Medical supplementary guarantee "Yantai Model" -The new model of sharing innovation, lasting win -win win -win results

"Trade Union Member Concession Service Card" (hereinafter referred to as: Trade Union Card), "Employee Supplement Resident Medical Insurance" (hereinafter referred to as: supplementary insurance) is the Yantai Federation of Trade Unions in order to implement the "work union must adhere to the employee -centered work orientation and seize it to grasp Employees and masses are most concerned about the most direct and realistic interests, earnestly fulfill the basic responsibilities of safeguarding the legitimate rights and interests of employees and serving the masses of employees. , Union can, innovatively launched a new model (Yantai model) of the "union card · benefit employee" service employees, that is, the union card as a carrier, led by the municipal family trade union to integrate social resources, free supplementary insurance for members of the city's union members Essence

During the implementation stage of the organization, at the end of 2017, under the unified deployment of the Yantai Federation of Trade Unions, the Municipal Federation of Trade Unions led the organization to implement the spirit of the "one card, one plan" meeting, comprehensively promoted the implementation of supplementary insurance, and guaranteed to strengthen the organization of this work. The main leaders of the Municipal Federation of Trade Unions personally grasped themselves, in charge of the leadership, and the grass -roots unions implemented the responsibility of the special personnel to form a working mechanism of first -level grasps, upper and lower linkages, and unified management.

During the propaganda mobilization stage, the organization of trade unions at all levels, Yantai Bank, and Liangdian.com have interpreted various terms and precautions for supplementary insurance by adopting partition visits and business training to help grassroots staff learn to grasp the relevant policies of supplementary insurance, and Theoretical knowledge and practical operation laid a solid foundation for supplementary insurance work. At the same time, the Municipal Federation of Trade Unions printed "understanding paper" for free distribution of union organizations and union members at all levels in the city. In the "understanding paper", 36 common union cards and supplementary insurance questions were summarized and answered. Let the majority of union members deeply realize that the replenishment insurance is indeed realized and practical. It is a real move to make affordable measures for the majority of union members, so that the majority of union members can truly see and appreciate the warmth of the union organization. Trade unions at all levels in the city mobilize all parties in the society, through media reports and distribution of publicity materials, etc., make every effort to do a good job of propaganda and mobilization, find out the number of participation in insurance, clarify the focus of insurance, break through the difficulty of participating in the insurance Participating in supplementary insurance has created a strong insurance atmosphere in the city.

At the stage of business handling, the Municipal Federation of Trade Unions requires Yantai Bank and Meantian.com to further optimize the process of work, improve the efficiency of service, establish a green channel for union members to ensure comprehensive coverage, clear responsibilities, and standardized management. In order to shorten the time limit for handling and streamline the audit materials, Yantai Bank, Dian Dian.com passed the on -site service, email, and city express transmission method to apply for review to allow the staff to run less legs and provide convenient and fast services to the majority of union members. It is effective The ground improved efficiency.

Supplementary insurance, as the core of the Yantai Federation of Trade Unions to promote the Yantai model, gives financially helping the members of the hospital's participation union and families in the economy, effectively alleviating the poverty and poverty due to illness in the union members. For nearly two years, the cumulative card issuance has been issued about 248,000, and the number of free supplementary hospital medical insurance is about 300,000 (times) in accordance with the conditions for free preparation medical insurance. 3324 people received compensation, with a total of 5,483 compensation, and 7 people reached a total of 50,000 yuan in compensation. Among them, 2 people compensated 50,000 yuan at one time, and 1 per person was paid by a maximum of 15 years. The wide range of inclusive scope, many beneficiary members, and high compensation efforts have made supplementary insurance unanimous praise from members participating union members. A letter of thanks, while sending the banner to the hands of the beneficiary employees to the hands of the Municipal Federation of Trade Unions, the "China Enterprise News", "China Insurance News", "Qilu Evening News", "Yantai Daily" and "Yantai Evening News" and other media have also paid great attention to It has been scrambling to report the excellent results achieved by the Yantai model.

Among the same type of insurance products (including mutual assistance products) in the same type of insurance products across the country, supplementary insurance implemented by the Municipal Federation of Trade Unions has the following obvious advantages:

First, free insurance. Employees can apply for insurance without paying a penny.

Second, insured with illness. Similar commercial insurance products in the market should not be insured with illness. Supplementary insurance is a insurance product customized for members of the union of Yantai City, which can be insured with illness.

Third, there is no waiting period, the insurance can be hospitalized the next day. The observation period of the same type of insurance products on the market is reduced.

Fourth, regardless of diseases, regardless of the number, accumulate multiple times, you can claim it after reaching the standard. If the insurance participation members do not meet the reimbursement standards for supplementary insurance, during a insurance period, during a insurance period, it can apply for claims without division, diseases, and accumulation of multiple times.

Without employees to pay for it, add a guarantee to ordinary employees, so that the sick employees can enjoy the guarantee as soon as possible, and supplement insurance to weave a free medical security network for the majority of employees.

Through two and a half years of practice, the Yantai model provides good medical supplements for union members, and it is another kind of shared innovation and lasting win -win model. (Correspondent Yu Xiaonan)

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