Yancheng, Jiangsu: Housing Provident Fund entrusted the new citizen "An Dream"

The policy of benefiting the people and the people is like a touch of the sun that warms the hearts of the new citizens. With the support of housing provident fund, it is no longer a dream to improve the living conditions and the home of entering the city. In June 2021, Yancheng, Jiangsu Province, issued a policy of new citizen housing provident fund systems to jointly build a small incision of shared housing provident fund systems to promote the solution to the housing problem of new citizens and stimulate the new kinetic energy of housing provident fund development.

New citizens come to apply for provident fund payment (data map)

As of June 20 this year, the first anniversary of the implementation of the policy, the city has completed the establishment of account establishment for 37,269 new citizens, and has issued government subsidies to new citizens with subsidy conditions in 195015, with a total amount of 706,3696 yuan.

Benefit the people's heart to warm the people's heart

"Praise it for a good policy! On June 19, the loan of 600,000 yuan of provident fund we applied for was successfully issued. The new policy of the new citizen housing provident fund issued by Yancheng last year really made us benefit." Zhu Ming and his wife, 43, were in Yannan. The Xin Nipili Plaza of the High -tech Zone operated a restaurant and bought a house in the second half of last year. After the loan, I quickly completed the provident fund payment and provident fund loan procedures. "

"New citizens" like Zhu Ming, because there were no fixed units paid the provident fund in the past, before the introduction of the New Deal last year, they could only use commercial loans to buy a house and enjoy the provident fund loan with a low loan interest rate. There are thousands of households in housing people's livelihood, and the Salt City Housing Provident Fund Management Center focuses on the development of the city's development, and grasps the problem of housing housing housing, especially the new type of employment in the city, and take it on the heart.

In order to implement the reform and improvement requirements of the housing provident fund system that "expand the scope of payment and cover the new citizen group", and support flexible employees such as migrant workers, urban individual industrial and commercial households, freelancers (referred to as "new citizens") Conditions provide institutional support and guarantee for the consumption of housing for new citizens. At the end of June last year, the Salt City Housing Provident Fund Management Committee issued the "Opinions on Further Doing a good job of establishing a housing provident fund system for new citizens".

"We explore the effective solution mechanism from the aspects of co -construction and sharing, expand the scope of provident fund deposit, and support flexible employees such as migrant workers, urban individual industrial and commercial households, and freelancers to solve housing problems. With the small incision of the mutual aid system of shared housing provident fund funds, solve the problem of new citizens' housing people's livelihood, and help new citizens dream in dreams. "Zhang Chengzhong, secretary of the party group and director of the Yancheng Housing Provident Fund Management Center, introduced that the new citizen's institutional policy is also promoted. The first batch of 19 key practical projects at the city level of the masses' practical activities. The center focuses on the three dimensions of the people's hope, reform, and development. Real effect.

Fund guarantee to benefit people's livelihood

New citizens can enjoy government subsidies as long as they pay the provident fund on time. To this end, the Municipal Finance Bureau has set up special funds for new citizen housing provident funds. As the "maiden" of new citizens, it will be subsidized at 5%of the monthly deposits of individuals. The subsidy limit is that each person does not exceed 100 yuan per month. The government subsidy is checked by the monthly citizen's monthly deposit and social insurance deposits according to the monthly citizens.

"The monthly subsidy model is on the provident fund account, and my wife and I are 100 yuan per person, and a family subsidizes 200 yuan per month. This money reflects the government's love for us!" Yan Gang, 37, is in Okang Town, Operating an electrical maintenance store, "Our family planned to buy a house in the city last year, and moved the store to the urban area, but because there were no units to pay the provident fund, the pressure of buying a house was relatively high." Get the positive response from many villagers, "A row of facades along the street, many people go to the town to handle the deposit business, which helps us to start a business and settle in the city."

"This policy is particularly good! I have been in Baolong Kaifu Store for 9 years. Last year, I bought a house of 1.5 million yuan in Chengbei, with a loan of 800,000 yuan. I saw the policy of paying the provident fund on the first floor of Baolong on the first floor of Baolong. Propaganda, my first feeling is that I can pay the provident fund? As a result, the staff affirmed the answer. Because my wife also conforms to the policy of new citizen, we decisively changed the 600,000 yuan of commercial loan to In the year, it saved a total of more than 100,000 yuan! Compared with commercial loans, it is now less than 800 yuan per month, and also enjoyed a policy subsidy of 100 yuan per person per month. "Barber Xiao Chen said with emotion.

Interestingly, after the small Chen paid the provident fund, a series of "demonstration effects" were generated: the neighbors who opened a beauty salon upstairs, the entrepreneurial youth of the restaurant next door, etc., more than 50 people around them, after chatting with him, they took the initiative to handle the payment of payment. Staying business, "Especially many young people who come to salt and start a business in other places have reduced their pressure on house purchase and make this part of the new Yancheng people more attachment."

Innovative service department

It is understood that the payment of new citizen provident funds and the large number of flexible employees into the housing provident fund system guarantee is a beneficial exploration that meets the regional coordinated development and people -centered new urbanization requirements. The important starting point for accelerating the housing problem of flexible employment personnel is an inevitable requirement for reform and improvement of the housing provident fund system and improving the fairness and inclusiveness of the system. "The subsidy policy of the new citizen system is essentially different from the employee housing provident fund opening payment of employees. This policy is based on voluntary basis. It is a guarantee system in the exploration and attempt. In the process of fulfilling, we pay more attention to the identification and identification of new citizens, and use the network system and artificial dual nuclear pairs to strictly review the qualifications of account opening. "Recently, according to the relevant person in charge of the Service Management Office of the Salt City Housing Provident Fund Management Center, it is introduced to the person in charge of the Salt City Housing Provident Fund Management Center. Standardize the use of subsidy funds and improve the performance of funds. The Center and the Municipal Finance Bureau formulated the "Special Measures for the Special Fund of the Housing Provident Fund of the Salt City New Citizens" on August 5, last year. Clear specifications for equal content.

They insist on "let new citizens run less legs, do not run legs", and comprehensively trial new citizens to build and institutional systems. The new citizens can fill in the "Application Form for the Establishment of the Personal Account of Housing Provident Fund" and voluntary deposit agreement at home. Provide identity cards, bank cards, and social security certificates. The township (street) Human Resources and Social Affairs Center or village (residential) centralized acceptance of the materials needed for new citizens account opening. If the preliminary examination is qualified, the provident fund management department is concentrated in the account opening procedure.

In addition, with the help of the "One Network" information service platform of Yancheng Housing Provident Fund, new citizens can sign " Voluntary participation in the Housing Provident Fund System Agreement ", self -service fast realization of online and hand -opening accounts. The new citizens adopt the entrusted deduction method. The system will automatically initiate a deduction, without the need to pay at the bank every month. (Contribution: Li Qian)

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