When "laundering", how to convict the behavior of eating black?

If you handle 4 bank cards to the other party, you can immediately get 4,000 yuan in cash. If you are willing to continue cooperation, help to acquire more bank cards, do "running points" business, and earn more. This "easy to make money" spread among some young people.

This seemingly "nothing" and "nothing to know" is actually an important part of some criminal chain.

From betrayal bank cards to participating in "running points"

Zhu Weiye, 27, is a native of the Wharf Town of Zouping City, Shandong Province. After the technical secondary school, he went to work in a aluminum factory in Zouping City after finding a job.

Looking at the meager salary of the bank card, he always remembered his father who had cancer at home. He wanted to make more money to subsidize his family. He often thought about how to make fast money and make a lot of money.

One day in mid -August 2020, Zhang Zhi, a elementary school classmate who lived in the neighboring town and two years younger than him, found him, and asked: "I have a part -time job, do you do? Come to me. "Zhu Weiye immediately agreed.

On the morning of the next day, Zhu Weiye took his ID card according to Zhang Zhihui's instructions and followed him to a daily rental house in an office building in Zouping. There were five or six people in the small house. The keyboard knocked on the ground, and stared at Zhu Weiye's old acquaintance Han Chao.

37 -year -old Han Chao lives in Gaoqing County, Zibo City. A few years ago, he led Zhu Weiye to do a "drainage" to help people get hot search. Later, because he could not make money, he couldn't do it anymore. I met again here again. Zhu Weiye knew that Han Chao's heart was living, and he couldn't help but whisper: "Will it be a thing of illegal ..."

As Han Chao greeted Zhu Weiye enthusiastically, he asked his men Mao Cong to take Zhu Weiye's mobile phone, scanned a QR code, and downloaded a software.

Then, at Mao Cong's request, Zhu Weiye handled 4 bank cards, all of which were handed over to Han Chao, and immediately got 4,000 yuan in cash. Subsequently, Zhu Weiye was arranged to stare at a computer in order to discover the money flowing into the bank card in time.

Slowly, Zhu Weiye was familiar with the workflow, and watched Mao Cong and others selling and selling virtual currencies on the computer to "run points". Nothing, joined the ranks of "running points".

"Black Eat Black" in the funds pool

As early as 2014, Zhang Zhihui met Han Chao, a small factories at the time while working in a factory. Han Chao was more than 10 years older than Zhang Wisdom. The two were very talked about. Han Chao took Zhang Zhizhi's younger brother, and took care of him in work and life.

Later, the factory was not good, and the two simply resigned. Soon, Mao Cong, who had just returned from the army to be at home, was familiar with.

In early 2020, Han Chao met Gao Deyou, a wealthy businessman who claimed to be in Taiwan through others. Gao Deyou was very able to flicker and introduced them to a online business, saying that it was safe and reliable to ensure that he could make a lot of money. Gao Deyou said that the ceiling was messy, making the greedy Han Chao trying to try.

Subsequently, under the instructions of Gaodeyou, Han Chao and Zhang Zhihui and Mao Cong recruited people and set up a website platform for buying virtual currencies. Han Chao is responsible for contacting Gao Deyou. Zhang Zhihui is responsible for operating online banking transfer on the computer. Mao Cong is responsible for the acquisition of the bank card "four -piece set" (bank card, U shield, mobile phone card and cardholder identity information).

Mao Cong quickly recruited Yang Song, Ma Tao, Li Junqiang, Liu Dongdong and others in the same village. Like Zhu Weiye, they first handled the bank card to the house to show their loyalty, got some compensation, and then gave some compensation. Inh or buying a bank card, gradually developed to the WeChat group named "part -time", acquired a bank card from a large number of strange people, and received money at the level.

Among this gang, the top employees are paid by the upper family, and the people at the other levels are based on the number of purchases of the bank card. Card, U -Shield, mobile phone card, and cardholder identity information, a set of bank cards can get 800 yuan to 2,000 yuan, which has attracted many people to come to sell the card.

As of the incident on November 20, 2020, the gang's control has been found to have more than 100 bank cards involved in the case.

After the incident, when asked how to make money, Mao Cong replied: "There are two paids given to us by the family: one is that we sell the bank card directly to them, and pay according to the bank cards they actually use. ; The other is that we use the acquired bank card 'running to score money to wash them money, and give us a commission cost according to the how much the bank card is running. "

Mao Cong also said: "The money flowing out of the bank card will be blocked too frequently. We basically use one to throw one, so the demand for bank cards is very large. At the beginning, it was Han Chao Skype software (a kind of one kind Real -time communication software) contact us directly to send us money. After he was arrested, Zhang Zhihui died in the position of Han Chao to contact the upper family. The number of bank cards provided to Yang Song, Ma Tao and others paid for compensation.

On this day, the number of numbers flowing out from the bank cards is getting huge, and Zhang Zhihui and Mao Cong and others are no longer satisfied with the remuneration given by the home. Message.

They felt that Han Chao had been arrested, and the relevant departments were tightened. It was better to avoid the "business". They discussed with a small amount of money in private. They felt, "Anyway, this money is not clean, and less money, the family must not dare to speak, as long as we grit your teeth and do not admit it, you can't take us with us." In this way, a few of them quickly finalized the details of "black money".

