A maximum guarantee of 3.5 million yuan!"Nanjing Ninghui Bao" Phase III was officially released

To solve the worries for "Ning", let the people enjoy "benefit". On the afternoon of September 19, the third phase of "Nanjing Ninghuibao" was officially released. Since the release of the first phase of the product on January 7, 2021, which cities are the benefits of the "Nanjing Ninghuibao" to the people? Compared with the first two issues, what are the upgrades of the third phase of "Nanjing Ninghuibao"? Nanjing Ninghuibao (Phase III) press conference introduced the product characteristics, protection scope and previous product compensation rates.

At the press conference, Nanjing Medical Insurance Bureau, Radio and Television Group, Health and Health Commission, Civil Affairs Bureau, Local Financial Supervision Bureau, Zijin Investment Group, Big Data Group, Federation of Trade Unions, the relevant departments and branches of the Municipal Medical Insurance Bureau And the underwriting unit, some medical institutions, the representatives of the universities in Ning Ning, and the participating enterprises launched the three -phase insurance insurance for "Nanjing Ninghui Insurance".

根据发布会现场公布的信息，“南京宁惠保”三期即日起至2022年12月15日期间开通新一年度的参保入口，凡符合投保条件的居民，不限年龄、不限职业、 Unlimited past symptoms, unlimited diseases, and no physical examinations can be passed through the official WeChat public account "Nanjing Ninghuibao", and "Nanjing Ninghui Bao" on the Alipay, and opened the "My Nanjing" app search for "Nanjing Ninghui Insurance" And pay attention to the sharing of the two -dimensional code such as the agent of the underwriting agency to complete the insurance.

Take it to the people to the people, and the first phase of compensation has reached 103%

It is understood that since the first phase of the product on January 7, 2021, the highest payment amount of "Nanjing Ninghui Insurance" has reached 213602.02 yuan. 5 months old. Compared with many cities to benefit the people's protection products, the proportion of self -payment compensation and the scope of self -funding guarantee has a significant advantage.

This year, the third phase of "Nanjing Ninghui Insurance" was included in one of the "16 Minsheng Practical Projects of Nanjing Medical Insurance in 2022". Diao Renchang, secretary of the party group of Nanjing Medical Security Bureau, said that focusing on the comprehensive construction of basic medical insurance, medical assistance as the bottom, supplementing medical insurance, commercial health insurance, charitable donations, and medical support systems for the common development of medical insurance systems. The Nanjing Medical Insurance Bureau Joint Civil Affairs Bureau, the Health and Health Commission, the local financial supervision and administration bureau and other departments and the Federation of trade unions have guided the launch of two issues of "Nanjing characteristics" and inclusive commercial health insurance that connects with basic medical insurance- " "Nanjing Ninghui Bao" has been recognized by all sectors of society.

It is reported that the first phase of the "Nanjing Ninghui Insurance" product compensation rate reached 103%. The second phase of the product attracted millions of people to participate in the insurance. Health protection provides useful supplements for the improvement of the multi -level medical security system.

In order to further meet the demand for many levels of health guarantee, effectively reduce the personal expense burden of the masses in the aspects of major diseases and special diseases, based on the full understanding of the medical and health status of the local mass and absorb previous operation experience, optimize and improve product guarantee, and improve product guarantee. Actively build the three -phase product of "Nanjing Ninghuibao" with the level of inclusive people with experience, high level of protection, high -level city customization, and more convenient service services.

Let more people have "medicine", and can enjoy up to 3.5 million yuan to guarantee

The upgraded "Nanjing Ninghui Insurance" three -phase product, in addition to the basic guarantee version of 99 yuan, can enjoy the guarantee of 1.5 million yuan, it also increases the 1.50 yuan upgrade guarantee version, which can enjoy a guarantee of up to 3.5 million yuan. According to the information released at the site of the on -site conference, the third phase of the "Nanjing Ninghui Insurance" product breaks the identity of the insurance, breaks through the medical insurance catalog, and breaks through the historical restrictions of the past. Essence

The scope of the participating people is expanded, so that more people have "medical". On the one hand, on the basis of participating in the basic medical insurance personnel of Nanjing City, the direct relatives who participated in the basic medical insurance in Jiangsu Province and the "new citizen" who worked in Nanjing for one year; Essence On the other hand, in terms of 150 yuan product treatment guarantee, focusing on reducing the medical burden of self -funding outside the scope of medical insurance, and adding 28 species of special drug costs and proton heavy ion treatment expenses for special drugs in China, with zero -free compensation.

Do "Nanjing Ninghui Bao" with "temperature", and the scope of personal account payment expands

It is worth noting that the scope of medical insurance personal account payment scope of the third phase of "Nanjing Ninghui Insurance" has further expanded. Participants who participated in the medical insurance of Nanjing's employees, the remaining part of the medical insurance account can be the "Nanjing Ninghui Insurance" period for the spouses, parents, and children who participated in basic medical insurance in Jiangsu Province and in Jiangsu Province. Eligible citizens can realize that they do not need to pay cash, and the whole family will enjoy the entire year's guarantee. In addition, the third phase of the "Nanjing Ninghui Insurance" also established a non -compensation preferential treatment system to give preferential treatment to unsuccessful customers who participated in the insurance for two consecutive years.

The third phase of the "Nanjing Ninghui Insurance" key guarantee is the self -funded medical expenses outside the scope of medical insurance, which truly reflects the concept of "urban customization". The launch of the third phase of the "Nanjing Ninghui Insurance" product will build a more comprehensive health guarantee for the residents of the insured, efficiently play the role of benefit of the protection of private insurance, and contribute to the construction of a multi -level medical security system.

Xinhua Daily · Jiaojiao Reporter Xu Yidan

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