Jiangxi Zixi: Newly exploring financial wisdom in the "Two Mountains" on the road

Green China, August 24th (Geng Guobiao, a reporter from Rong Media) The forest of Dajue Mountain in Jiangxi in the midsummer is covered with the sky, and the stream ring is peeing. The good ecological resources have attracted many tourists who are cool.

"It's too hot this year! Thanks to a good place like Dajue Mountain, otherwise we really don't know what to do?" A tourist who participated in the drift from Jingdezhen City was happy.

Since the development of the Dajue Mountain Scenic Area in 2002, the number of tourists has risen year by year, and the rapid growth of tourism revenue has become an important growth point for local economic and social development. While creating a good economic benefits, the ecological environment of the Dajue Scenic Area and the surrounding area continued to optimize, the living standards of the surrounding people continued to improve, and the business model of "promoting development and implementing protection in development" was taken out.

"We also benefit from the funding support brought by ecological value transformation. In 2019, Zixi County and third -party agencies carried out the gross ecosystem product and accounting on the Dajue Mountain Scenic Area, providing an important basis for the realization of ecological product value. "Dajue Mountain Scenic Chief Executive Director, the party, told reporters that after accounting, the GDP of the GDP in 2018 was 1.066 billion yuan. Among them, the value of material products was 554 million yuan, accounting for 5.05%; the adjustment service value was 710 million yuan, accounting for 66.73%; cultural service value was 299 million yuan, accounting for 28.02%. At the same time, Dajue Mountain has 1444568.98 square meters of land, 55309.77 square meters of buildings, evaluated 234308371 yuan, with an average annual profit of 30,000 to 50 million yuan.

Based on the results of the GEP of the Dajue Mountain Scenic Area, Zixi County and the Industrial and Commercial Bank of China have conducted 7 rounds of consultation. In the end, the Celestial Student Dajue Mountain Scenic Area of ​​Industrial and Commercial Bank of China provided a "specific asset charging right support loan". This loan is mortgaged by the traditional scenic tickets, ropeways, tour buses and rafting pledge pledge and the scenic area. 60%ratio, regulating the solid carbon release and 30%ratio of the hotel's premium of 242 million yuan)+15 -year scenic income rights of 441 million yuan, a total of 780 million yuan, and the premium rate reached 81%. This result provides sufficient motivation for the better development of Dajue Mountain Scenic Area.

Relying on the support of finance, the ecological and economic benefits of Dajue Mountain have gradually emerged.

The development of ecological tourism in Dajue Mountain has enabled more people to enjoy high -quality ecological resources and reflects the ecological influence of Dajue Mountain. At the same time, the function of protecting the protection of forest resources and ecosystems is not damaged, which also prompts the air, water, and climate to effectively regulate it. The second -level protection animals can be preserved and reproduced.

As the party said, the tourist reception volume of Dajue Mountain Scenic Area rose from 863,000 in 2012 to 1.97 million in 2021, and the comprehensive tourism revenue rose from 60.13 million yuan to 130.35 million yuan. Taking the ecological tourism of Dajue Mountain as the leader, radiating drives the development of ecological industries such as the surrounding scenic spots such as the Fay Shui Forest Hot Spring Resort, the Matou Mountain Virgin Forest, and the Crescent Moon Folk Culture Village. Created 530 direct employment positions for local villagers, and the number of entrepreneurial benefits was 5,140.

In the past, Dajue Mountain, which also had a strong ecological base, couldn't turn ecological advantages into economic advantages to achieve green development? The reason for the reason is that the "two mountains" transformation path is unclear.

Zixi is located in the east of Jiangxi Province and the west foot of the Wuyi Mountains. The forest coverage rate reaches 87.7%. The ecological environment index is the forefront of the province. county".

Since the 18th National Congress of the Communist Party of China, Zixi County has always penetrated the entire process of economic and social development through the practice of ecological civilization, and has increased the pilot of the value realization mechanism of the ecological product value as the general engine to promote the economic and social development of the county. With the characteristics of resource endowment, the green mountains and green mountains are the transformation bridge of Jinshan Yinshan.

From the "Two Mountains" transformation center to the "two mountains" college, from the bamboo technology industrial park to the "carbon neutralization" practical innovation center, it created the first Jiangxi Province in the construction and transformation of ecological civilization. Last year It also won the title of "Green Water and Qingshan is the Jinshan Yinshan" practice innovation base. The county's "Two Mountains" transformation center provides one -stop services such as collecting and storage, assessment, transactions, operations, and finance for the transformation of ecological resources such as the collective and the masses, which has greatly enhanced the transformation and of the ecological resources in the county appreciation.

Jin Jianhua, director of the Zixi County Financial Work Service Center, said that the "two mountains" transformation center of Zixi County borrowed the concept of "deposit" and "loan" of commercial banks, in accordance with the large -scale economic ideas of "decentralized input, centralized output, and comprehensive income". The value conversion of ecological resources such as Lin Tianhu Cao adopts a joint review and approval mechanism to provide one -stop processing services such as collection, assessment, transaction, operation, and financial services. Sexual platform.

