that the company's listing needs to be approved by the regulatory authorities at all levels. The statement of the listing of shares must be greatly vigilant.

5. In the name of "mobile mall" and "self -selected supermarkets", illegal elements promise consumers to recharge a certain amount of money in an account controlled by criminals, that is, free daily necessities such as rice oil and even so -called high -end nutritional products. Return the recharge after the period. The essence of its investigation is to leave illegal fund -raising by selling goods.

6. The criminals are under the name of investing in pension bases, pre -sale pension beds, etc., catering to the extremely strong pension needs of elderly investors. They often seduce the so -called pension bases and welfare homes for the elderly customers to visit and play. In the future of the elderly project, illegal fundraising is then illegally funded in the name of pre -sale pension beds.

7, illegal elements set up a number of shell companies to form a so -called group company. They rent high -end business buildings in the core business district, and publicize them through the Internet, media and even star endorsements to create an illusion of "tall". The ultimate goal is illegal fundraising in the name of asset management and investment and financial management.

8. In the name of providing asset value -added services such as asset value -added services, criminals set a certain investment amount standard to absorb investors as customers and promise to return. At the same time, investors are also encouraged to "pull people" to invest in the meeting. Based on the members of the absorbed membership, they pay "head fees" to investors, and finally form a pyramid -type MLM model.

9. The criminals promised investors to make high commission, encouraging investors to attract relatives, friends, and neighboring colleagues around them to invest, and transform investors into salespersons. Many relatives and friends often invest in love. Once economic loss occurs, it often affects a family and even a community.

10. Under the banner of setting up a limited partnership company, the criminals declare that investors can invest in funds to become the company partners. It is confusing to sign the "Partnership Agreement" with investors. In fact, investors do not enjoy and fulfill the rights and obligations of partners during the company's operation. They are only in the position of ordinary investors and redeem the principal and interest according to the agreement. This behavior of criminals is still illegal fundraising.

11. Criminals claim to have a business license issued by the industrial and commercial department, and the business scope lists investment management, investment consulting, etc., so as to show that they have relevant qualifications and trick investors to rest assured to invest. In fact, in accordance with the law, financial businesses engaged in absorption of deposits must be strictly reviewed by relevant financial regulatory authorities in order to issue licenses. Investment management, investment consulting, and engaging in absorption of deposits are not the same.

12. The criminals use the financial leasing model to lies to lease the target to third parties, forming creditor's rights between the financial leasing company and third -party companies, and the principal and interest of the third -party company will be returned by a third -party company. In fact, criminals often fictional financial leasing projects. After absorbing funds, it is used directly for itself, and the funds are safely ignored.

Shenzhen prosecutor warmly remind citizens: In the face of various financial products, citizens need to enhance their "immunity", know risks and investment, and be blinded by illegal fund -raising advertisements. Essence

Shenzhen Evening News reporter Yidi Xiaohong

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