Heavy and favorable!It's a personal pension

Author:Ai Guangrao Time:2022.09.29

Personal pension that has attracted much attention

The preferential tax policy is determined!

September 27th

CCTV "News Network" report

↓↓↓

On September 26, the executive meeting of the State Council decided: Personal income tax benefits for personal pensions for policy support and commercial operations: The payment of the payment of the payer is deducted from the limit of 12,000 yuan per year. The tax negative was reduced from 7.5%to 3%. On April 21 this year, the "Opinions on Promoting the Development of Personal Pensions" was officially released to the outside world, which is considered to be the iconic incident of my country's third pillar of the establishment of an endowment insurance system. It is clear that participants can choose to use personal pension funds account funds to purchase financial products such as bank wealth management, savings deposits, commercial pension insurance, and public funds for the use of personal pension funds accounts based on different investment preferences.

On June 24th, the CSRC publicly solicited opinions on the "Interim Provisions on the Management of the Business Management of Public Pension Investment Public Fund Fund Business Management (Draft for Soliciting Opinions)", clarifying the fund product standard requirements of personal pensions, and the fund manager's of the fund manager Regulations on investment management and risk management responsibilities, etc., further refine the relevant institutional arrangements of the personal pension investment fund, and the docking of personal pensions and public funds enter the countdown stage.

In addition, many banks such as China Merchants Bank and CITIC Bank have opened special personal pension pages on the APP, which has attracted market attention.

According to estimates, the scale of personal pensions in my country in 2035 may reach 12 trillion, which will bring long -term stable incremental funds to the capital market. Personal pensions will improve A shares stability after long -term entry into the market.

Promotion and implementation of the personal pension system

It is satisfied with the people

The inevitable requirements of multi -level diversified pension insurance demand

It is also promoting the high -quality development of social security,

Important measures for sustainable development

Source: News Broadcast

- END -