They hired a professional team to draw the "one picture" of Zixi County's ecological resource assets to provide big data support for exploring the value of ecological products. Adopt a variety of methods such as redemption, leasing, custody, equity cooperation, and franchise, to promote fragmented resources such as mountains, land, river basin, and farm houses to collect and integrate, to maximize the intensive and large -scale resources, improve ecological assets, and improve ecological assets quality. At present, the state -owned platform company is the main body of ecological resources. It has collected 200,000 acres of mountains and forests, 4,500 acres of rivers and lakes, and more than 20 ecological resources such as farm houses and land operation rights, with a total value of more than 2 billion yuan. Jin Jianhua said: "Our purpose is to activate the sleeping ecological resources, effectively enhance the ecological quality, add ecological wealth to the people, effectively open up the channels for the" two mountains', and promote ecological industrialization and industrial ecology. "

"I didn't think of getting the income of the revenue so soon, and I couldn't think of obtaining a loan so soon." Nie Luoyun, the person in charge of Luoshanfeng Ecological Technology Co., Ltd., Zixi County, was happy to apply for a 3 million yuan "under the forest economic income right" loan. Speaking.

Luo Shanfeng Ecological Technology Co., Ltd. inherited more than 800 acres of mountains and forests in Zixi County, mainly engaged in planting under ecological product forests. This time, the company's obtaining the economic income certificate of the forest is the state's right to contract the mountain forest. After understanding the difficulty of planting funds for planting funds, the Zixi Financial System innovatively launched a loan of "economic income rights under the forest", and awarded 3 million yuan of credit credit to the company's claims to solve the problem of fund turnover.

The "Economic Revenue Rights" loan is the first nationwide. This product is launched by small and micro enterprises and new agricultural entities that hold the economic income of the forest. 10 million yuan. The innovation and promotion of loan loans of the "Economic Revenue of the Forest Forest" will make more companies, new agricultural entities, and farmers who have developed and obtained the economic revenue of the bottom of the forest.

Zixi County has a bamboo forest area of ​​550,000 mu, which is a large county in bamboo production. In recent years, Zixi County has vigorously promoted the transformation and upgrading of the bamboo industry. It is committed to using science and technology as the driving force, using the advantages of Zixi's Maozhu resources, keeping the green mountains and green mountains, and giving birth to the Jinshan Yinshan. Zixi County has run Zhuzhu Technology Industrial Park to cultivate leading enterprises, broaden the industrial chain, improve product technology content, and be better and stronger.

Jinzhufu is the founder of Zixi Zhufuzhu Industry Co., Ltd. Winter bamboo shoots and bamboo business since the age of 16. He has more than 300 acres of bamboo forests through mountain fields and bamboo forests. "There is more than 100,000 yuan in net profit a year. I get rich and get rich is to rely on bamboo forests." Jin Zhufu said.

In 2020, Jinzhufu transferred more than 2,500 acres of fir forest land to the "Two Mountains" transformation center of Zixi County and received 3.95 million yuan. "Fullwood has little to do with bamboo processing, and it takes a lot of energy to take care of it. It is better to change hands. The funds in exchange can expand the processing and production of bamboo strips." He said.

In the production workshop of Jiangxi Zhu Shangzhu Industrial Co., Ltd., Zizhi County Zhu Technology Industrial Park, the reporter saw that the workers were skillfully cracking Maozhu. "The broken bamboo forest land integration and operation are well operated, and it is also very good for our material companies." Zhang Chunmei, general manager of Jiangxi Zhu Shangzhu Industry Co., Ltd., said, "The raw materials are guaranteed, and the quality of bamboo is also high."

I saw in Zhu Shangzhu's production workshop that the production line was rumbling and the forklift traveled through. Multi -site products in the workshop are stacked products waiting for foreign transportation. "If the full load is produced, the annual output value can reach 300 million yuan." Zhang Chunmei said that the suppressed high -density bamboo board has high hardness, good stability, not easy to deform, and the service life can reach more than 20 years. The winter Olympics tourism facilities have their products.

According to Jin Jianhua, Zixi County has formulated a green financial reform vision plan and action plan, statistical analysis of the investment and financing status of the ecological industry, promoting the ownership of ecological resources, and the innovation of business rights to pledge financing, open up the financing channels for ecological industry, and play the role of financial capital leverage. And to leverage social capital and provide financial solutions for the value of ecological products in Zixi County.

"We have set up a financial service window to encourage each financial institution to carry out at least one ecological resources for pledge financing and innovation. Increase rights pledge loan ',' Baifu · Carbon Training Loan ',' Forestry Carbon Exchange Wallers pledged ',' special breeding certificate, the right of economic income, the tea garden operating income certificate pledge loan ' The pledge loan business. "Jin Jianhua said.

As of the end of July, the value of the ecological products of Zixi County achieved a balance of 3.395 billion yuan, accounting for 42.01%of the county's loan balance, an increase of 351 million yuan from the beginning of the year. 1.785 billion yuan from August 2020. Among them: the balance of the loan of agricultural land operation rights was 291 million yuan, an increase of 2.97 million yuan; the balance of forest rights loan was 1.011 billion yuan, an increase of 20,000 yuan: the balance of loan loans of ancient houses; Increasing 20.43 million yuan (the balance of water rights loan was 225 million yuan; the balance of energy loan was 32.6 million yuan; the balance of breeding rights loans was 25 million yuan; the balance of other loans was 1.665 billion yuan).

- END -