The scammers are watching young people and "tailor -made" these new types of fraud

Author:Changjiang Daily Time:2022.08.18

"Beware of online fraud, contact the official customer service for shopping, and buying and selling game equipment on the official platform. All those who claim to cancel the credit reporting records are fraud, remember the 96110 anti -fraud line" ... Recently, many citizens have received this type Anti -fraud message. The police reminded that the cyber fraud cases mentioned in the SMS have recently showed a high incidence, and the scams aimed at scammers are often young people involved in the world. Citizens should understand in advance for fraud and routines commonly used by scammers to strengthen anti -fraud awareness.

Game props winning scam

Trust "winning" information 8 -year -old baby transfer 130,000

"Congratulations to you to be selected for lucky players! We will send rare skin for free. For details, please contact the QQ number ..." After that, he could play games at night. As soon as the 8 -year -old Cheng Cheng saw this private message. Rare skin usually spend a lot of money to buy, and he was so lucky to win the prize. Cheng Cheng was very happy. As everyone knows, he has gradually fallen into the trap set by the scammer.

After adding the QQ number in the private message, a person who claimed to be official customer service "warmly received" Cheng Cheng. In addition to congratulations to Cheng Cheng, the other party also sent a link to the prize platform. After clicking, because I do n’t know which one of my awards is, the “customer service” also patiently explain to Cheng Cheng patiently, first click here, and then click there.

With the help of customer service, Cheng Cheng registered as a VIP member of the platform. After clicking the award system, the system showed that the redemption code of rare skin has been sent to your platform mailbox. When Cheng Cheng wants to click the email to query the redemption code, it always pops up a "system error" prompt.

"Hello player, our background system recognizes that there are abnormalities in the prize process. Your platform account has been frozen, and your game account may be processed in the future." After a while, the prize platform sent such a platform As soon as he saw the words "abnormal" and "title", Cheng Cheng panicked and hurriedly consult the customer service what to do. The customer service "good intentions" comfort Cheng Cheng said that this was a systematic identification error, and the winning player was identified as cheating players. Just thaw the account number according to the steps.

"How should you thaw?" At this time, the scammer revealed the original face, sent a two -dimensional code, and told Cheng Cheng, because the skin value of the winner was very high, Cheng Cheng needed to pay a deposit to the platform first When the platform verification is verified, the identity of the winner is thawed, and the deposit will be returned to the original place. Cheng Cheng used the mother's mobile phone, and he also knew the payment password. Under the guidance of the scammers, Cheng Cheng first transferred 10,000 yuan. Many times, the total transfer amount has reached 130,000 yuan.

Wang Jia, a police officer of the anti -fraud center of Chaoyang District, Beijing, reminded that scammers will publish the winning information on the game and short video platforms to seduce children with poor discern, and guide their children to transfer transfers step by step through words and routines. In order to avoid this situation, parents should not use their children to use their mobile phones at will, let alone tell them to pay the password. Once the child is found to transfer money to strangers, he should call the police immediately.

Logging out on campus loan fraud

The information sent by "customer service" is actually sent by "yourself"

In addition to young children, college students who have just graduated are also prone to the goal of scammers. The 23 -year -old Xiao Guo suffered a "cancellation of loan" fraud. Under the layer of offensive of the scammers, Xiao Guo Gong gave it to the scammer 50,000 yuan, and even he had not responded for a while.

"Hello, are you Guo XX?" One day, Xiao Guo received a call from a strange number. The other party reported his identity card number, attending school and other information. Very nervous. The person on the other side of the phone claimed to be a customer service of an e -commerce platform, saying that Xiao Guo opened a loan service during school, because the country now explicitly ban campus loan behavior, Xiao Guo's credit reporting may be affected.

Hearing the other party said, Xiao Guo was a little confused at first. He didn't seem to have opened a loan service? However, because "customer service" was appropriate for his personal information, Xiao Guo still added the other party's WeChat doubt. "Customer service" said that some people had opened the loan in the name of Xiao Guo, and now they only need to close the loan service. In order to teach Xiao Guo how to operate, you need to use the shared screen function in the video conference software.

Xiao Guo recalled it later. In fact, at this time, he still had some doubts, but the other party's next routine really made himself invincible. After sharing the screen, Xiao Guo's mobile phone first received a verification code. When he didn't know what happened, "customer service" asked Xiao Guo to log in to his e -commerce platform. The function is contacted with him.

