The first court of Nanjing summarizes the pension fraud routine with 7 idioms

According to the Criminal Investigation Bureau of the Ministry of Public Security, CCTV News, CCTV Finance, China Consumer News, News Morning News, etc.

A few days ago, how to quickly let the elderly remember the anti -fraud skills? The WeChat account of the Nanjing Qixia District Court issued an article, and the 7 new "idioms" summarized almost all the pension fraud routines. It is worth seeing

Destroyed in a "egg"

Explanation: The correct idiom should be destroyed once. This is to describe some elderly people who are greedy for small and cheap. From the beginning of the eggs sent by the scammers, they gradually fall into the scam step by step.

Learn a few eggs for free. In the end, this kind of health product is selling. /CCTV Finance

Case: Free to get eggs for free

In January 2020, Ms. Wu in Beijing was pulled into a WeChat group that could "collar eggs". One of the "Tahhez Energy Shoes", which can be collected for free, is known as a great progress of modern medicine and science, often appears in group chat, as well as other health products such as "selenium malt black valley powder".

The owner introduced that the "selenium -rich malt black valley powder" is priced at 398 yuan a box, purchased 25 boxes, and the price is 10,000 yuan. If you don't plan to buy, you can also receive free eggs on a regular basis. If you buy things, you are either returning money on your month or a price shopping voucher.

In December 2020, the People's Court of Haidian District of Beijing publicly tried the case. The selenium -enriched malt black valley powder, which claims to treat a variety of diseases, is actually an ordinary fruit and vegetable powder. There is no curative effect of cure. The cost is only 20 yuan per box. In January 2021, the Beijing Haidian Court ruled in the first instance: The defendant Liang was sentenced to two years and six months in prison for fraud, and fined 8,000 yuan. Gold RMB 3,000.

"Room" does not "leftovers"

Explanation: The correct idiom is to be invincible. The adaptation is to describe the seduction of the "old -age care" scam that is fictional.

Case: 5 million mortgage loans were misappropriated

Mr. Liu from Chaoyang District, Beijing said that a person named Chai contacted him by phone and claimed to be the person in charge of the pension service sector of a Beijing asset management company. He wanted to recommend the company's "House Pension" project. Provide on -site services.

Pei Jipeng, Assistant to Judge of the Second Court of the Second Intermediate People's Court in Beijing, introduced that this model of this pension service is that the victim uses his house as a mortgage to borrow from others. The borrowing of money is repaid, and each year can also give the victim Liu Moumou about 6%of the income as pensions.

Judge Pei Jipeng introduced the case. /CCTV News

After several thoughts, Mr. Liu finally decided to join the project. Under the arrangement of Chai Mou, Mr. Liu and the two lenders signed a 3 million and 2 million house mortgage contract, and the loan of 5 million yuan was soon entered into the account of Mr. Liu's family. Then Chai Mou proposed that in accordance with the Housing Elderly Agreement, the loan of 5 million yuan was transferred to the company's wealth management account for unified investment, so he used the POS machine to take away all the 5 million yuan loans nine times.

However, after a month, when the return of the rebate, Mr. Liu did not receive the so -called pension, but received the notice of the two lenders' removal notice, asking him to pay the interest of the loan as soon as possible. At this time, Mr. Liu quickly called the police to the police. Essence In the end, Chai Mou was sentenced to fourteen years in prison by the court for fraud, deprived of political rights for three years, and fined 280,000 yuan.

It is reported that only two companies in China and PICC Life Insurance at present have launched a "house -care" business, and the products launched are "Fang Lai Bao" and "Anju Le" old people's housing in reverse pension insurance.

"The business logic of this kind of insurance itself is also very simple: the elderly mortgage the house to the insurance company, the insurance company gives the elderly money on a monthly basis. After the old man dies, the insurance company liquidates the house." Industry insiders said that this is a kind of insurance product , Not investment and wealth management products. However, "with household insurance" was passed down from the mouth as "pension with houses", which caused people to interpret it.

"Swim" to "cry"

Explanation: The correct idiom is the oil. This adaptation is because there are scammers to arrange free travel, either buy some inferior products, or to invest in tourism investment.

Case: Tourism pension gimmick scam 300,000

From 2017 to 2018, the defendant Liu Moumou held activities in the name of a company in a commercial building to obtain the trust of many elderly people. Later, he was under the name of "living", "Asia 5+2", "Hainan Tourism", "Henan Kangyang", and the rebate project of the agency.

In the end, the court sentenced Liu to eight years and six months in prison for fraud, and fined 100,000 yuan; he ordered the defendant to refund the victims of each victim's economic loss.

"Four" virtuality

Explanation: The correct idiom is Ziwu. The adaptation is because there are scammers' fictional high -yield projects, which causes some elderly people to be fooled.

Case: Credit high -yield investment projects were deceived 500,000

Uncle Wang, who retired at home, was keen on stock trading. When browsing the stock speculation information online, he was pulled into an investment exchange group. Uncle Wang, who had more than ten years of experience in stock trading, began to be doubtful at the beginning of the start. He tried to invest with a few stocks with a mentality of trying. I did not expect that it was really profitable.