Soon, when there was an online banking reminder of more than 560,000 yuan of money to get the account, the excited Mao Cong split and transfer the money to the more than 10 bank cards in his hands, he turned to layer after layer , Even using the transfer of Alipay accounts and WeChat accounts, many times confused the source of funds, and finally used the bank's ATM machine to withdraw cash more than 10 times.

If you find that the money is gone, of course, you will ask. Faced with the liquidation of the Shangjia successively, they together to install innocently, and kept being confused on the grounds of risk control and unknown bank cards. The success of this "stealing money" made them unforgettable.

A few months have passed, they feel calm and quiet, and the money that is divided into hands also splits out. The restless Mao Cong and Zhang Zhihui changed a day to rent a house, and they were together to recruit some people. However, the police who had already mastered the clues were arrested.

As a result, this special bank card, split funds, and then converted from a virtual platform built by a specific app to virtual currency. The criminal gangs who took the opportunity to complete the transfer of stolen money were removed by the police. All seven members were arrested.

The amount involved in the case is more than 4.64 million yuan

In April 2021, the public security organs were suspected of helping information network crime activities, illegally providing credit card information, and the crime of theft were transferred to Binzhou Huimin County Procuratorate for the crime of helping information network crimes.

In order to accurately punish the crime of telecommunications network fraud and completely cut off this gray funds chain, the prosecutor consulted a large amount of information and judged the relevant judgments made by nearby cities. The role, behavior and laws of people are in -depth communication, reaching a consensus on the boundaries of sin and non -sin, this crime, and the other sin, timely guide investigators to adjust the investigation direction, and return the case back to the public security organs to supplement the investigation.

Regarding the qualitative of the behavior involved, the procuratorate summarized the feasible opinion: First, the acquisition and lease or sold the bank card under the name of individuals and others, and provided a payment settlement help for telecommunications scammers to help information network crime activities;

The second is to acquire the bank card and sell it under the name of others, but if the funds flowing out of the above bank cards have not found the crime involving telecommunications fraud, it is determined to be the crime of obstructing credit card management based on the number of acquisition bank cards;

The third is to provide funds transfer channels for fraud criminal gangs to form a more stable collaborative relationship, which is identified as a criminal of fraud;

Fourth, the "running points" and "money laundering" behavior of collecting stolen money for telecommunications scammers have been used to use bank cards. Based on the amount of the victim being deceived by the victim, it is identified as concealment and concealing the crime;

Fifth, it is distinguished from the means of obtaining property. In the bank card, the private score of "black eating and black" intercepting the private scores of upstream crime stolen money is identified as the crime of theft. The opinion was eventually recognized by the court.

Immediately, the public procuratorate used the large platform of the Ministry of Public Security's anti -telecommunications fraud data platform to screen all the materials in the bank card involved in the bank card, retrieved the bank card trading details involved in the victim's statement, etc. Wisdom, Mao Cong and others transferred more than 4.64 million yuan for criminals, and the funds of more than 560,000 yuan in the stolen bank card.

After two retirement investigations, Huimin County Procuratorate's indictment determined that the defendant Zhang Zhizhi and Mao Cong had the purpose of illegal possession.

The two knew that the income of the crime, and still acquired a large number of other people's bank cards to help criminals transferred more than 4.64 million yuan, and the circumstances were serious. Among them, Mao clever knowing that others use the information network to commit crimes. They still sell 2 bank cards under their own names to provide payment settlement help for criminals, and the circumstances are serious.

The defendants Yang Song, Ma Tao, Li Junqiang, and Liu Dongdong knew that others might use the information network to implement crimes. They still sold their own and other people's names to provide payment settlement help for criminals. The plot was serious; It still helps others to transfer 75,000 yuan in stolen money.

Because Han Chao was arrested by the foreign public security organs to deal with another case, on September 15, 2021, the procuratorate was suspected of theft and concealed the crime of crime by the defendant Zhang Zhizhi. In the crime of cyber crime activities, the defendants Yang Song, Ma Tao, and Li Junqiang were suspected of helping the information network crime activities. Zhu Weiye was suspected of covering up the crime and offended the crime to offend the court prosecution.

For Liu Dongdong, who sold two bank cards under his name to Ma Tao, the procuratorate determined that the circumstances of the crime were mild. After a public review of the hearing procedure, a decision was made.

On November 1, 2021, the Huimin County Court was tried and punished by Mao Cong and Zhang Zhihui, and was sentenced to fourteen years in prison and 13 years in prison, and fined 168,000 yuan and a fine of 168,000 yuan and a fine.The fine of 150,000 yuan; the identification of Yang Song, Ma Tao and Li Junqiang all constituted the crime of helping the information network crime, and the prison sentences ranging from one year, six months to six months, and fined 15,000 yuan to 10,000 yuan.; I recognized that Zhu Weiye knew that it was the transfers of the crime, and it constituted to cover up and concealed the crime of crime.At the same time, more than 7.3 yuan of theft income of the sources of the sources detained at Mao Cong will refund the deceived unit.After the sentence, the defendants Mao Cong and Zhang Zhihui appealed on the grounds of excessive punishment.Recently, the Binzhou Intermediate Court ruled that the appeal was rejected and the original sentence was maintained.(The people involved in the article are all represented. This article has been deleted. For more content, please pay attention to "Fang Yuan" in August last)

(Source: Fangyuan WeChat Author: Lu Jinzheng Fan Hui)

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