"Credit Repair"?scam!

Are there any information on your credit record?

If someone helps you "repair" credit records

Will you spend money to do it?

As the application field of credit reports continues to expand

"Credit Repair" has become a new popular scam

Illegal agencies use some information subjects

Eager to eliminate the psychology of bad credit records

In the name of the so -called "credit shovel" and "credit reporting for whitewashing"

Deceive money

Analyze the scammer routine

learn a lesson

Do not give the criminals

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Case number one

Because Zhang was overdue due to negligence, he asked for a bank to consult and communicate, and after seeking deletion of bad records, he found a so -called "credit recovery" institution on the Internet, and as required to make the 10,000 yuan deposit, a mobile phone you handled his real name as required The telephone card and a bank card are handed over to the institution, and the agreed will be paid another 20,000 yuan later.

One month later, the agency told Zhang that the credit report had been repaired successfully and asked Zhang to pay all the remaining funds. Zhang immediately transferred the remaining money promised to the institution. When Zhang asked the credit report, he found that the relevant information was not fixed at all, so he contacted the agency again to discuss the saying that the other party had "disappeared". In desperation, Zhang can only choose to call the police for help.

Case 2

Song noticed that Li often published a successful case of credit reporting in the WeChat circle of friends, and then got in touch with the other party to prepare to learn the "credit recovery" technology.

Li said to Song that 90%of personal credit reports can be repaired successfully. As long as you pay 100,000 yuan franchise fee, you can start the business. In addition, Song only needs to be responsible for soliciting business. The reimbursement of the customer's overdue credit report is responsible for the reimbursement of the headquarters, and every time it is repaired, Song can obtain a 40%commission. Song Mouxin thought it was true, and immediately paid the franchise fee, but Song then filed the overdue credit reports of several customers with Li Mou, and found that it could not be repaired at all. The so -called franchise fee was also drifted.

Case II

Miss Wang is a white -collar worker of a company. A few months ago, she had forgotten a credit card and had a bad credit record. When Miss Wang was worried about this, she received a call from a strange number one night. The other party claimed to be a customer service staff of a "credit recovery" company, which could help her "repair" bad credit records. Ms. Wang believed that it was true. Under the instructions of customer service, transferred to the other party and submitted certification materials such as ID cards. A few days later, when Miss Wang asked again, she found that not only did the credit records not changed, but she also inexplicably added several loan records in many online loan companies. After being deceived, Miss Wang could not contact customer service.

The field of credit reporting does not exist

"Credit Repair", "Credit Credit Wash" and other sayings

"Credit Repair" for charges are all scams

Do not "credit repair" and "credit repair"

Mix

["Credit Repair" refers to the relevant government departments to remove the list of dishonesty and stop administrative processing in accordance with the law, excluding the "Credit Report" of the Credit Investment Center of the Credit of the Credit of the Credit of the Credit of Credit Calibrations in accordance with the law. There are no concepts of "credit reimbursement" in the credibility and document system. Do not trust the false publicity of the Internet and mistakenly enter the fraud trap. All the "credit reimbursement" that claims to be compliant and charged is fraud! .

(Source: Shenzhen Anti -Telecom Network Fraud Center, Hubei Daily, Legal Anshun)

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