Elevator insurance does not use the owner to pay?

The elevator maintenance is afraid of the headaches that many owners have encountered.

The use of maintenance funds involving the interests of all owners requires 2/3 of the owners' written consent. The "engineering" is great, it is conceivable. As a result, "elevator insurance" has become a new choice for many community owners.

(Elevator in the Yuanding District of Tianyuan District, Zhuzhou City. Picture source: Zhuzhou Daily)

Where can I buy insurance money from? Some community owners in Zhuzhou, Hunan "stared" to the value -added income of maintenance funds. I don't know, it's startled!

Buying insurance for value -added income is enough!

After the Property Law was promulgated in 2007, the property special maintenance fund was renamed "special maintenance funds for property". The maintenance funds of each community are a huge capital pool. Like the principal, the value -added income of maintenance funds cannot be used directly, but is constantly rolling into the maintenance funds.

Although maintenance funds cannot buy insurance, interest is good! The "Zhuzhou plan" of elevator insurance is aimed at interest.

In July of this year, Zhuzhou Tianyuan District Landscape and Water Culture Park Community used the value -added income of maintenance funds to buy insurance for 104 elevators in the community. Before buying, the owner also did his homework:

The "Administrative Measures for the Property Special Maintenance Fund of Zhuzhou Municipal Property" jointly issued by Zhuzhou Municipal Housing and Construction Bureau and the Finance Bureau wrote that the value -added income of maintenance funds can be purchased by various types of facilities; The maintenance fund management center can apply for application.

(Network screenshot)

Is it enough to buy insurance for value -added income? According to the relevant person in charge of Zhuzhou Housing Maintenance Fund Management Center, from the perspective of the pilot situation, the annual premiums of each elevator ranging from 1500 yuan to 5,000 yuan, the value -added income is sufficient to support, and the insurance amount can reach 80,000 yuan per elevator per year. Essence

Compared to using maintenance funds, interest management and use are much more flexible.

In terms of management, first establish a value -added income account for the floating interest generated by the scale storage, and build accounts according to buildings or units; in order to ensure the maximum interest, Zhuzhou Housing Maintenance Fund Management Center introduces market competition The highest value was floated on the basis of the DGP's benchmark interest rate.

In terms of use, only more than 3 owners, industry committees or property companies are required to apply for a coordinated account. It does not require 2/3 owners to sign and agree.

Elevator maintenance is no longer difficult, worry -free!

The "Zhuzhou model" used by the special maintenance funds of the property leads the province. The Hunan Provincial Department of Housing and Construction also requires various places to actively learn from the "Zhuzhou model".

(Insurance company personnel check the elevator maintenance situation. Correspondent's drawing)

Where is the "Zhuzhou Mode"? Kancaijun interviewed the pilot community residents, maintenance companies, and relevant government departments--

Revenue of maintenance funds has risen.

Introducing the superior bank's competitive mechanism, the interest rate level has risen, 80%of them use three -year deposits, and the interest rates are raised from the benchmark interest 2.75%top to the top.

The elevator fault disposal response is fast.

The elevator reports is just like a traffic accident. In the past, the elevator fault repair cycle of the community was the shortest 7 days. After the insurance mechanism was introduced, all the elevator faults in the pilot community responded within 30 minutes.

The elevator's maintenance is not loose.

Insurance companies will consciously supervise elevator maintenance companies to reduce the frequency of elevator damage. The elevator maintenance time in the pilot community is guaranteed to be 40 to 70 minutes.

The elevator -related complaints are "zero."

So far, relevant departments have not received complaints from citizens caused by elevator failure.

From August 25th to 26th, in the fourth national municipal social governance modernization pilot innovation seminar, Zhuzhou also spoke as a "superior student".

What other opinions do you have about elevator maintenance? Come and discuss with Kan Caijun ~

Author: Liu Yinan

Edit: Lu Wei

Source: Kancai

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