Major changes in medical insurance!"See your child a doctor, don't spend cash at your own expense ..."

Medical insurance is an important guarantee system in our daily life. In the past, the personal account of medical insurance could only be used for reimbursement of myself. Since the beginning of this year, how is it different from the original medical insurance reimbursement method? How's the effect?

Shanghai: The entire family shared medical insurance family Junji.com launched

Beginning in July this year, Shanghai officially launched a network of medical insurance families. It refers to the residual funds of employees' medical insurance. In addition to their own use, they can now use their spouses, parents and children. This method not only reduces the cash part of the individual's self -payment, but also activates the balance of the medical insurance account.

On the afternoon of working on my working day, Ms. An took her son to the dermatology department of the Shanghai Children's Hospital. After registering, Ms. An found that since the establishment of a family forewatan account, some of the costs that the son need to pay for it can now be paid from her medical insurance personal account. It's right.

After face -to -face diagnosis, the doctor suggested that Ms. An took her son for allergen screening and prescribed some drugs for treating eczema. After paying, Ms. An found that the cost of taking the child for medical treatment and additional inspection this time was deducted from her award -winning account. Ms. An, a resident of Shanghai: A total of 1003 yuan in a total of 1003 yuan. I have not paid a penny at my own expense. I show that my coordinated payment is displayed on the list. A total of 642 yuan in the foresight account, which is equivalent to full reimbursement.

The person in charge of the Shanghai Children's Hospital told reporters that since July, Shanghai has implemented a family of favorable account group network, and in August, it has officially paid with a good luck account. From August 1st to August 15th, about 1,800 families in Shanghai Children's Hospital have used a lot of families, with more than 400,000 funding accounts. This not only reduces the burden on patients to a certain extent, but also improves the efficiency of hospital fund settlement.

Yu Guangjun, Dean of Shanghai Children's Hospital: For children, feel the most obvious after the implementation of the appreciation account, because children's parents are relatively young, and their account funds have accumulated more, but children, especially when they are young, are The relatively high probability of the disease is relatively high, and the probability of using medical insurance costs is relatively high, so after using the amented account, his benefit is also the most obvious.

From accumulated to a good luck type

Increased use of medical insurance account balances

Before the reform of the medical insurance family, family members who did not have medical insurance needed to pay medical expenses separately when seeing a doctor. The expenditure also increases the usage of the balance of the medical insurance account.

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