You save water, I give money!What are the expectations of Shandong behind the "Water Sales Loan"?
Author:Luwang Time:2022.08.16
Luwang, August 16 (Reporter Fan Jinxin) With the launch of "water -saving loan", the water -saving benchmark in Shandong once again entered the public vision.
Save water is a long -term basic national policy in my country, and it is an important part of building a conservation society. As a move in the field of water -saving fields, many provinces including Jiangsu, Fujian, Zhejiang and other provinces have launched their own "water -saving loans" products and business standards. By leverage social capital, they make large water -saving "cakes". Although "water -saving loan" is not the first of Shandong, it is of great significance to Shandong.
As we all know, the water resources in our province are very short, and the amount of per capita water resources is small. The average number of local water resources for many years accounts for only 1.1%of the country's total water resources. Only 1/24 of the world's per capita possession, which belongs to a severe water shortage area with a per capita possession of less than 500 cubic meters determined by the United Nations. There are more people and less water, uneven distribution of water resources, and incompatibility with productivity layout. This is both the status quo and the basic provincial sentiment to face in the future. Water -saving and controlling water, naturally becoming a realistic path to be practiced for a long time.
From the perspective of loan objects, "water -saving loans" launched by Shandong give priority to supporting provincial and above water -saving enterprises, water -saving benchmarking units, water -saving leaders, professional water -saving service companies, water -saving products and equipment manufacturing enterprises, and as well as Credit evaluation levels are good and above. At present, many banks have participated in the "water -saving loan" business. For example, Bank of China incorporates water -saving projects into the field of green credit policy, set up green approval channels, and the loan interest rate is 30 basis points than ordinary fixed asset loan interest rates. For enterprises, the cost of financing and production has been reduced. For the industry, it improves the utilization rate of water resources and the effectiveness of water saving.
In terms of specific operations, in order to facilitate the application of the enterprise, the website of the Provincial Water Resources Department is launched simultaneously to the "water -saving loan" application system. , Form the province's "water -saving loan" alternative project library, and then push from the People's Bank of China Jinan Branch to the relevant financial institutions to accept the business of financial institutions to review loans independently, reasonably determine the loan amount, period, interest rate and guarantee method, strengthen the loan after the loan, manage.
In fact, enterprises have always been the focus of water -saving work in Shandong. Just this month, from August 4th to 5th, the investigation team of the Ministry of Water Conservancy came to investigate and save water. According to reports, the research team fully affirmed the water conservation work of Shandong Province and Qingdao City. It believes that Shandong is a area of water resources in the shortage of water resources. The use of water enterprises attach importance to strengthening water resources management and increased water -saving technology transformation. It also reflects the social responsibility of the enterprise.
Water -deficient areas are not easy to save water. Facing the dilemma, Shandong ushered in difficulties, agricultural water conservation, industrial water -saving, urban water -saving and other fields were solidly advanced, and many policies escorted water -saving national policies. For example, our province has implemented the strictest water resource management system, the first comprehensive water -saving incentive policy in the country, and the official implementation of the "Shandong Province Water Equipment Regulations" on January 1 this year ... and the "festival launched this time this time "Water loan" once again promoted Shandong's exploration of water -saving promotion methods.
The development, utilization, protection and optimization of water resources to the end has long become the consensus of all parts of Shandong. At present, there are 22 national water -saving cities in Shandong, ranking first in the country; the number of water -saving society in the province has a total of 94 counties, with a coverage rate of 69%, and the goal of 50%of the "13th Five -Year Plan" is excessive; the provincial level is the provincial level; the provincial level; All institutions and institutions directly under the province have all established "Shandong Province Water -saving Units". These all confirming that the water -derived province in Shandong is a benchmark and superior student in water -saving work.
Standing at a new starting point, the "Fourteenth Five -Year Plan for Shandong Province" proposes that the effectiveness of the construction of a water -saving society will be fully demonstrated by 2025. The goal is set, and the action must follow. There is a significant basis of grade. In the future, Shandong's path and method of water conservation are highly anticipated.
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