"Pension Fraud" Guide to avoid pits, please check!
Author:Jiangsu High Court Time:2022.06.21
In recent years, fraud cases specifically for the elderly have occurred. According to statistics, since 2017, more than 4,500 cases of pension fraud have been cracked by public security organs across the country, and more than 11,000 criminal suspects have been arrested. In April 2022, the special operation of cracking down on pension fraud nationwide was officially launched.
Let ’s follow the judges to identify various types of pension fraud with the judges, improve the ability to prevent fraud, protect their own old -age money, and enjoy a beautiful sunset life.
Common ten types of fraud trap
01
"Health Products" scam
Bleak
Aiming at the psychology of the elderly to pay attention to the health, after giving the trust through free experience, giving gifts to small gifts, and accompanied by chatting and dismissal, they begin to recommend "health products". Sometimes they also have "well -known experts" lectures to instill the so -called health concepts for the elderly. , Induces the elderly to purchase "health products" or fake and shoddy products with high price and exaggerated features.
02
"Investment and Financial Management" scam
Bleak
Attract the elderly by giving a small gift and other ways, then open a meeting and knowledge lecture to introduce the "high -end atmospheric level" investment project to the elderly. "You can enjoy early rebate" and other forms to deceive the elderly to increase investment or pull people investment.
03
Agent old -age insurance scam
Bleak
Such illegal crimes are mainly manifested in pretending to be a staff member of the bank and insurance institutions. On the grounds of acting on the grounds of "advance retirement" and "endowment insurance", the materials costs and benefits of the elderly are collected, and the insurance benefits paid by the elderly will eventually deceive the elderly.
04
"Free Travel" scam
Bleak
Use the enthusiasm and frugal habits of the elderly to travel, and organize tourism activities with unreasonable low prices and even free organization to attract the elderly to participate in the group. During the travel process, various shopping activities are arranged to sell the goods to the elderly at the market price.
05
"Warm" scam
Bleak
Most of these scams are the goal of empty nest elderly people, using the lonely psychology of the elderly, playing "big filial sons" in front of the elderly, always accompany and care for the elderly. After obtaining trust, they ask for various reasons to ask for money, and finally bring them to bring them. Escape.
06
"Winning" scam
Bleak
Scammers use pseudo -base stations or Internet software groups to issue false winning information. Once the elderly contact the redeem award, the scammers will request the elderly to remit money with various names such as "personal income tax", "notary fee", and "transfer fees".
07
"Pension Bed" scam
Bleak
Organize the elderly for low -cost tourism and tourism. Later, investment analysts introduced it to the expensive pension beds. They declared that if the bed was used, the corresponding cost was deducted. If the bed was not used, the rent was paid on schedule, and the bed principal was returned after expiry.
08
Family scam
Bleak
The scammers target the house of the elderly, launch the "old -age care" project, and the elderly mortgage real estate loans, and use the loans to purchase the so -called "high -yield" "financial products" they have recommended.
09
"Free Published" scam
Bleak
On the grounds of helping the elderly to publish works, the elderly are required to pay for the production fee and the trophy production fee after the "winning".
10
Strike impersonation of public prosecution law
Bleak
The scammers lied that the elderly or their children were illegal and had to pay fines, margins, etc. to cheat money.
Prevent four precautions for being deceived
1
Don't be cheap. There is no free lunch in the world, the more beautiful, the more likely it is a trap. Facing the "free experience", "free trial", "large return", etc., the temptation should be kept in a sober mind, and you should be alert to suffer losses.
2
Correct the concept of health care. Believe in science, go to regular medical institutions for medical treatment, and buy health care products at regular businesses. Don't believe in the so -called "spiritual soul medicine", "ancestral secret recipes", "special effects medicine", "imported drugs".
3
Install the National Anti -Fraud Center APP. Elderly people with smartphones must install the National Anti -Fraud Center APP. It can effectively identify and intercept fraud phone calls and fraud messages. The number of suspected fraud calls can be reported quickly, so that various scams can escape and hide.
4
Remember the most important basic principles: do not trust or transfer! No matter what scams, acquiring trust is the first step. Facing the enthusiasm of strangers, elderly friends must be vigilant. Before you carry out a large amount of payment and transfer, you must think twice before transferring, and discuss with your children. If necessary, you can call the police for help. The scam is all colorful, and sometimes it is difficult to identify it. As long as you remember this basic principle, it is not difficult to protect your money bag.
At the same time, we also hope that young and young people who are children will take the initiative to popularize anti -fraud knowledge to the elderly at home, talk about social dynamics, make more risks, pay more attention to emotional needs, enhance the awareness of risk prevention and protection in accordance with the law.
Anti -fraud ability small test
Examination rules: click the option you think is correct
1. What is the most important principle of preventing pension fraud?
A. Don't trust, don't transfer money
Answer correct √
B. You can do not carry out large amounts of transfer
Answer errors ×
2. What should I do if my body is uncomfortable?
A. Buy "special effect medicine"
Answer errors ×
B. Go to a regular medical institution for medical treatment
Answer correct √
3. Someone on the square invites you to experience "free travel". What do you do?
A. Anyway, it's okay to do anything, let's experience it
Answer errors ×
B. I am going to a regular travel agency to participate in travel
Answer correct √
4. What should I do if I receive the "winning" SMS?
A. Contact the other party to redeem the prize according to the prompt of the SMS
Answer errors ×
B. I won't drop pie in the sky, I don't believe it
Answer correct √
5. What should I do if I accidentally deceived? (Multiple choices)
A. Find children to discuss
Answer correct √
B, 110 alarm
Answer correct √
C. Eat dumb losses
Answer errors ×
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Text: Xiao Li Ren Ting Ting
Source: Xuzhou Railway Transport Court
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