As of the end of May, Hebei agricultural loans increased by 13.8% year -on -year

Great Wall Network · Jiyun Client News (Reporter Zheng Jiazheng Correspondent Li Jieqiong) This year, wheat in Hebei Province is generally better than all year round, and summer food is harvested. The Shijiazhuang Center Sub -branch of the People's Bank of China focuses on the demand for food production, collection and storage, and circulation of the entire industrial chain of the entire industrial chain, and strives to alleviate the financing problems of small and medium -sized enterprises, new agricultural business entities and individual industrial and commercial households in counties, and effectively guide financial institutions in the jurisdiction to support the harvest of summer grain harvest. Essence As of the end of May, the province's agricultural loan -related loans increased by 13.8%year -on -year, which was 2.1 percentage points higher than the growth rate of various loans. Among them, farmers' production and operation loans increased by 16.95 billion yuan from the beginning of the year, an increase of 19.7%year -on -year.

Focus on the construction of institutional mechanisms and improve the financial services of the entire industry chain

At the beginning of the year, the Shijiazhuang Center Sub -branch of the People's Bank of China issued the "Implementation Opinions on Doing a good job in Financial Support Hebei Provincial Key Promoting Rural Revitalization Key Work in 2022", clarifying the service positioning of development, policy, and commercial financial institutions to support rural revitalization, and build a clear positioning positioning clearly. , Distinguished characteristics, complementary advantages, collaborative and efficient financial service pattern. At present, all financial institutions in Hebei Province have established financial services for rural revitalization business departments or specialized mechanisms.

Improve financial product services and help the agricultural industry chain stability. Actively support the acquisition of food market -oriented, actively connect with the needs of grain acquisition and processing financial needs, such as the Agricultural Development Bank Hebei Branch to play the role of the main channel for grain and storage, do a good job of credit rating, acquisition of loan qualifications, etc. Examination and approval, prepare for 15 billion yuan in credit scale for summer grain acquisition; pay attention to financial services of seed enterprises, explore effective support models, such as CCB Hebei Provincial Branch provided 120 million yuan in credit support for 49 seed companies, an increase of 55.22 million yuan from the beginning of the year. Essence Increase financial support for vegetable production and ensure the safety of "vegetable baskets". For example, the Bank of China Raoyang Sub -branch has newly launched a new "greenhouse planting loan" credit loan of 9.37 million yuan since 2022, supporting 36 key vegetable planting farmers.

Hebei Province, as the main province of food to help the province, do its best to do a good job of food collection and storage.

Focus on the use of policy tools to ease the pressure of corporate operations

The Shijiazhuang Center Sub -branch of the People's Bank of China organizes the "2022 Rean Loan Special Service Activities" in the province, encouraging the legal person banks within its jurisdiction to focus on 107 district industries in the province, comprehensively sort out the financing needs of core enterprises and upstream and downstream enterprises in the industrial chain, and launch "Furthermore Exclusive products of loans+characteristic industries "will issue preferential interest rate loans to the main body of the agricultural industry chain. At the end of May, Hebei Province's re -loan re -discounting balance was 70.69 billion yuan, an increase of 64.6%year -on -year. The balance of agricultural loans of local legal person banks was 510.05 billion yuan from the beginning of the year.

Baoding Popular Machinery Accessories Manufacturing Co., Ltd. is a small and micro enterprise specializing in the production of agricultural mechanical accessories. The fuel injection pump produced is an indispensable accessories active in the field during the summer harvest. Affected by the epidemic of new crown pneumonia, the backlog of the company's order this year is particularly serious. The continuous increase in raw materials has brought huge pressure on the normal operation of the enterprise. In Baoding Bank learned this situation, set up a special team to open a green channel. In just one week, it allowed the company to obtain a credit limit of 3 million yuan in preferential interest rates. This funds can ensure that the enterprise is full load for 2 months, and the backlog orders can be delivered on time, which effectively solves the blocking point on the agricultural machinery industry chain.

Hebei Kelier Seed Industry Co., Ltd. is located in Yongnian District, Handan City, Hebei Province. It is a small and micro enterprise. It has been engaged in seed operations for more than 10 years and has formed a complete seed selection, production, and sales system. Entering the season of summer grain harvest, corporate funds are large, and it is difficult to meet its own funds. After understanding the needs of enterprises, the local Handan Bank quickly arranged personnel to docking and issued 3 million yuan in agricultural characteristics to the enterprise to support enterprise food reserves. By using re -loan policy funds, the interest rate of the loan has reduced 90 BP compared with similar loans, saving interest expenses for enterprises nearly 30,000 yuan, and effectively supports the development of inclusive small and micro enterprises.

The legal person banks in Hebei sent financial policies to enter the field, helping the summer grain granules return to the position.

Focus on industrial development drive, help farmers to increase their income stable income

The Shijiazhuang Center Sub -branch of the People's Bank of China actively guides financial institutions in its jurisdiction to increase support for rural characteristic industries, and use industrial driving as a breakthrough to effectively promote agricultural harvest and farmers' income. The United Provincial Finance Office, the Provincial Agricultural and Rural Department and other departments organized the province's characteristic industrial cluster agricultural business entity financing policy line to preach and docking meetings. More than 1,400 characteristic industrial cluster agricultural business entities were connected with financial institutions to reach a financing intention of 4.84 billion yuan.

Sun Hongbin in Licun Town, Luquan District has been engaged in crop planting for many years. In 2018, the Hongfeng Family Farm in Luquan District was established. Luquan Rural Commercial Bank came to the door for the first time and issued a credit loan of 50,000 yuan to him. With the gradual expansion of family farms, the area of ​​land contracting has expanded from the original 300 acres to 2,000 acres. Sun Hongbin's credit has long been able to meet the demand for production and operation, but the problem of insufficient mortgagers restricts the financing of family farms. The bank learned about the difficulties of the company at the bank -enterprise docking meeting, and quickly developed a solution. By cooperating with Hebei Agricultural Financing Guarantee Co., Ltd. to issue a loan of 500,000 yuan to it, it solved the urgent need of farmers' eyebrows during the current critical period of summer grain acquisitions. Essence

Luquan Rural Commercial Bank fully meets the financing needs of large grain farmers, and the farmers' bumper harvest is stabilized.

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