State Council Supervisor Group: Jianqiang Insurance has become a way of making money from insurance companies

Starting for strong insurance, it was the insurance system that stipulated in my country in 2006. The first law of law provides an important guarantee for the safety of the lives and property of the people. However, in Henan, some insurance companies have refused to underweck, either let the masses add money, or drag their legal responsibilities as a way to make money. After receiving the clues reflected by the masses on the "Internet+Inspection" platform of the State Council, the ninth inspection team of the State Council conducted an unannounced investigation.

Henan: The insurance premium of the insured motorcycle is over

The inspection team came to an insurance company in Jiaozuo, Henan, and an owner consulted the motorcycle to pay strong insurance premiums. According to his motorcycle displacement, the Bank Insurance Regulatory Commission's stipulated converted insurance premiums were 400 yuan.

Insurance company staff: 800 yuan.

Owner: Why is it 800 yuan? What are the 800 yuan?

Insurance company staff: Jiaqiang's vehicle tax plus accident insurance, 400 yuan plus 40 yuan plus 360 yuan.

Owner: Can I get a strong insurance bank?

Insurance company staff: You can't pay for strong insurance. If you can't invest, you have to report it up.

The inspection team's investigation found that some insurance companies either forced car owners to buy additional commercial insurance, or to handle the monthly limit, the on -site vehicle inspection, the insured information system, the business personnel are not waiting for, and the business personnel are not delayed. Pay money, and the insurance is not so smooth.

According to the "Regulations on the Liability for Transportation Accidents" promulgated by the State Council, the insurance company selected by the insurer during the insurance shall not refuse or delay the underwriting, nor shall the insurer shall establish a commercial insurance contract and put forward other conditions for additional conditions. Facing several urban insurance companies in Henan to refuse and delay underwriting, forced car owners to bundle the problem of buying other commercial insurance products, on August 22, the ninth inspection team of the State Council's ninth inspection team interviewed the Henan Banking Insurance Bureau and Jiaozuo Relevant person in charge of the Banking Insurance Supervision Bureau and other departments.

Sun Wei, Director of the Property and Insurance Division of the Henan Banking Insurance Bureau: I think this unannounced inspection has a great touch of us, so we are going to conduct unannounced visits in the industry without leaving dead corners and serious punishment for the problems discovered.

Harbin: There are different blocking points inside and outside the second -hand car transaction.

The third inspection team of the 9th Supervision of the State Council received a public report during the inspection of Heilongjiang Province that the second -hand cars outside the country were moved into Harbin. Even if the vehicle was valid and the annual inspection period was valid, it would be forced to be required to test it. Apply for transfer. But Harbin's second -hand car transfer does not need to detect exhaust.

Workers in the second -hand car trading market: No, what is the tailing of this, no, this is a normal check -up.

But when the second -hand car is transferred from a foreign car, the staff's answer was like this.

Second -hand car trading market staff: Are you (other places) that come over? Then you have to measure your tail.

The situation of migrating to mandate money from foreign vehicles like this is not a case in Harbin.

Wu Haokun, a member of the third inspection team of the 9th Supervision of the State Council: For vehicles moved into vehicles that are still migrating from foreign places during the effective period of environmental protection inspection and the validity period of the annual inspection, it is different from the use of tail gas to test the exterior and local used cars. Second -hand cars have entered the local market to add restrictions, which is not conducive to the circulation of second -hand cars.

In the investigation, the inspection team also found that some local used car trading markets belonged to the motor vehicle registration service stations, using special advantages such as invoicing on behalf of the invoices to bundle their names with a variety of service fees. In response to the problems found, the inspection team gave feedback to the relevant parties of Harbin. The local department stated that it would accept the problems found in the inspection, quickly clean up various unreasonable restrictions, and effectively solve the problem of blocking points in the circulation of used cars.

(Source: CCTV News)

【Edit: Wang Yujin】

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