Improve the credit recruitment system "bright" credit background

Pedestrian Gaoping City Sub -branch

Multiple measures and promote the construction of the credit reporting system

"Further steps"

People have no faith, no faith and no faith.

The PICC Gaoping City Sub -branch relying on the forward and multiple measures to continue to strengthen and improve the construction of the credit reporting system, guide financial institutions in the jurisdiction to increase the effective supply of credit reporting, further accurately support agriculture -related, private small and micro enterprises, continue to optimize the business environment, enhance improvement The financial service capabilities are "value -added" for the credit of the market, and the comprehensive escort financial services small and micro enterprises "dare to loan, wish loan, energy loan, and loan".

The convenience service racks the credit of the credit as the bridge of the people

"It's too convenient to print the credit report now. It can be completed in less than 3 minutes, and the business can be handled at noon." Recently, a Citizen of Gao Ping told reporters about the new changes in querying credit reports.

In recent years, the PICC Gaoping City Sub -branch has continuously strengthened the standardized construction of credit reporting services. He has invested more than 100,000 yuan, and has been upgraded to the credit query window to continue to make efforts from optimizing the service environment, configuration of convenience facilities, standardized service behavior, and promotion of self -service inquiry. Continuously optimize credit reporting process and service efficiency. Also unblocking objection and complaint processing channels, continuously optimize the working mechanism of credit acquisition and rights protection, improve the efficiency of credit protection rights protection, meet the reasonable demand for rights protection of the masses, and comprehensively improve the information inquiry experience of the masses.

At the same time, in order to broaden the channels for credit inquiry of the masses, the PICC Gaoping Sub -branch adheres to the scientific planning and reasonable layout, and set up a personal credit report agency self -service query point in the business hall of the Agricultural Bank of China and the postal salary bank business hall, expand the channel query channel, and be nearby for the public. It is convenient to handle credit inquiry.

In addition, in order to solve the problem of some people who do not check and understand the report of credit reporting, the PICC Gaoping City Sub -branch posted warm reminders in the credit reporting service hall, required information, query steps, etc., and fill in the application information in the cabinet window configuration. Templates, etc., have set up special personnel to answer questions, so that they must answer questions, and they must solve their doubts.

"We have also established a long -term efficiency mechanism for credit promotion, gathered staff to go deep into the community, campus, townships, communities and other fields to carry out multi -dimensional, multi -level, and diversified publicity, so that the people know the convenience of 'data running legs', and guide the masses Pay attention to your own credit records and enhance the awareness of credit protection. "Han Bin, secretary of the party group and governor of the High Ping City Sub -branch, said.

Silver Tax Interactive Bridge

"With the funds from the Silver Tax Interaction 'Loan", the company's business can quickly move to the right track. "Recently, after obtaining a loan of 1 million yuan with the A -level tax credit rating, the person in charge of Gaoping Shunbang Concrete Engineering Co., Ltd. After a breath and a new plan for business development.

In order to solve the problem of difficulty financing and expensive financing since the new crown epidemic occurred, according to the financing demand of market entities under the new situation, the High -Ping City Sub -branch jointly launched the "Silver Tax Interactive Interactive Enterprise to help the enterprise" with the Gaoping Taxation Bureau. Signed a three -party cooperation agreement with Gaoping Rural Commercial Bank, Postal Savings Bank Gao Ping Sub -branch, and Taihang Village Bank of Gaoping City to further clarify the standards for data sharing between banks and taxes, unblocking information feedback channels, improving information transmission and problems Handling efficiency and ensuring the effective operation of the silver tax cooperation mechanism.

"With the" Silver Tax Interactive Platform ", eligible corporate lenders can do it online and quickly, and the fastest loan speed is one day." In the "tax interaction" mechanism, Gaoping Rural Commercial Bank has launched a number of guaranteed and mortgage -free credit loan products. It has expanded financing channels for enterprises that pay taxes and integrity in accordance with the law, making corporate loans more convenient, and bank loans are more assured.

