You can also participate in employee medical insurance without Dalian hukou

Where is the medical insurance of flexible employees and employees? How to make it? How much money is paid, what are the treatment for medical insurance? … On August 4, the Dalian Medical Insurance Bureau passed the live broadcast of "Flexible Employees Medical Insurance" through the live broadcast of Dalian Medical Insurance Government.

Who can participate in employee medical insurance as flexible employment? The Municipal Medical Insurance Bureau answered that according to the relevant documents of our city, "there is a residence permit in our city or holding a residence permit in our city, age is over 18 years old, and men are under 60 years of age, women are under 55 years old, and individual industrial and commercial households who do not employ workers have no employees. Those who are freelance can participate in employee medical insurance as flexible employees in our city. "

Among them, holding a residence permit in our city refers to the person who is not a person in the administrative area of ​​Dalian. If you want to participate in the medical insurance of the flexible employment employee in Dalian, you need to provide the materials. After participating in the insurance, they enjoy the same medical insurance benefits as local household registration personnel.

Some citizens have handled the retirement of the pension of our city and did not do medical retirement, but they were still under the age of 55 and men under the age of 60. Can this situation participate in employee medical insurance as flexible employment? The Municipal Medical Insurance Bureau answered that the insured person reached the statutory retirement age after the retirement of the pension insurance in our city (after the personnel or industry units and other personnel handled the retirement in accordance with the regulations), they must not continue to pay employee medical insurance in our city. The institution applies to enjoy the treatment of employee medical insurance retirees.

Insured people who fail to meet the retirement conditions when they meet the legal retirement age or have not retired in our city for pension insurance. The male is under the age of 60, and the female under the age of 55 can continue to pay employee medical insurance in our city.

Hot Q & A:

1. Q: What are the treatment for flexible employment employees? Answer: The employee medical insurance and employees paid by the flexible employees themselves pay the employee medical insurance paid by the enterprise. They are completely consistent in hospitalization and outpatient treatment.

The maximum annual payment limit of the basic medical insurance overall funding fund of employees is 250,000 yuan. Those who exceed this limit within the year shall be paid by employees with a large amount of supplementary medical insurance. The maximum payment limit for the annual payment of employees with a large amount of medical insurance is 350,000 yuan. In other words, the two cumulative medical insurance funds can reimburse 600,000 within one year.

In addition, the medical insurance of flexible employment employees is the same as the medical insurance of the enterprise. It can apply for medical insurance retirement procedures and enjoy retirement treatment. The premise is that there are at least one medical insurance for these two employees in our city.

There are two specific situations: the first is personnel who have completed the retirement procedures for endowment insurance in our city and received pensions. Processing; the second is those who do not pay pension insurance or have not received pensions in our city. They reach the age of 60 in age and the female 55 years old can bring their original ID cards to the original district and county medical insurance agency. Essence

It also depends on the payment of employee medical insurance retirement benefits. Men need to pay at least 30 years, women need at least 25 years of payment, and the actual medical insurance for employees will be paid in Dalian for ten years. Do n’t worry about the requirements of the above -mentioned years. You can pay at the time of application and pay the different years at one time. The following month after payment, you can enjoy the treatment of employees' medical insurance retirees.

2. Q: If flexible employees are unemployed, can I receive unemployment benefits to participate in medical insurance? How to participate?

Answer: During the time of receiving unemployment benefits from the local government, I do not need to pay medical insurance premiums. The unemployment insurance foundation will pay him basic medical insurance for employees, enjoy employee medical insurance treatment, and at the same time allocate his personal account. However, if there is no large amount of supplementary medical insurance premiums that year, it will be deducted from his personal account.

One point here needs special attention. After receiving the unemployment fund, we must handle the medical insurance insurance for flexible employment employees in a timely manner, and pay medical insurance premiums on time to ensure the continuity of medical insurance benefits.

For example: the insured person has worked for one year, received the unemployment fund for 3 months, and the period from April to June this year is from April to June this year. Medical insurance premiums.

3. Q: How much does it cost to pay for the medical insurance of flexible employment employees? How to apply for and pay? Answer: Flexible employee medical insurance is paid monthly. Dalian is a social security year from July 1st to June 30th each year. During this period, the monthly payment standards are consistent and pay at 6%of the approval standard. For example, from July 2022 to June 2023, the approval standard of this city was 7,291 yuan. According to a ratio of 6%, the monthly flexible employees need to pay the medical insurance premiums 437.46 yuan.

Applying for flexible employment employees medical insurance and paying fees can be handled online and offline. If you choose to handle it offline, the original or valid residence permit of the insured person with the insured person will bring the original or effective residence permit to the subordinate district (city) county medical insurance agency to handle the insurance, and then go to the tax window for payment Essence

If you choose to handle it online, the insured himself can pay attention to the WeChat public account of the "Dalian Medical Insurance Bureau". After registering and authentication, select "Flexible Employees" in the "Service Hall" Fill in the relevant information and upload the materials. Within three working days, the review will be completed in the background. At the same time, the platform will push the information of "review and pass". After that, the insured can log in to the Dalian Taxation Bureau's "Dalian Natural People Social Insurance Payment" WeChat applet to pay medical insurance premiums on a monthly basis. If the insured cannot use the mobile phone WeChat to pay, and does not expect the window to pay, you can also choose to pay for the bank deduction. You only need to hold your own valid documents and go to the local Dalian Bank and Post Bank to apply for a medical insurance premium to sign a contract. Every month, he will deduct medical insurance premiums from his bank card or bank passbook. Fourth, ask: If you pay, do you need to pay each month? When is it more appropriate?

Flexible employees' medical insurance is paid on a monthly basis, and the medical insurance premiums are paid within the month of the month. For example, in August, the insured needs to pay the employee medical insurance premiums in August within this month in order to normalize the medical insurance treatment in September. If you choose to pay for the bank deduction method, you need to ensure that the binding bank card or bank passbook has sufficient balance to deduct at the time of deduction.

If you forget the payment this month, it is equivalent to the payment of the payment. If the interrupted time does not exceed three months, you can apply for a supplementary payment after paying the medical insurance premiums of the month, and after the completion of the supplementary payment, the employee medical insurance treatment during this period shall be paid in accordance with regulations.

Peninsula Morning Post, 39 -degree video reporter Su Lin

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