Henan Village Bank registered customer funds information, and the store households questioned: Why can't the balance be found

Reporter Chen Chen

Henan Village Bank has made new progress in withdrawal. On June 20, the four villages and towns of Henan issued the same announcement, which was the registration of online customer funds from now on. However, some storage households have asked questions that banks should know the deposit data most. At the same time, they are worried that after registration, they will become victims involved in the financial fraud cases of village and town banking. They are worried that the Bank and China Banking Regulatory Bureau will no longer be responsible and supervised.

Two months after closing the online business

4 village and township banks carry out online registration

The reporter saw from the official website of Yuzhou Xinmin Village Bank that the announcement was "according to the requirements of the financial management department, our bank will carry out online customer funds information registration from now on. All need to be registered, please fill in the relevant information complete, authentic and accurately. This link is the only legal registration channel for our bank. Please identify it carefully. "

After clicking the announcement, you enter the customer information registration form. The reporter noticed that the registration form needs to fill in basic information such as name, ID number, electronic account number, contact phone number, and residential address. It also needs to fill in product information, including transaction time, amount, product name, annual interest rate, trading channel, and has already been. Obtain income, obtain income method and so on. In addition, there is a supplementary information to "obtain income through other channels."

At the bottom of the registration form, "Fill in the promise of the reporter: I promise that the above content is completely true. If there is false, I am willing to bear all the consequences of this."

The official website of Huanghuai Village Bank, Shangcai Huimin Village Bank, and Kaifeng New Oriental Village Bank all issued the same announcement and registration information form.

Previously, on April 18, many villages and towns banks in Henan issued an announcement of upgrading system upgrades and suspended online business. Multiple villages and town banks told reporters that from April 18, they could not withdraw money.

Two months after the unable to withdraw money, on June 18, the Xuchang City Public Security Bureau issued a police report, saying that on April 19, 2022, Xuchang Public Security conducted investigations on suspected major criminal cases of Henan New Wealth Group Investment Holdings Co., Ltd. in accordance with the law. It has been preliminarily found that since 2011, the criminal gang headed by the company's actual controller Lu Mou was suspected of using village banks to implement a series of serious crimes. At present, the public security organs have arrested a group of criminal suspects to seize, seize, and freeze a number of funds and assets involved in the case according to law.

On the evening of June 18, the Henan Provincial Local Financial Supervision and Administration Bureau also responded on the matter, expressing that the relevant village and towns banks were instructed to do well in funding information registration and subsequent disposal, and reminded relevant people to cooperate with the information registration work.

Some storage households still question and worry

Mr. Chuki Ji told reporters that he also saw the announcement of the village bank on registration information, but he had some worries.

Mr. Ji deposited a total of 520,000 yuan in three village and township banks including Xinmin Livelihood, Yuzhou. He once told reporters that he was based on the trust of the bank to deposit the hard money he had made with his family.

Mr. Ji said that after he was worried that after registering, he and other stores became the victims of the financial fraud case. The case was handled by the public security and other departments. Will the Banking Insurance Supervision Bureau have no supervision responsibility? Did the bank get out?

"We deposit in the bank. No matter what the bank has done our deposit, it has nothing to do with the reserved households." Several reserved households had previously said.

In addition, Mr. Ji told reporters that he believed that the words of the announcement and registration information form "inaccurate" and "the registration page wrote a 'customer' not 'stored households', using' funds' not 'deposit', 'income' ',' income ' Instead of 'interest' ".

On June 20, a number of storage households reported that they could not check the account balance online, "the balance is clear again."

Mr. Ji said that most of the reserved households could not remember the detailed amount in their account and the interest that had been obtained. When will this matter be resolved? "Therefore, Mr. Ji felt that banks can make the depositors confirm the amount in their account without letting the storeders register by themselves.

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