Notice!"Motor vehicle safety coordination" is not insurance

Pomegranate/Xinjiang Daily (Reporter Ran Hu Report) Recently, the Xinjiang Insurance Industry Association issued risk warnings to remind the majority of motor vehicle insurance consumers: "Motor vehicle safety coordination" in the market recently is not insurance, and consumers should not buy this Products.

It is understood that recently, the Xinjiang Insurance Industry Association received some car insurance consumers' consultation and reflection that in our district, "a certain traffic service Co., Ltd.", "a certain transportation Co., Ltd.", "a certain car service Co., Ltd.", "a certain technology Co., Ltd. "The phenomena of other institutions to motor vehicle owners, especially transport companies, sold the" motor vehicle safety overall service list ".

In this regard, the Xinjiang Insurance Industry Association reminds the majority of auto insurance consumers: motor vehicle safety coordination is not insurance, and there are certain risks in the aspects of accident claims, target transfer, and service protection. Consumers should choose insurance companies that are established in accordance with the law according to their actual needs to purchase car insurance companies with insurance products with insurance products to avoid unnecessary losses and safeguard their legitimate rights and interests.

The relevant person in charge of the Xinjiang Insurance Industry Association pointed out that institutions that operate motor vehicle safety coordination business are not insurance companies established in accordance with the law, and have not obtained the insurance business license in accordance with the law. Its business model is unsustainable, and it is difficult to ensure the performance of relevant commitments and the security of funds. When such business agencies have a major crisis such as revoking and bankruptcy, they can only be responsible for laws and regulations in accordance with the "Company Law" and "Contract Law", instead of being implemented in accordance with the "Insurance Law". Assure.

The person in charge explained: "At present, there is no supervisory agency and special laws and regulations for the safety of motor vehicles. After the accident, how to claim, claims claims, and when to pay can only be compensated according to the motor vehicle safety coordination contract. Disputes, no mediation dispute resolution mechanism, can only be resolved through litigation. If a major accident is encountered, the service company is unable to support huge risk compensation. "

Judging from the recent disclosure of the safety coordinated cases disclosed by the courts in many places, the "Ministry of Motor Vehicle Responsibility Safety Coordinating Contracts (Service Lisks)" was judged as an invalid contract, and the losses caused by related traffic accidents were borne by the perpetrator.

"In order to ensure that consumers' rights and interests are fully guaranteed, the owners and friends are requested to comprehensively and objectively understand the risk of purchasing vehicles." The relevant person in charge of the Xinjiang Insurance Industry Association said that if there is a demand for auto insurance, it should be insured to insurance institutions with legal business qualifications. Motor vehicles and commercial insurance.

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