Xinjiang Banking Insurance Regulatory Bureau: Three aspects to respond to the difficulty of financing for small and micro enterprises

Tianshan News (Reporter Su Luping reported) On the evening of September 14, the Press Office of the People's Government of the Autonomous Region held a press conference on epidemic prevention and control. At the meeting, Huang Funing, deputy director of the Xinjiang Banking and Insurance Bureau, answered questions from reporters.

In the context of the current epidemic, the importance and urgency of financial support for small and micro enterprises are more prominent. Since August, the Xinjiang Banking Regulatory Bureau has guided the banking financial institutions within its jurisdiction to take the initiative to take the initiative to serve in advance to deal with the difficulty of financing for small and micro enterprises from three aspects.

The first is to coordinate and guide banking institutions within their jurisdiction to increase credit support for small and micro enterprises and individual industrial and commercial households. Promote banking financial institutions to carry out financial bailout policy promotion and bailout financial product promotion through channel websites, mobile apps, WeChat public accounts and other channels; guide customers to handle related businesses through the Internet and other channels. Through preliminary statistics, as of the end of August this year, the bank's financial institution issued a loan balance of SMEs was 146.4623 billion yuan, and the number of loans was 402,900; of which 52.475 billion yuan of individual industrial and commercial household loans and 286,100 loans.

The second is to guide the banking institutions in the jurisdiction to optimize the credit structure, promote the return mode of the borrowing, and alleviate the cash flow pressure of small and micro enterprises. Preliminary statistics, as of the end of August, the balance of credit loans of small and micro enterprises within the jurisdiction of the banking financial institutions within its jurisdiction was 1,000.54 billion yuan, an increase of 4.86%over July; the balance of small and micro enterprises was 432.589 billion yuan, an increase of 2.97%over July. The balance of small and micro enterprises without the renewal business was 9.099 billion yuan, an increase of 4.93%over the end of July.

The third is to organize financial institutions to take the initiative to connect with the financial needs of small and micro -citizens. Continue to promote the large -scale visits of private small and micro enterprises for bailout private small and micro enterprises, improve the working mechanism of large visits, extend visit time, and expand the scope of visiting objects. In August, the bank insurance institutions in the entire jurisdiction visited 69,900 households (times) of the market entities, organized a symposium and docking meeting of small and micro enterprises for bailout private private small and micro enterprises, and in industries such as industries such as industrial information, development and reform, and business Organize the joint financial bailout activities; use visit to customers who have financing needs of 10.03 billion yuan, involve 9943 households, and issue 962 million yuan in loans through the bank -enterprise docking meeting, involving 2,354 households.

- END -