Bank wealth management manager on -site service?More than 10 elderly people were deceived 5.38 million

Author:Shanxi Evening News Time:2022.08.03

Long -term indulgence in speculation caused a huge losses. A banking manager moved his mind to turn his mind and aimed for the elderly's pension money. On August 1, the Procuratorate of the Taiyuan City District Procuratorate posted information to the society. Zhang's financial management manager Zhang used the convenience of work to replace public accounts with personal accounts, and more than 10 elderly people in more than 10 elderly people continued to fraud. At present, Zhang has been approved by the procuratorate.

After retirement, Ma often goes to the bank to understand and buy some wealth management products. In the meantime, he met Zhang's financial manager Zhang. "Our bank has launched a new wealth management product, guaranteeing capital and high returns ..." In February this year, Zhang took the initiative to call Ma, and suggested that the old man quickly buy this financial product with this earnings of 4.5%to 5.3%. After learning about this good news, the old man hurried to the bank to find Zhang. After Zhang's explanation of a small ceiling, the old man immediately decided to use the trust of banks and Zhang to use the 260,000 yuan in the bank card to buy products.

Zhang said that buying this product needs to be operated on the mobile banking app. Because the old man could not operate, Zhang picked up his mobile phone to help buy. After the old man entered the password to complete the transaction, Zhang gave him a note that marked the product name, investment period, yield, etc.

One month later, Zhang "on -site service" again, and helped Ma to buy 400,000 yuan of products through the mobile app. In May this year, Ma suddenly heard that Zhang was a liar, and many customers' money was "swallowed" by him.

When he learned the news, he also hurriedly inquired about the transfer record and consulted with the bank to verify Zhang's fraud. It turned out that the money purchased by the elderly did not transfer to the bank to the public account, but all transferred to Zhang's personal account. In June of this year, the public security organs arrested Zhang and returned to justice. After the investigation, the procuratorial organs were reported to the procuratorate to approve the arrest after the investigation.

After investigation, Zhang, who was in his 30s, was from Liang Liang Xiaoyi City. During his tenure as a bank wealth management manager, Zhang was obsessed with speculation for a long time, but due to investment failure, he had a huge loss. In order to block the "big holes" who lost money, and to find a big money to find the cost, Zhang moved his mind and aimed at the elderly's old -age money.

Subsequently, he took the initiative to promote the bank's sales and high -yield wealth management products to the elderly customers who have known each other for many years, and then use the elderly's trust in their own trust and the characteristics of the elderly to operate smartphones, and "enthusiastically" help the elderly to operate on the mobile banking app , I transferred the money to multiple bank cards that they used to use, and cheated more than 10 elderly people by more than 5.38 million yuan.

Here, the prosecutor reminds the general public that you must sign the contract to buy wealth management products, read various terms, pay attention to whether wealth management products are self -employed or selling on behalf of the bank, and understand the whereabouts of funds. "High returns" are generally unreliable, do not pursue high yields one -sided; protect personal privacy, ID cards, bank cards and passwords must not easily entrust others. Pay attention to the operation process of mobile phones. At the same time, when the elderly are in financial management, it is best to solicit opinions from their children or trustworthy relatives, discuss countermeasures, and immediately call the police when they are deceived.

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