"Sword of Legal" and "Shield of Technology" of anti -fraud

WeChat worth 23800 yuan

"Hello, I am the staff of Liangzhu New Town Police Station. Did you just receive a fraud call? Don't believe it, it is fraud, stop all operations."

One day in June 2022, Shen Liangping, a police officer of Zhejiang Yuhang, issued the WeChat news of "23,800 yuan".

At that time, Mr. Wu, who lived in Yuhang, had just received a call calling himself a customer service, saying that his "student loan" was required to apply for a "student loan" in a timely manner. Mr. Wu has downloaded an online loan app according to the other party's requirements, and is preparing to loan 23,800 yuan on the platform and transfer to the other's account. Seeing the WeChat warning reminder from Shen Liangping, he suddenly realized.

Since 2021, the average daily warning instructions have exceeded 110,000 to avoid being deceived by nearly 30 million people. A total of 1.55 billion fraud calls and 1.76 billion fraud messages were intercepted throughout the year. This is the latest data from the Ministry of Public Security in March this year. Essence

Anti -electrical legal sword

Just recently, the prominent crime of telecommunications fraud crime has ushered in the era of special legal governance. On September 2nd, the "Anti -Telecommunications Network Fraud Law of the People's Republic of China" was approved by the 36th meeting of the Standing Committee of the 13th National People's Congress and implemented from December 1, 2022.

The implementation of the anti -telecommunications fraud law is a "small incision" legislation that responds to social needs quickly and accurately. The grim, which shows the determination to severely crack down on punishment and protect the "money bags" of the people.

Telecom network fraud crimes are composite crimes composed of multi -chain, multi -level, and multi -links. The huge upper and middle and lower black -gray industries penetrate all aspects of telecommunications network fraud crimes. In this regard, the anti -electronic fraud laws were implemented through the implementation of the "source governance", "full chain governance" and "comprehensive governance".

Specifically, the Anti -Electric Fraud Law, on the one hand, emphasizes the black and gray industry from the source prevention, cracking down and governing the network; on the other hand, it focuses more on user protection. Propaganda and improve the awareness of anti -fraud. It can be said that the through implementation of the anti -electrical law is on the form of a criminal gang -the platform -the victim's criminal conduction chain in the form of legal design to substantially curb the crime of telecommunications network fraud and reduce the possibility of victims. Established a framework for comprehensive long -term governance.

Anti -fraud requires group defense

In fact, the essence of telecommunications network fraud is the result of people's deep embedding in the digital age. With the rapid development of Internet digital technology, people's production and life accelerates to online, and more and more capital transactions occur in digital forms. Digital risks and high -rhythm and fast -paced modern life have given illegal elements. Take the opportunity.

Today's telecommunications network fraud crime has shown a trend of large -scale gang, technical professionalization, and cross -platform crimes, and the drainage and fraud models have been continuously upgraded.

Taking a very typical "killing pig plate" fraud as an example, criminals target the emotional needs and psychological weaknesses of modern people. The crime process involves multiple platforms such as marriage and love platforms, communication platforms and even online financial platforms. A month. At the same time, due to the confusion of fraud, and most of the capital transactions are operated by the account itself, the risk characteristics are more invisible and difficult to identify.

Therefore, as the "comprehensive governance" emphasized by the Anti -Electric Fraud Law, anti -fraud not only requires the top -level construction of the legal level, but also the comprehensive mechanism of the whole society of group defense and group governance.

Technology+civil defense, do a good job of "anti -fraud sees"

· More comprehensive: a technical and mental confrontation

First of all, fraud rely on the Internet, and web support also requires network support. In actual fraud cases, there are a lot of funds trading through Internet service platforms such as WeChat payment. Therefore, as an important participant for risk response, telecommunications and Internet platforms can be described as "anti -scam people." The fourth chapter of the Anti -Electrical Fraud law clearly stipulates the obligations of criminal prevention such as the monitoring, identification, and disposal of Internet service providers on the monitoring, identification, and disposal of Internet service providers.

Today, anti -electrical and combating network black and gray industries have become key areas that have been in -depth use of big data analysis technology and fully build civil defense mechanisms at the same time. The joint defense of the whole society.

At the same time, in order to prevent telecommunications network fraud, in recent years, the National Anti -Fraud Center has also recommended a number of anti -fraud weapons such as the National Anti -Fraud Center APP. It not only includes the "one certificate check" national mobile phone card that focuses on providing reliable information and effectively identifying the national mobile phone card. Services and cloud flash payment APP "one -click check card", including the 96110 early warning dissua, 12381 fraud warning dissuades SMS system, calling reminder "anti -fraud business card", "WeChat payment risk early warning" and other early warning discouraged mechanisms.

It can be said that this is a comprehensive construction of "mental anti -fire wall" for users. It aims to use interactive risk control technology to pull the deceived users of "voluntary payment" and realize that they are being deceived.

Taking WeChat payment risk early warning as an example, from high -risk transactions pop -up window to 15 minutes of "transfers calm period", to manual telephone reminders of anti -fraud customer service, in the construction of early warning and dissuasion mechanism, you can see that Tencent is looking for technology to technology Inject human feelings, awaken the security mind of users in a more interactive and tender way. · More precise: "Precise Push" anti -fraud publicity

In addition, anti -fraud propaganda is the most fundamental and effective anti -fraud. In this regard, the Anti -Electric Scam Law also has special regulations. For example, Article 8 stipulates that it is necessary to strengthen publicity and education for special groups such as elderly people and adolescent groups. It can be seen that anti -fraud propaganda is gradually moving towards the accurate publicity of groups and classifications, and effectively fights against the targeted fraud of criminals.

Recently, under the guidance of the National Anti -Fraud Center, Tencent's multiple departments jointly launched a series of "anti -fraud" series of publicity activities. WeChat Payment, Tencent Guardian Plan, WeChat Security Center, QQ, Tencent Mobile Manager and other departments, through various forms such as public welfare short films, fun answers, publicity posters, etc. Essence

Behind the anti -fraud are the challenges of risks in the digital age to the current rule of law and the interests of citizens. To enhance the awareness of anti -fraud and stop telecommunications network fraud, it requires both the sword of law and the shield of technology.

For Internet companies, this is both the requirements for product design and the requirements for risk control technology. Only by continuously enhancing risk monitoring, analysis and early warning capabilities, and building cross -platform and cross -regional information sharing systems can we realize the telecommunications network Effective screening and prevention of fraud.

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