Gaoping City Shunbang Commercial Equipment is located in Wucun, Mishan Town. It is a small and micro enterprise specializing in the production of commercial concrete with an annual output value of 10 million yuan. Affected by factors such as the epidemic, corporate mobile funds are tight, but no loans cannot be handled without asset mortgage. The PICC Gaoping Sub -branch actively guides Gaoping Rural Commercial Bank to use enterprise tax information assessment loan credit to strive to issue credit loans for enterprises. With good tax credit, the company successfully applied for a credit loan of 1 million yuan to solve the urgent need.

"Silver tax cooperation, helping our enterprises transform tax credit into real credit resources, solved the problem of finding mortgage and guarantee. I did not expect to use tax credit." After obtaining the loan, the company's operation has been operating normally.

"Silver Tax Interaction" is equivalent to providing a "emergency reserve" for enterprises with good tax credit, so that companies can "support one" when they are in trouble, and "send one journey" when they take off.

While injecting "funds living water" for enterprises to expand production, "Silver Tax Interaction" also provided banks with a batch of reputable high -quality customers to reduce credit risk. Qiu Yufeng said: "It can be said that the silver tax interaction mechanism helps small and medium -sized enterprises to open up funds and turnover points to develop opportunities for the company's" loan 'and "loan". More assured, it will open up fast channels, simplify approval procedures, and effectively increase bank loan speed. "

The whole village credit rack on credit reporting to help farmers help farmers

Niu Jianfa, 52, is a villager in Pang Village, Nancheng Street, Gaoping City. He has been engaged in the construction equipment leasing industry for many years. With the company's development into the fast lane, he wanted to further expand the scale, but there was no enough capital turnover. When he was in a unprepared exhibition, the new model of "Credit Village Credit" brought him hope. He was rated as a star letter by Gao Ping Rural Commercial Bank. After applying for a letter of application, the bank staff came to the door immediately. Niu Jianfa quickly got the funds that needed urgently. "This is the twelfth year of my construction equipment leasing. Gao Ping Rural Commercial Bank has always been concerned about our development. Last year, I was rated as a trustworthy user. When we urgently needed funds to expand the lease scale, they sent special specials to specially send them specially The discount loan is not only fast -moving and interest rates, but also very low interest rates. Thank you very much for the good policy of Rural Commercial Bank. Now, I am more motivated to develop the leasing industry! "Niu Jianfa said excitedly.

In rural areas, farmers are the basic unit, and financial demand has the characteristics of "more", "small", and "scattered". The whole village credit is to do the past retail business as "wholesale". Financial institutions and village -level party organizations (dual bases) fully cooperate, take administrative villages as the unit, conduct credit rating for all farmers within their jurisdiction, and conduct batch credit to achieve a certain level of farmers who meet the conditions of loan conditions. When the villagers who have obtained credit need to use money, they can directly use the credit funds within the credit line through the mobile banking, break the traditional process of applying for the first application and then investigation, and save the time of the loan households waiting for approval and lending. And mortgage, can be used at any time.

Gao Ping Rural Commercial Bank's "Credit Village Credit" project is a lively case for Renxing Gaoping City Sub -branch to promote rural revitalization. Since the beginning of this year, the PICC Gaoping City Sub -branch has responsible for the responsibility, grasping the main business, and being the protagonist, continued to implement the inclusive financial concept, support "agriculture, rural areas" faster and better development, further innovate the rural financial service model, guide agricultural financial institutions related to financial institutions related to agricultural financial institutions In the city, the construction of farmers' construction, rating, and "trust in the whole village" will be launched, and the "whole village credit" benefits and benefits the people, promoting the "agriculture, rural areas" in the jurisdiction to achieve sustainable, rapid and healthy development, and jointly promote the realization of "strong agricultural, rural beauty, and peasant rich". The goal of revitalizing the countryside.

"Our people will continue to practice the" credit reporting as the people 'service concept, closely focusing on the goal of "stabilizing the economy and excellent services, actively supporting the market entity multiplication', and finding the effort point, focusing on solving small and micro enterprises and enterprises and enterprises and corporate enterprises and enterprises and Individual industrial and commercial households are urgent to worry about the problem, and take advantage of optimizing credit information inquiry services, promoting the application of supply chain financing platforms, strengthening silver tax cooperation to promote credit loans, and deepen the construction of the rural credit system. Enterprises and other market entities have a sense of gain and satisfaction with financial services. "Han Bin said.

Reporter: Zhang Lingling Feng Yipeng

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