After Xiao Guo recorded the e -commerce platform, she saw new news in the customer service dialog box, including the work documents of customer service staff and the certificate of Xiao Guo's loan service. After seeing the other party's document, Xiao Guo finally put down the alert and began to operate in accordance with the guidance of the other party. Unexpectedly, the other party asked him to "cancel the loan" operation. In fact, he guided him to open the loan step by step, and finally lended all the loan quota to the scammer's account.

It wasn't until a few days later that Xiao Guo found that he was deceived. Recalling the process of being deceived, Xiao Guo believes that the reason why he believes in the other party is because when opening the customer service dialog box of the e -commerce platform, you really see the new information. "Since the customer service of the platform will never have false" Essence You can observe carefully that this information is located on the right side of the screen. The information sent by the customer service before is on the same side, and the information sent by the customer service should be on the left side of the screen! It turned out that the information I received was not the information sent by the customer service at all, but the account issued by my account. The scammers deliberately let Xiao Guo open the shared screen, just to obtain the verification code to log in to Xiao Guo's e -commerce platform account, and leave information in the customer service dialog box, to provide the customer service with false chaos, so as to obtain Xiao Guo's trust. Refund of customer service for customer service

Hundreds of pieces of small and cheap losses finally lost hundreds of thousands

"In addition to using game props fraud to help cancel the loan as a fraud. Recently, there are relatively high incidence of refund fraud." Wang Jia said that such fraud can often take advantage of the love of the victim's love.

The starting steps of impersonating customer service fraud and cancellation of loan fraud are very similar. They are all scammers who call the victim call, saying that they are the customer service of the platform. However, the sound in the cancellation of loan fraud is severe. The customer service played by the scammers is obviously much more sweet, and they all apologize to the victim, saying that there is a problem with the quality of the product purchased by the person before. Pay for compensation.

"Not only is it to lose money, but the original product is not recovered. The victim feels like he has made it when he heard it, and it is easy to be affected by scammers." Wang Jia said that at this time The victim opened the Boxer's spare gold function and entered a certain amount to obtain claims. "In fact, this uses the victim's unknown function. This spare money is not a claim channel, but a small loan.

The incident has progressed here, and the victim has not lost anything, but next, the scammers will change their breath, saying that the victim's operation is wrong, and the claims have been led by more, which has affected personal credit. Subsequently, the scammers will provide a "security account", allowing the victim to take out or lend out the money in his bank card and online loan platform, and remit into the security account as a deposit. The process of getting money and loan will also be crowned by the scammers in the name of "dealing with the necessary steps for credit reporting".

"The case we came into contact with, at the beginning, the scammer said that the money of the victim was only a few hundred yuan, but the victim transferred tens of thousands or even hundreds of thousands of thousands of thousands of thousands of thousands of thousands of thousands of money." Wang Jia reminded that the loan function such as Alipay backbone money is like Alipay backlift function. It has now spread all over various platforms. Consumers are best to understand the existence of these functions in advance. When the scammers flickered the "opening claims channel", they can reflect that they are actually loan.

Police suggestion

Frequent common means and words need to be guarded

Wang Jia said that the country is now vigorously promoting the anti -fraud app and the 96110 anti -fraud line. Citizens should download the APP as soon as possible and keep in mind the special line number. When encountering fraud information, the pop -up information of the special line and APP may help citizens to warn in time in time Essence In addition, there is a principles of three or not in the anti -fraud: "Unknown links do not click on strange calls and do not trust personal information without disclosure to verify more transfer remittances."

Common means of scammers:

1. Share screen function: Generally comes with the video conference app. Once this function is turned on, the scammers will see any information displayed on the phone screen of the victim, including accounts, passwords, verification codes, etc. Facing those who claim to be customer service, do not open this function.

2. Call transfer function: The method is to dial "** 21*" with the mobile phone plus the phone number that wants to transfer, and finally end with "#". Originally, it was used to forget to carry. The family could use this function to help transfer the call of the phone to other mobile phones for easy answering. The scammers will allow the victim to enter this character as the verification code on the grounds of security verification. The purpose is to cut the call of the victim's mobile phone and prevent others from contacting the victim. When someone calls you "** 21*", the other party is likely to be a liar.

3.App download: The scammer will trick the victim to download the app on the grounds of "making money" and "pornography". Once this app cannot be downloaded through the app store, when the browser is downloaded, the victim must be careful. This type of APP will set up a fishing back door to pick up the user's personal information and property information. The police reminded that the app that the app store can be found is not necessarily safe, but there must

Common scams:

1. "The account has been frozen to thaw"

2. "Behavior will affect personal credit" "

3. "Need to remit money to a security account"

(Source: Beijing Daily)