Morning Wuhan ︱ 2022 Wuhan employee medical insurance payment base standards were announced!

2022 Wuhan employee medical insurance

Payment base standards are announced!

On the 18th, the reporter learned from the Wuhan Medical Insurance Bureau that the relevant departments of our province officially issued the "Notice of the 2022 Social Insurance Payment Base Standards for 2022" (hereinafter referred to as the "Notice"). According to the "Notice", the basic medical insurance (maternity insurance) payment base of Wuhan employees in 2022 was determined that the monthly standard of the payment base of the maternity insurance (maternity insurance) was 6795 yuan, the upper limit of the personal payment base was 20,385 yuan, and the lower limit of the personal payment base was 4077 yuan.

According to regulations, the payment standards for employee medical insurance for employees in Wuhan will be adjusted for an annual unit from July 1 to June 30 of the following year.

The reporter noticed that compared to 2021, the basic medical insurance (maternity insurance) payment base for employees in Wuhan was 6233 yuan, the upper limit of the personal payment base was 18699 yuan, and the lower limit of the personal payment base was 3740 yuan. This year, the standards of medical insurance payment for employees in Wuhan have been raised. This is due to the development of Wuhan's social average salary in Wuhan. Therefore, the standards for the payment base of employee medical insurance in the city have also been raised accordingly.

Basic medical insurance premiums of employees

The employer and employees are paid monthly on a monthly basis

According to relevant requirements, the basic medical insurance premiums of employees shall be paid by the employer and employees on a monthly basis.

In Wuhan, the employees of Wuhan City took the average monthly salary of the previous year as the payment base, and paid the basic medical insurance premiums and large insurance premiums at 2%. The employer uses the sum of the payment base of the employee of the unit as the payment base, and pays the basic medical insurance premium at 8%.

From January 1, 2020, Wuhan City has merged the implementation of employees' maternity insurance and basic medical insurance for employees. Workers in our city participated in the basic medical insurance for employees to participate in employee maternity insurance. According to the regulations, the maternity insurance for employees in our city shall be paid by the employer at 0.7 % of the average monthly salary of the previous year, and individual employees do not pay.

Employees last year

The average monthly salary is used as the payment base

The specific caliber of the employee himself last year was implemented in accordance with the current regulations of the State Administration of Statistics on the total of the total salary, including the employee's time wages, piece counting wages, bonuses, allowances and subsidies, overtime salary, etc. The average salary of the employee himself last year was the basis for the basic medical insurance (maternity insurance) payment base for 2022.

Generally speaking, the higher the salary, the higher the payment base of the medical insurance, and vice versa. However, for employees with too high income or low income, it also sets up the upper and lower limits of the payment base according to the 300%-60%of the monthly standards of the basic medical insurance payment base of the city's 2022 in 2022.

According to the "Notice", the upper limit of the personal payment base of basic medical insurance (maternity insurance) in Wuhan in 2022 was 20,385 yuan, and the lower limit of the personal payment base was 4077 yuan.

To put it simply, if the average monthly income of employees in our city last year was lower than or equal to 4077 yuan, the payment base was determined to be 4077 yuan according to the lower limit; The base is determined according to the average monthly income of the employees last year; if the average monthly income of employees in our city last year was higher than or equal to 20385 yuan, the payment base was determined at 20,385 yuan at the upper limit.

Flexible employees according to the previous year

The average monthly salary of employees in the city is 6%payment

The city's flexible employment staff participated in the simultaneous adjustment of the payment base for medical insurance in Wuhan's urban employee. The average monthly salary of employees in the city's annual annual city was used as the payment base, and the basic medical insurance premiums were paid at 6%. At the same time, a large amount of medical insurance premiums were paid.

Retirement procedures have been completed in accordance with national regulations and reserved in our city with medical insurance payment periods. Individuals will no longer pay basic medical insurance premiums, but they still need to pay 7 yuan a large amount of medical insurance premiums per month.

According to reports, this year, due to the delay in the province's 2022 social insurance payment base standards, at present, the city has temporarily relieved that the city's unit employees and flexible employees and employees have been postponed since July 2022. After the province's social insurance payment base standards are introduced, the city will soon resume relevant business management in accordance with the new payment standards, and the adjustment time will be implemented on July 1.

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The city has temporarily relieved the medical insurance payment of employees and flexible employees in the city from July 2022

Writing: Reporter Hu Qiongzhi

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Coordinated | Chen Chang Chen Zhi Design | Ma Yilin Intern | Wang Yaun

(Produced from the Yangtze River Daily: Changjiang Daily, Xinhua News Agency, People's Daily, CCTV News, etc.: Yu Xin)

【Edit: Zhang Jing】

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