Resident medical insurance subsidies 610 yuan, where did the money be hit?

These two days

Have you received this text message?

A few days ago, our city announced

Officially launched 2023

Urban and rural residents' medical insurance participation insurance payment work

Among them, personal payment standards

350 yuan per person per year

Fiscal subsidy and required

It will not be less than 610 yuan/person/year

From the 7th

With the launch of urban and rural residents' medical insurance

Many citizens received

Group sending text messages from relevant departments

After this news is released

Relevant resident medical insurance

The issue of per capita fiscal subsidy has attracted attention

"What is fiscal subsidy?

Why have I never received money? "

Some citizens ask questions

September 8th

Issues on the concern of the general public

The reporter understands

In order to enable rural residents and urban residents to enjoy the rights and interests of medical security fairly, the state comprehensively integrates the two systems of medical insurance and new rural residents in urban residents, and establishes a unified medical insurance system for urban and rural residents. Unlike urban employee medical insurance systems, urban and rural residents do not set up personal accounts. Instead, they set up medical insurance overall funds through funding to give economic compensation when the insured persons are sick to reduce the risk of poverty caused by the insured.

At present, urban and rural residents' medical insurance implements financial subsidies and personal payment methods. In 2023, the funding fundraising standard of urban and rural residents in our city is not less than 960 yuan per person per year. Among them, individuals only need to bear 350 yuan per person per year. The rest are borne by financial subsidies. Insure the insurance costs, not directly issued to individuals. " The financial subsidies of urban and rural residents 'medical insurance and the medical insurance premiums paid by residents are merged into the medical insurance overall fund, that is, a public special account of a public fund by all the insureds of urban and rural residents' medical insurance. Medical expenses, surgery, nursing fees, etc. of the reimbursement scope to reduce the medical burden of the insured.

If the fund pool of the medical insurance coordinating fund assumes that it is assumed to be a huge "deposit tank", the personal payment of the residents' medical insurance is equivalent to putting money in the "savings can", and the finance will be given in accordance with the corresponding standards. "inside. The larger the medical insurance coordinated fund pool, the stronger the ability to help and resist risks.

In recent years, the fund raising standards for urban and rural residents have increased year by year. However, from the perspective of amounts, fiscal subsidies are still the main source of fundraising for medical insurance for urban and rural residents, accounting for about 2/3, and individual payment accounts for only 1/3. Urban and rural residents' medical insurance paid once in that year, and provided guarantees for all residents who paid for the next year and used them together. Because everyone will face various uncertain disease risks, the general public also needs to pay medical insurance costs on time every year to prevent and resolve the risk of medical expenses.

Changjiang Daily reporter Hu Qiongzhi

Edit Xiong Zhi

Source Yangtze River Daily Wuhan released

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