Be wary of the pension trap to prevent old -age fraud!
Author:Laosi Time:2022.06.21
In recent years
Scam named "Pension"
happens sometimes
Fraud routines have changed many times
Elderly
Often the "goal" of scammers
In order to better protect the "wallet" of the elderly
Quickly learn this knowledge of anti -pension fraud
And forward it to more people!
1. Frequent routines for pension fraud
NO.1 Provide false care services
Such illegal crimes are mainly manifested in the form of on -site care, institutional custody, and providing beds. By deceiving middle -aged and elderly people to sign contracts, pay membership fees, purchase pension beds, pre -paid pension service costs, etc. , Ordinary fraud.
NO.2 Investment in false pension projects
Such illegal crimes are mainly manifested in investing in pension insurance projects, investing in nursing homes, purchasing pension apartments, shares in health bases, after -sale regular returns, high dividends, etc., and suspected to deceive middle -aged and elderly people to participate in illegal fund -raising or illegally absorb public deposits.
NO.3 Sales Fake Pension Products
Such illegal crimes are mainly manifested by providing free tourism tourism, emotional accompaniment, false publicity and other means, and adopt product repurchase, storage agency, consumer rebates, conference marketing, health lectures, etc. Health products or counterfeit and inferior products are suspected of selling counterfeit and inferior products and ordinary fraud.
NO.4 false claims to be old -fashioned
Such illegal crimes are mainly manifested in explaining and promoting through the form of old -age care, to deceive the elderly to form a "inverted mortgage" consumption concept of house property rights, and illegally sign a loan contract or related agreement with the middle -aged and elderly people. The funds obtained to purchase the so -called wealth management products they recommend, so as to perform fraud or illegal fundraising.
NO.5 Fake Pension Insurance
Such illegal crimes are mainly manifested as staff of banks and insurance institutions fictional or exaggerating insurance project income, conceal the real procedures for insurance claims, set up traps, induce consumption, and suspected contract fraud; Retirement "pension insurance" and other reasons to charge the material costs and benefits of middle -aged and elderly people, and to scam the insurance deposit paid by the victims for illegal possession.
NO.6 Carry out false pension assistance
Such illegal crimes are mainly manifested by the trust of obligation diagnosis, psychological care, live broadcast accompaniment, charity donation volunteer service, organizational cultural activities, etc. After obtaining the trust of middle -aged and elderly people, they implement fraud on middle -aged and elderly people in various forms.
NO.7 "Health Products" scam
"Healthcare" fraud often aims at the psychology of the elderly longing for health. In the early stage, through various means to understand the needs of the elderly and physical health through various means, after giving gifts such as rice, noodles, eggs, etc., and to accompany the chat with the elderly to get the trust of the elderly, the trust of the elderly can be obtained. Began to recommend products, exaggerating the "health care products" of "health products" under the guise of dispelting the disease and strengthening the body, and the magical effects of the remedy, which promoted the elderly to buy health products to perform deception.
NO.8 "Investment Finance" scam
The victims of the "Investment and Financial" scam are mostly the elderly. By presenting small gifts, etc., they attract the attention of the elderly, and then use the promotion meeting, knowledge lectures, etc. The characteristics of people's information occlusion deceive trust, and then use high interest, high returns, and low risks as bait to make the elderly invest, and even invest in the form of early rebates. Funding, finally fled with the money invested by the elderly.
NO.9 "Low -price Tourism" scam
"Low -price tourism" scam, scammers often use the enthusiasm and frugal habits of the elderly to go out to play, and organize tourism activities with unreasonable low prices or even free of charge to attract the elderly to participate in the group. Subsequently, arrange various shopping during the tourism process. In the link, the goods are sold at higher market prices to the elderly for profit.
NO.10 "Dusk Love" scam
The "Dusk Love" scam is actually a kind of "killing a piglet" scam. It is mainly for the elderly. After developing into an online dating through the Internet, it will ask for all kinds of reasons to ask for money, then pull the other party to complete the fraud.
NO.11 Precursing Public Prosecution Law scam
The scammers pretended to be a public security, procuratorate, court, and other staff to forge "red -headed documents". Using the low legal awareness and panic of the elderly, they said that the arrest was required, and the guarantee of the guarantee was required.
2. Common ways of pension fraud
01
Conceal risk
The scammers promoted the "capital preservation and rebate" to provide the so -called guarantee agency, asking the elderly to invest in their wealth management products, but they actually rolled the way.
02
Hush cold and ask warmth
Scammers arrange salesmen to take care of the elderly and give gifts to the elderly, so that the elderly feel that the salesperson is better than his loved ones, and then launch a house pension and other projects to implement fraud.
03
Lecture brainwashing
Scammers hold lectures and use some small gifts to attract the elderly to participate. Please give "experts" to teach health care knowledge to make the elderly more concerned about their physical health, and then launch health products, and let the elderly buy at high prices.
04
Professional marketing
The marketing team of scammers is good at all kinds of routines to deceive the elderly, fabricate projects, free gift gifts, and allow the elderly to buy "one paper empty text" pension service.
3. How to prevent pension fraud
1
Don't believe it easily
In the case of calls and text messages that can be able to say personal information such as your name, ID number, and family address, you must be vigilant and cautious. If you encounter more problems, communicate with your children. If you have any questions, contact the public security organs to verify in time. 2
Do not leak personal information easily
Fill in information on strange, unconventional institutions and websites, and properly protect key information such as your bank password and ID number.
3
Not greedy for cheap
Don't be greedy for small profits, do not trust others, and keep in mind the world "without free lunch". The idea of "making a lot of money with small money", "earning a small loss to make big cheap" and "obtaining it without working".
4
Don't make money easily
When you want to move money, you must find a wife, children or neighbors and friends who have trusted themselves to ask them for opinions, discuss countermeasures, and report to the police in time if necessary.
5
Be wary of "various lectures"
Do not participate in the so -called company's lectures, free travel, free tea, free visiting and other activities. Do not blindly believe in the publicity of high returns and the so -called "company strength" to prevent the routine of scammers.
6
Correct health concept
It is necessary to obtain scientific health knowledge from regular channels, to seek medical treatment to regular medical institutions, and do not believe in so -called special effects, divine medicine, and imported medicines to prevent scams that fall into the "medicine support".
7
Install the National Anti -Fraud Center Software
The elderly usually pay more attention to the news media, community propaganda columns, slogans, etc., learn about the current various types of fraud methods, improve their vigilance, and strengthen the identification ability of fraud. If you find that you are deceived, call the police in time.
Source: Laixi Police Online
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