The first domestic -Wenzhou Longgang farmers also have provident fund!

Wenzhou Longgang City, as a pilot area for the reform of the rural homestead system system, innovatively launched the implementation rules for the establishment of housing provident funds for the establishment of collective economic organizations. The farmers here can also pay housing provident fund, with a maximum loan of 500,000 yuan in 6 months, and the lowest interest in interest. 2.7%, causing social attention. Today, the first 50 members of the establishment of the provident fund for the establishment of the provident fund passed the review.

"Your bank card has been done, and the cost of provident fund will be deducted in the bank card."

At the Huazhong Community Cultural Hall of Longgang City this afternoon, the staff of the Municipal Provident Fund Center who served the countryside went to the countryside to apply for the provident fund account to Feng Yiba, a member of the Huazhong Economic Cooperatives who had just passed the review. Yuan Provident Fund and related expenses. Feng Yiba said that thanks to the comprehensive remediation of the entire land of Longgang, the family of four to two new houses, but each set of 400,000 yuan to build a house, which put him a lot of pressure, and the new provident fund was implemented. The rules are like a "timely rain" that can go to the provident fund loan after six months. "I am very happy to reduce our burden. We can't think of it. In the past, we were all farmers. The provident fund loan could not do it. We have pressure on our funds, and our farmers have no money, so that our burden is reduced."

Learning to the policy, member Zheng Lili also signed up as soon as possible, and cheap loan interest is an important reason to attract her. Zheng Lili said: "It must be done first. This is something that is beneficial to our villagers, and it is not a lot of a few hundred yuan a month. If you buy a house, we have a large loan to loan. It mainly said that its interest is low in interest. ","

According to the "Implementation Rules for the Establishment of Housing Provident Fund members", which was officially implemented on September 1 this year, the "Implementation Rules for the establishment of the Housing Provident Fund of the Housing Provident Fund", the members of the collective economic organization, the villagers, can not be lower than the lowest monthly salary standard of 10% of the previous year of Longgang City. The ratio of the housing provident fund voluntarily. For more than 6 months, you can enjoy the provident fund loan amount ranging from 150,000 to 500,000 yuan, and the loan interest rate is between 2.7%and 3.2%. The "no household" can also enjoy the financial distribution subsidy on a monthly basis. The standard is 25%of the monthly deposit amount of the individual, and the maximum does not exceed 75 yuan per person per month. Ye Baijian, director of the Longgang Branch Center of Wenzhou Housing Provident Fund Management Center, said: "We are all the same on interest rates. We just say that they enter the system, so they enjoy the same rights and interests, and they are the same as you and me. "

The first batch of farmers' provident fund pilots in 13 communities such as Longgang in the Central China community, which are 16 years old and have not reached the age of collective economic organizations, such as farming at home, or workers outside, or individual industrial and commercial households, can be paid. Cai Qiyao, a member of the Party Group of Longgang Agricultural and Rural Bureau, introduced that through the audit, the first 50 farmers registered with each other have set up personal public gold accounts today. "The first batch of Longgang first engaged in 13 communities, involving about 23,000 people. Our goal is to say at least 500 households at the end of the year."

On August 16, 2019, with the approval of the State Council, Longgang withdrew the town to set up a city. It is currently the only county -level city in the country that implements the reform of the administrative system of "large systems and flat". On April 26, 2020, Longgang City The work of the "village reform community" was fully completed, and all 73 administrative villages in the city were withdrawn from villages and communities. At present, the resident population in the region is nearly 500,000, about half of the members of the collective economic organization.

Cai Qiyao, a member of the party group of the Longgang Agricultural and Rural Bureau, introduced that there have been many people in Longgang City, and there have been many people in Longgang City. In the reform of land concentration and circulation, there are many difficulties. "In the pilot of the reform of the national homestead, for example, after the resolution of the problems left by the history of the land transfer, and after the cross -community resettlement, we still find that some farmers cannot afford a house, or there is a certain difficulty in this financing. We are wondering what to crack this problem. "

Cai Qiyao is the main participant of the "Pilot Work of the Housing Provident Fund System of Collective Economic Organizations". In March of this year, they began to plan and discuss. The first problem encountered is whether the identity of farmers can pay the provident fund? To this end, they reported and asked for instructions, and even hit the report to the Ministry of Housing and Urban -Rural Development.

