This kind of loan allows you to "get more loan and poor"

Author:Yiliang Rong Media Time:2022.09.21

For those who urgently need money

Loan is undoubtedly a good way

But applying for loans to banks is cumbersome

You also need to wait for a long review ...

The online loan is more convenient and fast

But this is often the beginning of a scam

It's easy to fall into the trap of the liar!

real case scenario

On September 14th, A was urgently needed for a weekly transfer due to family reasons. He searched the loan platform on the webpage and filled his own information. Then he received a call to add a platform customer service QQ for loan operation.

After the successful addition, the other party sent a software installation package called "China Post Consumption" to let A download and apply for a loan through this app. A applied for a loan of 60,000 yuan for a certain operation, and soon the approval was successful. When A was withdrawn, he continued to fail, and contacted the customer service, saying that due to the wrongdoing bank card number filled in A, the loan was frozen, and a thawing fee of 6,000 yuan was required. At this time, A had suspicion, but the other party said that if the loan operation was not completed, the judicial procedure would be taken, and A made A himself bear the consequences. The customer service also said that because A did not have a complete remarks, and he had to continue to pay the money. Then A reacted to be cheated and lost 15,000 yuan.

Routine analysis

01. Strangers add friends

Be cautious!

After some residents browse loan information on the Internet, some strangers will add friends through chat software such as QQ and WeChat.

02. Download app filling information

Be careful!

After adding a friend, he has slowly fell into the trap of the scammer. After the scammers understand the needs of the victim through chat, they recommend apps or send links to the victims with the guise such as "second to account" and "interest -free", and let the victims be in him in him Fill in basic information under the guidance.

03. Pay first

There must be fraud!

The scammers use the psychology of the victim to use money, and in the name of "handling fees" and "deposit" such as lending, the victims induce the victims to pay a certain amount of quota. In order to quickly get the loan victims, they will let go of their careers and follow the guidance of the scammers.

04. I want to pay the money and continue to pay

Unreliable!

When the victim is preparing to withdraw, it is found that it is still unsuccessful. The scammers continue to pay the money in the name of "insurance" in the name of "bad credit". For the loan, the victim may continue to pay. Run the money.

""

Police tip

1. Banks and regular loan companies will not require borrower to pay various fees such as "margin", "handling fees", and "service fees" before applying for loans;

2. Strengthen self -protection and safeguard their own rights. I don't want to leak personal information and bank card information to the loan platform at will;

3. Establish the correct view of consumption and consume moderately. Under the premise of consumption power, starting from actual needs, do not consume emotional consumption, avoid comparison and impulse consumption.

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