Hubei Province's first financial dispute before the mediation studio was established in Wuxue

"Don't go to the court, don't spend money, the procedures are simple, the time is short, and the matter is solved by the kindness," Mr. Zhao said happily. Such a "lawsuit" was impossible before. Recently, Mr. Zhao in Wuxue City, Hubei Province encountered such a "good thing."

It is understood that the defendant, Mr. Zhao, owed Wuwu Point, Yinfu Deng Village Banking Co., Ltd. borrowed 49678.15 yuan. As of March 24, 2022, he had arrears at 2364.86 yuan, with a compound profit of 7.01 yuan, and a total of 52050.02 yuan. The bank has repeatedly urged many times. To be, Mr. Zhao repays the intention. On June 17, 2022, the bank went to Wudo City People's Court to sue, asking Mr. Zhao to repay the principal, interest, penalty interest, etc. and bear litigation costs. Mr. Zhao calculates a account. If the court is judged, the cost cost that needs to be assumed includes principal, interest, penalties, compound interest, litigation costs, and one -time performance. The trial, receiving ruling documents, etc. may take a month. Just as Mr. Zhao was in an unprepared exhibition, the court provided him with a new idea: the People's Mediation Committee of the Hubei Provincial Financial Consumption Rights Protection Association in Wushuo City Sub -branch of the People's Bank of China, the financial complaint and docking studio (referred to as: the Provincial Consumers Coordination Committee The complaint room of the Wuxiang Wushan Sub -branch), if the mediation is accepted, it may be another result. In this way, Mr. Zhao took the attitude of trying and accepted the pre -litigation mediation. The mediation officer organized the two parties to conduct a pre -complaint mediation.

The mediation officer took the initiative to communicate with Mr. Zhao to understand his income and living conditions, and communicated with the Yinfu Deng Village Banking Co., Ltd. in Wuxue Zhongzhongzhongzhong. Under the patient mediation of the mediation staff, the two parties took a step back. Dengcun Town Banking Co., Ltd. requested the defendant to return 5,000 yuan in arrears before 2022 to November 2022, and the principal, penalties, and compound profit payable by paying the arrears before December 20, 2022. The two parties voluntarily reached a mediation agreement for the principal and interest of the loan to repay the loan principal, and immediately pushed the court to the judicial confirmation. The judicial confirmation of the court's judicial confirmation was only 4 days.

The judicial confirmation is also forced to enforce. I hope that Mr. Zhao and BOC's Fudden Village Bank will comply with the agreement, and the integrity performance "mediation officer will explain the two parties after the mediation.

It is reported that in order to build a diversified solution mechanism for financial disputes in Wudo City, unblock communication channels between financial consumers and financial institutions, safeguard the legitimate rights and interests of the masses, and fully reflect the concept of finance for the people. Under the strong support and guidance of the Hubei Provincial Financial Consumption Rights Protection Association, the People's Court of Wushuo City, under the strong support and guidance of the Hubei Provincial Financial Consumption Rights Protection Association, took the lead in setting up a financial dispute complaint and docking agency in Hubei Province (city), namely: "Hubei Province, Hubei Province The People's Mediation Committee of the Financial Consumption Rights Protection Association in Wushuo Sub -branch Studio of the People's Bank of China and the "Wushuo People's Court's Financial Disputes Conversion Connection Workstation", launched the "Military Dispute Mediation Rules" of Wudo Studio, determined financial disputes The new mode of mediation is the first standardized complaint studio in Hubei Province to enter the county (city) level at the county (city) level. From the case of Mr. Zhao's borrowing dispute, you can get a glimpse of the full picture of the pre -mediation work of the martial arts financial consumption dispute: the successful mediation can directly confirm the judicial confirmation and give the enforcement effect. Really realized "enter a door and do everything."

It is understood that since the trial operation of Wudo Studio earlier this year, a total of 43 financial disputes and complaints have been handled, with a target amount of 170 million yuan. Among them, there were 24 commissioned mediation cases, of which 3 were successfully mediation, involving a amount of 317,000 yuan. With the in -depth advancement of financial disputes, more financial institutions and financial consumers will enjoy a simple and fast financial consumption dispute to resolve dividends.

Correspondent: Geng Wenhui Li Ziwei

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