The Jinjiang River continues to do a good job of water conservancy facilities such as the rivers and sea, reservoir, and mountain ponds

The city of Jinjiang currently has 22 seasons, 28 reservoirs, and 61 mountain ponds. In order to strengthen the management of water conservancy projects such as the river seaside, reservoir, and mountain ponds, standardize the long -term maintenance mechanism, avoid the risk of large -scale natural disasters, share and transfer the pressure and risks of disaster loss projects, and appropriately reduce the pressure of government investment. In recent years, Jinjiang City has been in recent years. The Water Resources Bureau has successively carried out water conservancy engineering and commercial insurance.

From December 2017, the pilot river teltan defense facility property insurance, the pilot Shantang property insurance from February 2018, the implementation of reservoir property insurance from August 2020, and the first realization of water conservancy facilities such as the river tellets, reservoirs, and mountain ponds in the county jurisdiction of the county jurisdiction. The insurance is full coverage. Among them, the embankment insurance was led by the Provincial Water Resources Department, and the first experience was fully affirmed by the Ministry of Water Resources.

Fujian is located on the southeast coast. Every flood season, typhoons and heavy rain often "patronize", water conservancy facilities spread throughout the land of Eight Minions, especially riverside fels, are often scarred. If it is improperly controlled, the embankment and the dyke body exudate can easily induce the danger of major dykes.

According to the data, in the 2017 water conservancy engineering facilities or general water destruction and restoration projects, the total number of water destruction in 9 cities, cities, and 66 counties and cities in Fujian, 668 of the embankment (protection shore), accounting for 26.1% of 26.1% And more than half of the cumulative investment of water destruction repair funds are used for embankment rescue repair.

In previous years, the Jianghai embankment maintenance funding has mainly relied on superiors to subsidize, and the insufficient parties are properly supported by the masses and the city and county finances. However, the economic level of Fujian is uneven, affecting the maintenance effect, and ultimately limited the embankment prevention and disaster reduction capacity.

How to tailor the "amulet" for the Jianghai embankment and crack the problem of funds and become an important issue that needs to be solved. In February 2017, Fujian decided to "encourage insurance companies to explore insurance products in the field of water conservancy construction and support government investment and bank loans to participate in insurance."

The "Implementation Opinions (Trial)" issued by the Fujian Provincial Department of Water Conservancy (Trial) clearly proposed the four principles of "government -led, market operation, voluntary selection, and gradual improvement". "Government -led" means that the provincial and county -level finances shall jointly bear the premiums in accordance with the "coordinated planning, unified investment insurance, and unified compensation". Public bidding and determine insurance brokerage companies, insurance companies, insurance rates, etc.

After the Jianghai embankment insurance was officially implemented, if the large and severe disaster occurred, when the insurance claims reached the county -level compensation limit and the reimbursement gap was large, the support policy was superimposed in accordance with the current water conservancy disaster reconstruction subsidy policy.

Through these years of practice, the implementation of the Jianghai embankment project insurance has been effective. It transforms the dispersion of disaster dispersion into fixed insurance expenses for budget arrangements. It is a exploration of innovative water conservancy project management, which is far -reaching.

It is reported that since the end of 2017, in the five seawall project water destruction claims in Jinjiang City, the case was required to be damaged in a timely manner, the compensation was in place in time, and the use of engineering restoration and compensation funds shall be implemented in accordance with relevant regulations.

As of now, there are five cases of water destroyed claims in the city, involving a total of 931841.1 yuan in claims, respectively, which are the outlets of Huafeng Sea Favori on October 25, 2018, and pay 270491.62 yuan; October 8, 2019 Huafeng The seawall is out of insurance, pay 289630.7 yuan; on August 11, 2020, the Shizhen to the slippery river from the Gaijing Sea Pelidity, the compensation is 163790.85 yuan; Ritzi from the Shizhen from the sea floor of the Kim Jingjing to the slippery river section, paying 15857.73 yuan. 5 The destruction projects of the seaside have been repaired.

In terms of risk prevention and control, insurance companies can organize pre -preparation risk surveys to verify the length of the embankment on the spot; conduct the inspections before the flood, before disaster, and daily hidden dangers; Knowledge training; some entrusted third -party public estimates to issue the "Risk Investigation Report", which conducts insurance service assessments. Through the above series of insurance services, some results have been achieved in promoting engineering management.

After several super typhoons and many heavy rain tests, the purpose of reporting damage was reported to report, accurate damage, fast claims, and rapid repair of engineering. In response to the use of the use of hidden danger mechanisms for disaster prevention and loss funds, the use of hidden danger mechanisms is not very flexible, the procedures are cumbersome, and the rigidity is relatively rigid. Often, the danger cannot be disposed of in time after reporting the danger, resulting in further expansion of disaster damage. " The claimal rescue mechanism has effectively reduced the damage, so that the Jianghai embankment engineering insurance is escorted by the water conservancy undertakings.

The relevant person in charge of the Jinjiang Water Conservancy Bureau said that insurance for water conservancy facilities is equivalent to hanging "amulets" to water conservancy projects, which can give full play to the advantages of commercial insurance transfer risks, reduce losses caused by various natural disasters to water conservancy facilities, help help, help help, help help, help help, help help, and help help. The water conservancy departments and water conservancy facilities management units at all levels can effectively respond to natural disasters and accidents, and promote the restoration and restoration of normal operation as soon as possible after the disaster of water conservancy facilities. (Wang Shuming Xu Liyun Li Xuezhu)

- END -