The scammer holds the "certificate" to work, and the result ...

Financial customer service, holding "certificate" job

Video conference, screen sharing

In order to "raise interest rate cuts"

Transfer to "Security Account" 180,000 yuan

"After verification by the system, your" J Dongjin Bar "has a good credit, and now the platform has launched a interest rate reduction service ..."

On September 18, Mr. Yao, who lived in the Rizhao Economic Development Zone, received a call for a financial customer service claiming to be a "certain Dongjin". Due to work needs, Mr. Yao often handle online lending business. "Now, the platform takes the initiative to raise interest rates, you must seize the opportunity!"

In order to relax Mr. Yao, "customer service" took the initiative to provide Mr. Yao with his electronic work certificate, and the work permit was marked with the word "CBRC".

"It is worthy of being a big company, and it is really upright." Mr. Yao downloaded and logged in to a video app in accordance with the requirements of "customer service" and opened a video conference.

"You need to take all the amount of the borrowing account and transfer to the security account. We operate the rest of the steps." The "customer service" in the video is very patient.

In order to be more convenient to accept guidance, Mr. Yao agreed to the "customer service" screen sharing request. Mr. Yao transferred all the amount of 50,000 yuan loan to the "security account".

"We can not only operate‘ J ​​East Finance ’, other loan platforms can also be operated, and the quota can be doubled.” Mr. Yao, who has been brainwashed, has shown 130,000 yuan from other loan platforms to “security account”.

Two days have passed, and Mr. Yao has not waited for the news that the amount of interest rate reduction is made. He sought help from the "customer service".

Mr. Yao patted his thighs fiercely, realizing that he had encountered telecommunications fraud, and then called 110 to report to the police.

Fraud method analysis

Step 1: The scammer uses illegal means to obtain the information of the victim to win the trust of the victim.

Step 2: Taking "withdrawal interest rate cuts" as a bait to seduce the victims into video conferences and agree to share mobile phone screen sharing, and then obtain various information such as the balance of the victim's bank and loan.

Step 3: Make large amount of fraud, and make up for various reasons such as "operating errors" and "paying deposit" and other reasons to request transfer until they are discovered.

What is screen sharing?

"Screen Sharing" is also called "Share the screen", which is equivalent to the screen recording operation of the mobile phone. It is a common function of online video conferences. It will record all the content displayed on the screen and simultaneously let the other party see, including the bomb frame display, including the bomb frame display SMS, WeChat, and other app push content. In other words, the other party can see any operation on your mobile phone interface, including input passwords, unlock trajectories, and verification codes.

Police reminder

1. Do not trust. Strange calls, especially those involving loans and transfer, must verify the identity of the other party. It is best to verify through the official app or website.

2. Don't click. Do not click on the APP download link from a stranger, and do not easily agree with the stranger's mobile phone screen sharing request.

3. Do not transfer. There are no so -called "security accounts" in financial platforms. Please log in to the official website for official customer service for adjustment.

Reprinted from Rizhao Public Security

- END -