Mao Yaosen: The banking industry should increase support for environmental protection enterprises affected by the epidemic

Earlier this month, the China Banking Regulatory Commission issued the "Notice on Further Doing Financial Services and other financial services such as an impact of an epidemic" request to focus on the pain points of pain points in financial services such as the temporary difficulties of the epidemic, including the temporary difficulties of the industries (including individual industrial and commercial households), and adopt targetedness Effective measures.

The notice requires that various banks will support the temporary difficulties in the trapped industry to spend difficulties and restore development, and to continuously improve the quality and efficiency of financial services. Due to the temporarily trapped industry enterprises in the epidemic, they can help to help, and avoid industry -limited loans, loans, and disconnection.

In the same month, the China Banking Regulatory Commission issued the "Notice on the Green Financial Guidelines on the Banking Insurance Industry" requested that bank insurance institutions should be guided by helping pollution prevention and control, and promoted carbon peaks and carbon neutrality in an orderly manner. Actively support the construction of a low -carbon energy system, support energy conservation, pollution reduction, carbon reduction, green, and disaster prevention in key industries and fields, implement clean production, promote the promotion and application of green low -carbon technology, and implement carbon emissions and carbon intensity policy requirements.

It is worth noting that the "Guidelines" clearly requires bank insurance institutions to promote green finance from a strategic high degree. For the first time, it proposes that bank insurance institutions should pay attention to the risks of the environment, society and governance (ESG) to eventually achieve carbon neutrality.

Industry experts, Beijing Green Environmental Protection Association President Mao Yaussen believes that the release of the "Guidelines" will press the "acceleration key" for my country's green financial development.

Lu Jiajin, Chairman of Industrial Bank, said at the annual meeting of the 2021 Financial Street Forum that financial institutions should be "the big of the country", recognize the general trend, and actively take the unique function of financial communication, price discovery, and risk management. Responsibilities. It is necessary to vigorously support green industrialization and industrial greening.

According to data, Industrial Bank has cultivated green finance for many years. In 2008, Industrial Bank became the first "equatorial bank" in China. The following year, the Xingye Bank established the "Sustainable Financial Center" (later the "Ministry of Green Financial"). It was the earliest head office in China to be responsible for green business. There are only 9 commercial banks that have joined the equatorial bank in my country. The Industrial Bank is the first and the only large -scale joint -stock commercial bank. The equatorial bank refers to a bank that has announced the principle of the equator in project financing.

Mao Yaussen, the representative of the Beijing Social Group and the president of the Beijing Green Environmental Protection Industry Association, believes that the development of green environmental protection industries has always been the green financial field that the party and the country strongly supported. high.

There are not a few companies in the fields of green environmental protection affected in this epidemic. I hope that the Industrial Bank as a leader in domestic green finance can further increase financial support for companies in the field of green environmental protection. It is hoped that Xingye Bank can help to help, and avoid lending, drawing, and disconnection of loans as much as possible.

From 2020 to the present, the epidemic has lasted for more than two years. The new crown epidemic of more than 800 days has caused a great impact on all walks of life, and the environmental protection industry is no exception.

For example, the delayed resumption of engineering enterprises in the project directly leads to the postponement of the project, which will directly affect the overall construction period of the project. The labor and supplies required for the project adopt measures to stop labor or restrict the flow of personnel and material flow, which indirectly affects the actual construction progress of the project; at the same time, the affected situation has led to the absence of labor and supplies and the increase in costs, which has led to a significant increase in costs.

Environmental protection equipment production enterprises are labor -intensive equipment production enterprises. The pressure caused by rent, equipment depreciation, and loan interest caused by the stop work are huge, facing the risk of breaking the capital chain. Environmental service enterprises are hugely affected by the suspension of the service enterprise.

The shortage of supplies, rising prices, project delay, and rising labor costs ... When the price of materials increases at a low price, if there is no price adjustment mechanism, enterprises may suffer losses, bringing great pressure on the operation of environmental protection enterprises.

In addition, the energy prices brought by Ukraine have soared, the prices of large materials are rising, and fiscal funds are tense and the resonance formed by many unfavorable factors for the epidemic.

There are also economic disputes that causing incompetent acceptance of low -cost competition. Similar "gray rhinos, black swan" incidents have emerged endlessly, and they are all bringing a fatal blow to the fragile capital chain of the enterprise.

Affected by the epidemic, on the one hand, environmental protection enterprises must face the rising cost of material shortages and rising prices, and on the other hand, they also need to face the pressure of rising pressure on project delay, stagnation, and resumption of labor.

At the same time, new projects generally lag to varying degrees and compressed investment. The projects are often bidd at low prices. If the price of low -priced bidding project encounters the price increase, there is no price adjustment mechanism, it is likely to lose money. If the enterprise is a loan operation, it will generate interest expenditure. The continuous rise in costs and the gradual decrease in revenue and profits, which will put greater pressure on business operations in the next three years.

The Beijing Green Environmental Protection Industry Association recently organized an online seminar on environmental protection enterprises to analyze the impact of the new crown epidemic that lasted more than 800 days on the environmental protection industry. At the beginning, everyone's words were like a bamboo tube pouring beans, and they couldn't hold it when they were opened. They would analyze various impacts, and intuitively showed the survival of environmental protection enterprises under the new crown epidemic. superior.

In the past, environmental protection people used green codes to avoid the stars in order to win the epidemic.

Now because the epidemic is closed, it can be able to calm down and analyze. How can they live and live better.

As an important area for the construction of national ecological civilization, Mao Yaussen, chairman of the Beijing Green Environmental Protection Industry Association, believes that for green environmental protection practitioners, the so -called "rhythm cannot be chaotic and confidence cannot be lost". What resistance is temptation and speculation, and technological innovation upholds perseverance and perseverance. It may be difficult, but this is difficult and correct, and it is also necessary, bright, and certain way! Besides, we have seen those companies with product power and comprehensive service capabilities walking on higher and open roads.

Liu Zhongrui, the person in charge of the Statistics and Risk Monitoring Department of the Banking Insurance Regulatory Commission, said at the press conference of the National New Office that for small and micro enterprises, individual industrial and commercial households who have difficulty repayment during the prevention and control of the epidemic, the Banking Regulatory Commission requested that banks must not have financial difficulties on the impact of the epidemic. Small and micro enterprises, individual industrial and commercial households withdraw loans, disconnect loans, and encourage banks to provide support through loan exhibitions and adjustment repayment arrangements. For small and micro enterprises and individual industrial and commercial households who meet the conditions of renewal, banks must actively provide renewal support support Essence

Green environmental protection enterprises have also seen hope. Under the continuous influence of the epidemic, if there is no strong support and continuity of financial institutions, the continuity of the epidemic may cause the acceleration of a wave of small and medium-sized environmental protection enterprises in 2023-2025, which is not conducive to green The healthy development of finance.

The green environmental protection industry can only cope with the uncertainty of the world's unrealized changes in the world's centuries -old change.

There are only two things in the world that can always be awesome. One is the splendid starry sky above our heads, and the other is the lofty morality in the heart. Looking up at dawn's starry sky, Kant's words are so deeply popular, and ecological civilization deserves our life.

Edit | Han Congcong Picture Sorting | Dai Yan

The picture comes from the Government website of the CBRC and the Capital Window.

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