Under the encouragement of Mr. Li, Uncle Wang started investing on the investment website. Teacher Li claims that the website adopts the "T+1" investment model, which can participate in investing in overseas listed stocks. The income is very considerable and the investment share is limited. Uncle Wang was afraid of missing the opportunity, and downloaded the app through the link provided by the other party, and tried 10,000 yuan. After 15 days, he saw 5,000 yuan in return, and the principal could be taken out, and he completely put down the alert. Subsequently, Uncle Wang invested 500,000 on the platform. Who knew that the platform suddenly closed and all the funds were drifting. In such cases, fraud gangs set up false platforms through illegal channels, and by combining deliberate guidance with the background operation of the false platform, the illusion of investment losses is caused, and the funds invested by the victims as their own.

Urgent cannot be "generation"

Explanation: The correct idiom is urgent. The adaptation is that scammers claim that they can easily handle social security, medical insurance and other affairs. The elderly should take regular channels and beware of being fooled.

It is not safe to ask someone to help on behalf of the procedures. /CCTV News

Case: Help to handle endowment insurance to 1.88 million

Ms. Liao, who lives in Shunde, Guangdong, has always wanted to go through the retirement procedures through one -time replenishment of pension insurance, so that the pension can be received monthly. However, she found that she did not meet relevant regulations. She was a friend Xu, saying that she had a doorway in the social security department to help Ms. Liao handle procedures. According to Chen Zhihao, a police officer of the Beiyi Police Station of the Public Security Bureau of Shunde District, Foshan City, Xu also fabricated the status of Huang Moumou, a staff member of the Social Security Bureau, to deceive Ms. Liao 1.88 million yuan through different channels.

In May 2022, the Foshan Shunde District Court made a judgment and sentenced the defendant Xu to twelve years in prison and fined 200,000 yuan.

Ms. Liao did not expect that friends who have known each other for many years would lie to herself. In fact, in such fraud cases, this "killing" routine occurs from time to time. Those who believe in the so -called relationship and doorway are often high -risk groups who have been deceived.

"Medicine" entangled

Explanation: The correct idiom is that the waist is entangled. The adaptation is because there are elderly people who believe in scammers and spend heavy money to buy medicine. As a result, they are deceived.

Case: A medicine scam, a medicine dare to sell 7,000 yuan

In the first half of this year, the Guangzhou police received an alarm call. The reporter said that his father, Mr. He, was deceived by 270,000 yuan in more than two years.

According to Xiao Yue, deputy director of the Tangxia Police Station in Guangzhou, according to the victim, Mr. He, he went to the bank to pick up the money to buy a health medicine called "Zhipan". This health medicine named "Zhiba Dan" spent 270,000 yuan before and after.

A fake medicine with a price of up to 7,000 yuan. /CCTV News

It turned out that two years ago, Mr. He was pulled by the salesperson of a company selling health products. Through the so -called "expert consultation", the exclusive medicine called "Zhiba Dan" recommended by these experts, the price of each capsule, the price of each capsule It was nearly 7,000 yuan. Because he was convinced, Mr. He went to the bank to withdraw money without hesitation.

After sorting out, the police found that more than 200 elderly people encountered the scams of this gang. In May this year, the Guangzhou police arrested the suspect. At present, the case is still under investigation.

"Zi" is passionate

Explanation: The correct idiom is self -confidence. The adaptation is that there are scammers to play their feelings, and even claim to be a "dry son" and "dry daughter".

Case: "Son" deceived the elderly 720,000 yuan

In March of this year, the retired elderly Yang suddenly received a call from a strange number in Zhengzhou, Henan. The other party claimed to be a managers of a stock exchange group, Sun Mouwei, and was almost set for various reasons. The two sides also added WeChat. Then Sun Mouwei said that he had no mother since he was a child. He wanted to recognize Yang as his godmother, and shouted "Godmother, Godfather" every day, and was more kissed than his biological son. Sun Mouwei also came to Zhengzhou from Hefei to visit Yang from Hefei, and Yang was deeply moved. In this way, the two have always got along with the relationship between mother and child.

Later, Sun Mouwei said that he had the internal news of two stocks and recommended it to Yang to buy it, but he needs to invest 1 million yuan to ensure that he can earn four or five million yuan, so that Yang can better enjoy the life of his old age. Based on the trust of Sun Mouwei in the early stage, Yang agreed to buy. Because Yang did not operate the mobile phone bank, Sun Mouwei drove a rented Audi A6 car to Zhengzhou from Anhui, and operated Yang Mou's mobile phone to transfer a total of 720,000 yuan to his bank account. With this money, Sun Mouwei splurked to spend.

Afterwards, Yang's daughter suspected that her mother was deceived and reported to the police. Zhengzhou police arrested the suspect Sun Mouwei. After interrogation, Sun Mouwei confessed to his criminal facts. He has been taken criminal compulsory measures, and more than 200,000 yuan of stolen money has been recovered. This case is under further trial

Source: Upstream News

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