Black Bear goes down the mountain "stealing" honey farmers to compensate the Grand Panda National Park Chengdu District's first single "Wildlife Accident Insurance" compensation

Cover news reporter Yu Ting

In recent years, as China has increased biodiversity protection into national strategy, Sichuan also came up with the "Sichuan Plan" in terms of animal protection and biological diversity. "Come and knock on the door." Then if you encounter "playful" wild animals, who will cause losses to residents and tourists to be liable for compensation? In order to resolve the contradictions of the harm of wildlife accidents, before, the Chengdu Management Branch of the Grand Panda National Park launched the "Wild Animal Incident Insurance of the Grand Panda National Park" to provide life and tourists in the Chengdu area of ​​the Grand Panda National Park. Property security. The guarantee time is from July 1st to June 30 next year. The insurance amount in the first year is 600,000 yuan, and the insured amount is 130 million yuan.

Recently, the "Wildlife Insurance Insurance Insurance of the Grand Panda National Park" conducted the first compensation. Wang Changquan Wang Changquan, who lives in Nanyue Community, Longchi Town, Dujiangyan City, Chengdu, became the first target of the insurance since the insurance came into effect.

70% of the amount of compensation for losses

Insurance is more at ease

Longchi Town Nanyue Community is one of the most remote communities in Longchi Town. There are 340 residents and 56 residents living in deep mountains without communication signals. Wang Changquan is one of them. In recent years, with the construction of giant panda national parks, the ecological environment in the park has become better and better, the number of various wild animals has increased year by year, and the scope of activities is gradually expanding, and sometimes the lives of residents will be "disturbed".

"I wanted to go up the mountain to collect some honey that day. As a result, I took a closer look. There was a wolf borrowing on the scene. Nearly 20 beehives were completely damaged." Wang Changquan recalled, "It may be that the black bear eats the honey." Wang Changquan's family came from him. The father's generation started bee -raising on the mountain. In fact, he has seen such similar scenes many times. According to him, residents on the mountain often "deal with" wild animals. For the beehive placed by Wang Changquan, at least two monkeys or black bears are "caring" at least twice a year. So Wang Changquan remembered the "Wild Animal Incident Insurance" purchased by the Chengdu Management Branch of Giant Panda National Park.

With the mentality of trying it, Wang Changquan took out the "Wildlife Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Insurance Calculatory Calculatory Calculating Calculatory Insurance" claims and warning of early June this year. Notice card ". This card explains information such as the reporting process, the requirements for the evidence collection, and the staff contact information of the staff. Soon, Wang Changquan received the compensation, and all the operation processes were completed through the mobile phone during the period.

Wang Changquan said that although he paid 70%of the loss, he felt very satisfied. It can be said to be a tremendous change. "Now with insurance, our farmers will be more at ease and will take the initiative to take the responsibility to protect wildlife." A local resident said.

Protect the claims process legality and compliance

Win -win -win protection and development

In the process of the insurance claims of wild animals, the Chengdu Panda Branch has always played the role of "supervisor" to ensure that the entire claim process is legally compliant.

After receiving the report from the resident, the staff of the insurance company will send a special person to review the materials and photos submitted by the victims, and the door to set the negotiation with the residents. Complete claims. The loss of Wang Changquan's losses this time is the amount converted by the market price of bees and related materials.

If the victims are not satisfied with the amount of compensation issued by the insurance company, they can also negotiate with the insurance company through the Chengdu Panda Branch to further ensure the safety of the residents' lives and property. The effect of "Wildlife Insurance Insurance" can not only allow residents to guarantee the safety of life and property, but also resolve the contradiction between residents and wild animals, reduce human harm to wild animals, and allow local residents to participate in protecting wild animals to protect wildlife. In the operation, the protection of wild animals and win -win situations.

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