Real Estate enterprises can replace key supervision funds for pre -sale of commercial housing with insurance letters

The reporter learned from the Municipal Housing and Urban Construction Bureau yesterday that in order to innovate the pre -sale fund supervision model of commercial housing, manage the funds of living projects, support and serve the development of enterprises, and ensure the successful construction of real estate projects. Detailed Rules of Regulatory Fund "(Draft for Soliciting Opinions).

The rules stipulate that in the development and construction of real estate projects in the jurisdiction of Putian City, and real estate development enterprises that meet the relevant conditions, some key supervision funds in the pre -sale funds of the pre -sale funds developed by the development project are used. One guarantee corresponds to a project, and a project is limited to one financial institution, and it does not exceed two guarantees according to the project construction progress.

Within two years of the rules, the quota that can be replaced by the insurance letter does not exceed 50%of the total regulatory funds in the entire project, and 50%of the balance of the key supervision funds in the account; after two years of trial, the quota that can be replaced by the guarantee shall not exceed the entire project. 80%of the amount of supervision funds and 80%of the balance of supervision funds in the account.

Real estate development enterprises that replace the pre -sale of commercial housing pre -sale of commercial housing shall also have multiple conditions at the same time: enterprises (including groups, cooperative enterprises, and major shareholders) have stable finances, meet the "three red lines" financing supervision requirements, no debt defaults, debt, debt, debt, debt, debt, debt, debt, debt, debt, debt, debt, debt, debt, debt, and debt The default or overdue records of the interest period or overdue payment of debt interest have not been included in the risk or attention list by the relevant departments, not being punished by administrative penalties, and no judicial frozen, sealing, deducting or tax preservation measures such as pre -sale fund supervision accounts, etc. Essence

When real estate development enterprises apply for a guarantee business to financial institutions, they need to meet relevant conditions such as customer access, business background, and guarantee methods issued by financial institutions. Only financial institutions that meet the relevant conditions can issue guarantee letters.

In addition, this rules also specify the tracking situation, claims, failure, etc. after the guarantee of the letter of guarantee.

(Source: Meizhou Daily Reporter: Lin Xiaoling Correspondent Xie Fengfeng Editor: Wu Wei)

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