Cai Qiyao said: "We repeatedly proposed the exploration of the peasant provident fund system, and also asked for various departments, and the director and experts of the guidance group of our Beijing House site reform. He said this is feasible. A construction of the system, so we have been planning. "

In order to crack the barriers, qualification review, and fund supervision, Longgang refers to the model of the housing provident fund with reference to the flexible employment staff of Wenzhou City, and establishes a negotiation mechanism for the establishment of a negotiation mechanism such as the Longgang Agricultural and Rural Bureau, the Provident Fund Sub -Center, and the Finance Bureau. Payment of funds and use and accept audit supervision.

In July of this year, the leadership group of the Rural House Site Reform of Longgang City specifically conducted a license instructions. After more than a month of preparation, it was officially announced.

As one of the 13 communities of the pilot, Feng Yike, secretary of the Party Branch of the Central China Community, told reporters that they specifically held a member of the Congress of Collective Economic Organization and publicized the implementation of the provident fund implementation rules. 50 farmers filled in the registration form on the spot. "Everyone is willing to pay this. It turned out that civil servants and corporate units were eligible and provident fund. You did not expect that farmers could also work money, and they must be happy." Huazhong Community is currently promoting comprehensive renovation of land in the region. In between, after the relevant farmers are divided into the new house indicators, each set of more than 400,000 yuan is required to pay the house. Through the implementation of the provident fund system, it can not only borrow to build a house, but also pay less interest. Feng Yike calculated a account for reporters.

"The interest that the bank talked about before was 5%, and the provident fund was 3:00 percent. If I loaned 400,000, 5%of my monthly interest was 2000, and the provident fund was 1200, 800 a month, and 1 a year cheaper. 10,000 yuan. So basically many people come to sign up. We have set up a group and specially connected to the provident fund handling. "

The housing provident fund refers to the state organs and institutions, state -owned enterprises, urban collective enterprises, foreign -invested enterprises, urban private enterprises and other urban enterprises and institutions, private non -enterprise units, social groups and their employees. Long -term housing savings.

For a long time, the housing provident fund system is only operated in cities and towns, and rural areas have not been implemented. Wu Zhaojun, deputy secretary -general of the China Land Policy and Legal Research Center of China Agricultural University. "The current rural farmers' housing security system is not perfect. The current rural homestead system system mainly provides land, but does not directly provide houses. After the peasant is assigned to the homestead, he still has to earn himself to earn himself himself. Instead of money to build a house, in the current system, there is no guarantee to provide a guarantee or a supplementary support for a farmer's house construction funds. It can solve a problem of farmers' housing funds. "

Some farmers have become "sandwiches" groups in urban and rural areas because they cannot build houses in rural areas and cannot afford commercial housing in the city. Zhejiang has been conducting useful explorations in the farmers' housing security system. For example, in February this year, Deqing tried to launch a rural household registration personnel who had worked and had always paid the provident fund to launch the mortgage provident fund loan of rural house sites.

The "Implementation Rules for the Implementation of the Housing Provident Fund of the Collective Economic Organization" of the innovative implementation of Longgang City not only covers migrant workers, but also covers all farmers at home. Zhang Yingui, executive deputy director of the Reform Office of the Wenzhou Municipal Party Committee, said that this pilot was not only a reform measure that narrowed the gap between urban and rural development, but also an important starting point for advancing common prosperity. "Effectively solving problems such as difficulty in financing of rural housing security and expensive financing, which will bring great help to promote the common prosperity of farmers in rural areas. This is a typical case for Longgang to enhance mass reform. Through reforms, it is a dragon The people of Hong Kong have brought a lot of reform dividends and development dividends. "

The significance of reform is to break through and innovate. Wu Zhaojun believes that this exploration has changed the model of self -construction of traditional farmers' housing, which helps to promote equalization of basic public services in urban and rural areas. Supply has a reference significance for the country.

"Because Longgang is a pilot area for our rural house sites system reform, and how to build a urban -rural housing security system through pilot peasant housing provident fund systems. It has a very meaningful exploration, which is also in the future in other future in the future. Areas, especially in urban and rural areas, can it be replicated and promoted. This is a very realistic meaning. "

Reporter: Lin Luyu, Li Xiaohua

Edit: Shi Chenzheng, Xia Haiyun

New Media Editor: Ren Shuai

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