Mutual loan!Xinxiang housing provident fund can be used when buying a house in Zhengzhou

On September 1st, the reporter learned from the Zhengzhou Housing Provident Fund Management Center that since the day, the housing provident fund in 9 cities in Zhengzhou Metropolitan Circle realized mutual recognition and mutual loan, which marked the substantial pace of the coordinated development of the Zhengzhou Metropolitan Housing Provident Fund.

According to reports, in order to implement the coordinated development strategy of the national region, implement the relevant decision -making and deployment of the provincial party committee and the provincial government, reasonably allocate housing provident fund resources, adapt to the inter -city flow of human resources in the urban circle, and further facilitate the handling of housing provident fund business across the city, help Zhengzhou and Kaifeng , Luoyang, Pingdingshan, Xuchang, Luohe, Xinxiang, Jiaozuo, Jiyuan "1+8 Zhengzhou Metropolis District" (referred to as the urban circle) economic development, the housing provident fund management center in the urban circle jointly signed the "1+8" on August 23 Zhengzhou Metropolis Circle "Housing Provident Fund Integrated Cooperation Cooperation Cooperation Cooperation Agreement". In order to implement the relevant matters reached by the cooperation agreement, on August 31, the Zhengzhou Housing Provident Fund Management Center issued the "Notice on the Integrity of the" 1+8 Zhengzhou Metropolitan Circle "housing provident fund integrated development. The housing provident fund of Zhengzhou metropolitan area recognizes mutual loan.

After realizing mutual loans, Zhengzhou City regards the depositor of other cities in the urban circle as the local deposit employee, and the purchase of a house in Zhengzhou can apply for a housing provident fund loan. At the same time, loan employees are not required to obtain Zhengzhou administrative regions first. The applicant has the number of housing sets in the administrative area of ​​Zhengzhou City and is identified through the Zhengzhou Big Data Platform; the number of self -occupied housing sets outside the administrative area outside Zhengzhou City is determined according to the personal housing loan record of commercial banks.

Enjoy the same city treatment in the urban circle. Other cities in the metropolitan circle can use housing provident funds with the same conditions as the same conditions in the city circle. When the employees in the urban circle come to Zhengzhou to buy a house to apply for a housing provident fund loan, in terms of approval of loans, loan interest rates, repayment methods, repayment periods, and in terms of loan procedures, house mortgage registration, loan issuance, Zhengzhou pays payment Employees are treated equally. The withdrawal of the housing provident fund is no longer restricted by the household registration. Zhengzhou who purchase housing in other cities in the metropolitan area can pay the corresponding conditions of the housing provident fund withdrawal business compared with the corresponding conditions of the purchase of housing provident funds in Zhengzhou to purchase the housing provident fund. The Zhengzhou Housing Provident Fund Management Center has set up a "cross -domain -running" service special window in the office of various government service centers to facilitate the handling of housing provident fund business across cities in the urban circle.

In the future, the housing provident fund management centers in the urban circle will strengthen business cooperation, and continue to converge the policy of housing provident fund in accordance with the concepts of unified planning, integration deployment, cooperation, and common implementation. Coordinated development.

Source: Top News · Henan Daily

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