The short video "brush" to the financial service artist, be careful of "brush in" the fraud trap

Disguised as a professional financial company, developing the financial intermediary APP on its own, claiming that financial services such as helping loans, recovering interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest interest rates, and nearly 80 million yuan of victims are cheated in the name of service fees. A few days ago, the Procuratorate of the Haizhou District Procuratorate of Lianyungang City, Jiangsu Province made a public prosecutor's prosecution to implement the first instance of telecommunications network fraud cases. 124 people including Pu Mou were sentenced to fourteen years to one year and six months in prison. The punishment, each and the fines.

Pumou and others used the financial intermediary APP to implement the first trial of telecommunications network fraud cases. The prosecutor of the Haizhou District Procuratorate of Lianyungang City appeared in court to support public prosecution.

Short video "brush" to financial service artists

At the end of April 2020, Mr. Cao saw an advertisement when he brushed the short video, and the advertisement claimed that it could help individuals loans and return interest. Mr. Cao was on his eyes. Thinking of the high interest on the loan he delivered, he lacked money at hand, and added friends with the salesperson Xiaoli in the advertisement.

Xiaoli said that her financial company has internal channels to help Mr. Cao return more than 20,000 yuan of loan interest from the bank, but he needs to pay financial service fees. When Mr. Cao hesitated, Xiaoli sent a video where he was working in the company. In the video, it can be seen that the company is very large. Subsequently, Xiaoli promised Mr. Cao that if the operation was not successful, a refund could be refunded.

Mr. Cao believed that it was true, transferred 1288 yuan in financial service fees to Xiaoli, and downloaded a financial intermediary app as required. According to the operation, Mr. Cao chose to discuss the loan matters of the financial service engineer. After that, Mr. Wang taught Mr. Cao how to download loan software and fill in information. After Mr. Cao's application for the loan's application was not successful, when he contacted Teacher Wang, he found that the other party had no news, and the salesperson Xiaoli also blackened him.

The same encounters happened not only in Mr. Cao alone. In June 2020, the Haizhou District Public Security Bureau received an alarm from the masses. The criminal gangs using the financial intermediary APP to implement telecommunications network fraud gradually surfaced.

Looks like a regular financial company has a shady

After graduating from college, Pu was engaged in digital sales of mobile phones, but his business was not very good and he had been seeking new ways to make money. Around 2018, accidental opportunities, Pu Mou came into contact with a gold service company in Zhejiang.

The company's business is mainly based on customer loan needs to introduce customers to match the loan party, and collect consulting services from it. After Pu Mou and his friend Xie Mou went to the company to inspect, he decisively joined and established a Sichuan gold service company. However, it didn't take long for a branch of Zhejiang's gold service company to be investigated and punished by the public security organs for suspected fraud. Pu Mou also canceled the company due to the project loss.

After a period of time, Pu Mou and others decided to do a single work and set up a consulting company in Chengdu in Chengdu, Sichuan. The company's business scope involved business information consulting and corporate management consulting, but did not include financial service business. Pu Mou and others operated illegally, upgraded the operating model of a gold service company in Zhejiang, and increased the technology department and after -sales department on the basis of the original sales department and customer service department to enhance the professionalism of the company. At the same time, in order to hide people's eyes, they have changed the company name many times and developed the financial intermediary APP by themselves to promote the company's financial services business, increase customer attention, and provide online financial communication and exchange services.

Pumou and other people claim to provide financial services such as online loan financing and credit card financing, and publish false advertising drainage such as "internal channels to help loans" and "unsuccessful refund" on the Internet popular short video platform. After the customer hooks, the company's sales staff will use the preparations for early preparations to induce customers to pay 1288 yuan, 4988 yuan and other financial service fees, allowing customers to download the company's own financial intermediary app, so -called financial services in the app, the so -called financial services in the APP The teacher provides customers with false financial services, and then pushes a refund application in various names and refuses customers. Only when the customer calls and complains, the company will refund part of the service fee. For the fee paid by customers, the company is commissioned by employees at a ratio of 3%to 37%.

In order to make the company more confusing, Pu Mou and others have also formulated corporate culture and corporate articles of association, hired two professional lawyers and bank executives to regularly carry out so -called laws and financial lectures for employees. Teams and teams signed gambling agreements based on gambling, and led employees into high -end consumer places. Before the incident, the company had nearly 700 employees, but many employees did not know that they were engaged in criminal activities and thought they had joined a formal financial service company.

As of July 2020, Pu Mou and others fraudulently acted across tens of thousands of victims across the country, involving the amount of nearly 80 million yuan.

Camouflage of piercing financial services

Due to the large volume of the case, the evidence is complicated, and the number of people involved in the case is large, the work and the role of each criminal suspect are different. problem. The Haizhou District Procuratorate transferred 10 backbones to set up a task force to involve the case in advance, and held a joint meeting of public prosecutors to guide public security organs for investigation and evidence.

According to the company's architecture, the role of the actor, and the specific implementation behavior, the procuratorial organs put forward the hierarchical treatment ideas, dividing the personnel involved into the leadership, management, and core backbone layer, and refine the classification of hierarchies. At the same time, comprehensive participation of the person involved in the case, the amount of crime, the awareness of illegality, and whether it is a college student, etc., the prosecutors conducted scientific layered disposal of nearly 700 employees of the company. Slightly incompetence as criminal treatment. In November 2020, the public security organs transferred 124 people such as Pu Mou to the Haizhou District Procuratorate for a review and prosecution for suspected fraud.

The prosecutor found in the review that the suspect of the case was operated by corporate operation, with clear division of labor and strong confusion; it was operated by "technology+finance" and had strong professionalism; publicity advertising drainage, high degree of communication. Compared with the previous telecommunications network fraud crimes, the company involved in the case is no different from the regular company, so that internal channels can help the so -called financial service projects such as loans and elimination of bad records in seconds to attract users. Hidden, belongs to the new type of financial cyber fraud criminal case.

The prosecutor carefully reviewed the factors that continued to be detained in the detention of the detainees of the detainees, the attitude of confession, regret, the amount of crime, and the amount involved in the case, and dynamically evaluated the possibility of social danger and the possibility of unsuitable other compulsory measures. Sexual review procedures, and change the compulsory measures to take bail pending trials. At the same time, the institute strengthened the cooperation with the public security organs, and thoroughly investigated the clues of funds for the existence of concealment and the income of illegal reports of individual parties, and pursued a total of more than 1,600 million yuan.

In February 2021, the Haizhou Procuratorate filed a public prosecution to 124 people such as Pu Mou in accordance with the law. Due to the complicated cases, the trial lasted 8 days and carried out in three batches. A few days ago, the court made the above judgment.

(Source: Prosecutor's Daily Author: Lu Zhijian Sun Xinxin Zhang Meijuan)

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