Economic Perspective ｜ Finance and taxation!"True Gold and Silver" helps companies to reduce the burden on the company

Recently, with the retention of more than 700 million yuan in tax refund, Zhang Ziyu's tight nerves Zhang Ziyu's tight nerves finally soothing. The timely injection of this funds will greatly alleviate the pressure on the capital turnover of the enterprise.

The example of Harbin Binxi Railway Co., Ltd. is a microcosm of Harbin policy dividend for market players to relieve difficulties. This year, in order to cope with the new downward pressure of the domestic economy, my country's implementation of new combined tax support policies, the Harbin Municipal Government has also introduced the "Harbin City on the impact of the epidemic to affect the healthy development of the market subject" Taxation costs, increased financial support ... After the policy is introduced, how many companies enjoy policy dividends? How's the effect? The reporter interviewed.

Policy dividends direct enjoyment

192,000 households have benefited

"A good policy is directly to the enterprise, and the thirst is true!" Speaking of the large -scale value -added tax retaining policy that the country began to implement in April, Harbin companies clapped their hands fast. According to statistics, in the first half of this year, the Harbin Taxation Bureau handled a total of 10.57 billion yuan in tax rebate and tax reduction and benefiting 192,000 households.

Maple leaf town tourists are like weaving

In the hot summer, tourists and citizens who come here every day in the maple leaf town are endless. "In July, we have just held a celebration event, and the sales of the mall are good, which is slightly increased from the same period last year. At present, this sales situation will continue." Maple Leaf Town Outlets (Harbin) Commercial Operation Management Co., Ltd. Finance The person in charge Wang Shenhua said.

Compared with the current sales season, when the maple leaf town just returned to business more than two months ago, the company was struggling. “疫情原因商场停止营业，本就没有资金进账，但是人员工资、水电等维持企业运营的基础费用却一个也不能少，流动资金一时成为困扰企业发展的难题。”王申华说，就在此时， The tax grid staff brings good news that there is a tax of more than 6 million yuan in the maple leaf town to apply for refund.

When the enterprise applied for tax refund, a tax refund of 6.83 million yuan was soon entered into a corporate account. It is the injection of this fund that it has stabilized the employee team during the critical period of resumption of work and ensured the normal operation of the enterprise.

Also benefited from the tax refund is Heilongjiang Hongtong thermal Co., Ltd.. "This year, the company has multiple projects to expand at the same time, occupying a large amount of funds in the enterprise, and wants to carry out summer maintenance, and the mobile funds have a shortage. Thanks to the loss of tax refund of more than 6 million yuan, the enterprise's summer maintenance project is implemented smoothly. "Bai Yumei, financial director of Heilongjiang Hongtong thermal Co., Ltd. said.

Reduction and reduce the threshold to stabilize the enterprise and stabilize the post

Provide financing guarantee 24836 pens

A few days ago, a company engaged in chickens, ducks, and geese slaughtering and operating quick -frozen meat products in Harbin City had poor turnover of mobile funds. The enterprise is an attracting enterprise in Harbin. The bank recommends the enterprise to the Harbin Enterprise Credit Financing Guarantee Group.

Staff enrolled in the enterprise to investigate

Harbin Enterprise Guarantee Group quickly connected the needs of the enterprise. On the day of the signing of the "Political and Bank of Political and Bank" agreement, the company issued the procedures for "seeing the loan as" for the enterprise. problem. At the same time, the enterprise also enjoyed the first 5 million yuan to stabilize and stabilize the guarantee loan's "full reduction in guarantee premiums" policies. The Harbin Enterprise Guarantee Group directly saved the cost of financing of 25,000 yuan for the enterprise.

Coincidentally. A mechanical manufacturing Co., Ltd. is an enterprise engaged in a power station accessory, petrochemical equipment manufacturing and steel structure manufacturing and installation of Harbin City. Affected by the epidemic, corporate funds are restricted. In early June, the company applied to the bank for a stable and stable loan loan of 2 million yuan. It is underwritten by the Harbin Enterprise Guarantee Group. It only took 2 days to get the loan from the receipt of the bank to the company. At the same time, according to the 2022 "dual stability" policy, the Harbin Enterprise Guarantee Group reduced the guarantee fee of 10,000 yuan for the enterprise.

It is understood that in order to cope with the influence of the epidemic to further support the healthy development of the market subject, Harbin City has increased the scale of stabilizing and stabilizing the special fund of loan guarantees to 3 billion yuan. The operating loan is included in the scope of financial policy support for the municipal stability and stability, and through the "government and banking" risk sharing mechanism, the guarantee rate is reduced from 1%to 0.5%. At the same time, enterprises such as agriculture, rural areas, and farmers, tourism, technology and other industries are included in government financing guarantee agencies' guarantee fees for full reduction and exemption, and small and medium -sized enterprises with "guarantee period within one year and less than 5 million yuan (including) below" With individual industrial and commercial households, you can also enjoy a preferential policy for a full reduction in guarantee premiums.

As of the end of July, the Harbin Enterprise Guarantee Group has provided 24,836 financing guarantees for 4,679 companies, with a amount of 3.836 billion yuan. Among them, 238 households have been stabilized and stabilized, with a guarantee amount of 790 million yuan, accounting for 78%of the city's stable enterprise and stable business. The guarantee premiums were reduced by 7.21 million yuan, helping enterprises to relieve their difficulties and provide strong support for stabilizing enterprises and stable posts.

Focus on key fine "drip irrigation"

Cumulative benefits of over 1 billion yuan

"The loan of Harbin Bank is too timely. With the money to the supplier's order contract, the salary of employees can be opened normally!" Mr. Cao said excitedly.

Mr. Cao is an individual industrial and commercial households operating a Japanese restaurant in Central Street. The Japanese store he operated has always been loved by diners in other places with unique environment and fresh ingredients. Affected by the epidemic in the past two years, Mr. Cao's restaurants have been unable to operate normally, the passenger flow has fallen sharply, and the costs such as rent and manpower still need to spend. In addition, the purchase of raw materials and pads of accounts is urgently needed for mobile fund support. Harbin Bank Harbin Branch Business Department took the initiative to connect with Mr. Cao when he visited the nearby merchants. With the cooperation of the guarantee company, Mr. Cao has completed the work from customer qualification review to issuing a lending notice in just one day, and issued a "dual stability" loan of 1 million yuan for him to save the cost of financing nearly 2 10,000 yuan. Mr. Ning, who runs a number of chain hotels in Harbin, is also one of the beneficiaries of stable and stable policies.

The staff explains the product for the customer

"Thanks to the Bank of Harbin Bank for a 2 million yuan loan for us at a critical moment, providing financial support for the hotel's next isolation reception work and welcoming re -production and resumption." Mr. Ning said.

It is understood that in order to ensure the non -stop financial services during the epidemic, Harbin Bank established the financial service team to stabilize and stabilize the job, stabilizing the average approval time for the loan to stabilize the job of 3.5 days, and the fastest approval time was only 1 day. Essence For the wholesale retail, accommodation, catering, cultural tourism, and logistics and transportation, which are affected by the epidemic, strictly implement "non -drawing, continuous loans, and non -pressure loans", and through loan reorganization, loan exhibition period, mortgage credit increase, etc. The risk resolution method helps the trapped enterprises to restore production and operation. In the past two years, the bank has accumulated a total of 1 billion yuan to the entity through interest rate discounts, repayment of principal and interest, handling fees, and providing special credit quotas, and earnestly meets the needs of corporate financing during the epidemic. recover.

Source: Lottery News

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