How to participate in medical insurance without a work unit?

The importance of medical insurance is self -evident

People with a fixed work unit

The employer pays medical insurance according to law

Then people who do not have a fixed work unit

How to participate in medical insurance?

Take a look

What about work units, what about medical insurance?

Employers shall pay employees to urban employee medical insurance within 30 days from the regulations.

Legal basis

Article 23 of the "Social Insurance Law of the People's Republic of China" stipulates that employees shall participate in basic medical insurance for employees, and employers and employees shall pay basic medical insurance premiums in accordance with national regulations.

What should I do if there is no work unit?

If there is no work unit, you need to go to the medical insurance agency where the household registration or residence permit is located on your own.

There are two options in total

Different insurance identities, enjoy the slightly different treatment of medical insurance

If there is no work unit, if you allow personal economic conditions, you can choose to continue to participate in employee medical insurance as flexible employees. Not only will the reimbursement ratio of high reimbursement, the prescribed period is full, and you can also enjoy medical insurance treatment for life after retirement.

Tips for medical insurance

Due to the current standard of Hubei Provincial Social Insurance Payment Base Standard, Wuhan City has approved the relevant businesses such as employees and flexible employees' medical insurance payment from July 2022 in accordance with the new payment base standard. Apply. During the suspension period, employees and flexible employees who are in the normal insurance and have no historical arrears, the medical insurance treatment is not affected, and the business that has nothing to do with the new payment base standard can continue to be handled.

After the announcement of the social insurance base standards in Hubei Province in 2022, Wuhan City will timely adjust the information system business parameters and resume relevant business in accordance with the new payment standards. The adjustment time will be implemented from July 1. The specific restoration time of Wuhan City will be announced as soon as possible.

(Source: Wuhan Medical Security Bureau, Medical Insurance Electronic Voucher)

【Edit: Wang Yujin】

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