Urgent reminder!There are already citizens here in Yantai!

Today, the personal credit report has become the second "ID card" for people. Once I lose my credit, it will not only affect personal credit, but also affect daily work and life.

This also allowed criminals to have the opportunity to take advantage of it. They pretended to be a staff member of financial institutions to seduce the victims to transfer money to the victims under the banner of "overdue the loan" and "credit reporting and whitewashing".

Typical Case

Laiyang Women's Xiaoli (pseudonym) has paid through white bars in Jingdong. On September 8th, Xiaoli received a call from a Customer Service personnel who claimed to be JD.com, informing her that she would not use it for a long time because she did not use it for a long time. If it was not canceled, it would affect credit reporting. After that, the other party asked Xiaoli to join the "Nail Conference" and sent a form, saying that this was an online loan she could not cancel. After applying for online loan quota (loan out) on these online loan platforms Their backstage was canceled.

Xiaoli Xin thought it was true, and the application application quota was operated according to the opponent's instructions, and the loan she applied to the other party was transferred to the other party's designated account. After Xiaoli's operation, the other party still made the transfer for various reasons before she realized that she was deceived and was deceived for 249,900 yuan.

Frequent fraud "trilogy"

01

· Pretending identity

Scammers mostly implement fraud as impersonating financial institutions, Internet financial platform staff, "loan platform customer service", etc., and sometimes show the falsifying documents, business licenses, or the victims, bank cards, etc. obtained by advance, or bank card, etc. to the victims. Specific information breaks the victim's psychological defense line and let it go down the alertness.

For example: Send a document or authorization certificate with the words of the word Chinese banks;

For example: posing as a large platform for customer service and accurately telling the victim's information to deceive the trust.

02

· Formation reasons

Using the victim's concerns about the psychology of the recording of the credit reporting, and fabricating various reasons to panic the victim.

For example, there are affected or punished credit behavior on personal loans, children's enrollment, and promotion of work promotion.

Various routines: 1. If you have registered an online loan platform account or have a loan record during school, you will say that according to relevant national policies need to cooperate with the cancellation of the account, otherwise it will affect personal credit reporting; If you loan, you will be stolen by your identity information. You have registered a loan record for online loan accounts, and even said that the loan has not been paid off and you need to cancel it. Otherwise, it will affect personal credit reporting.

03

· Complete fraud

When the victim has a panic, the scammers will propose a way to deal with it, induce the victim to transfer remittances, or let the victim transfer to the bank account provided by the suspect after a loan on the regular online loan financial APP.

The most conventional routine: requires a privately add QQ guidance operation to guide you from the loan transfer from major online loan platforms to the designated bank account to complete the fraud.

Upgrade routine: require downloading Tencent Conference and operating "screen sharing", stealing personal payment information, etc.

Police reminder

1. Personal credit reporting is managed by the People's Bank of China Credit Center, and both banks and individuals have no right to delete and modify them.

2. All calls for self -proclaimed loan platform customer service and the calls that provide the recruitment of non -performing online loans are fraud. Individuals will not affect credit reporting as long as they pay off the loan on time.

3. If you receive such calls, you must be vigilant, do not believe in any URL and rhetoric provided by the other party. For doubtful matters, you must log in to the official platform or consult the official customer service.

Remind everyone again

Must be vigilant, don't care!

Source: Laiyang Public Security

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