Solidly promote the "Internal Control Compliance Management Construction Year" activity to take effect, effective

Solidly promote the "Internal Control Compliance Management Construction Year" activity to take effect, effective

Han Jinhua

Internal control compliance management is the foundation of banks and development. In recent years, Tianjin Binhai Rural Commercial Bank has adhered to the construction of "compliance banks, smart banks, and value banks", adhered to "seeking development, grasping management, and promoting implementation", conscientiously implemented supervision requirements, continued to improve the vitality of compliance operations, and specially enhanced the vitality of compliance operations. The inspection is the starting point, combining the shortcomings, strong weaknesses with the establishment of internal control compliance and long -term mechanism, and the cultivation of compliance culture, and solidly promote the effectiveness of the "Internal Control Compliance Management Construction Year" activity. Essence As of the end of May this year, the bank's total assets were 219.648 billion yuan, and the total liabilities were 206.84 billion yuan, maintaining a stable development and strong development trend.

Strengthen the leadership of party building, and promote high station organizations. The bank's solid promotion of the "Internal Control Compliance Management Construction Year" activity is a basic project that firmly develops, consolidates the foundation of development, and prevents risks. The team leader's working leadership group and 9 working groups are set up accordingly to the supervision and promotion of the construction of the annual activities; the departments and business organizations strictly implement the "first -leader" responsibility system, and set up corresponding work classes to ensure that the responsibility is implemented; Focus on the rectification of the issue, print the "Implementation Plan", compact responsibilities layer by layer, and implement various tasks in detail. "The activity is the top priority, and the special rectification promotion of" combing rules and regulations, improving process structures, and promoting compliance operations "is treated with the source of operating risks. The assessment key content is forced to implement the responsibility.

"Promoting and reforming", make up for the shortcomings and weaknesses. The bank adheres to the problem -oriented, accurately conducts repeated investigations and repeatedly committed special governance, and conducts the existing problems and rectifications found in special governance since 2017, and conducts one by one. The main points of chemical inspection are more than 240, and all units throughout the bank will conduct a comprehensive self -inspection. The head office set up an inspection team to conduct on -site inspections on branches, and immediately investigated and changed to prevent vulnerabilities, forming a two -line follow -up mechanism for rectification and implementation. Focus on the special inspection of the "Three Investigations of Loans" for credit business, regulate the backbone of the business for "consultation", analyze the causes of problems in depth, and propose constructive suggestions and rectification measures in the system, mechanism, internal control management process and system construction, and further improve the fineness of compliance and fineness. Management level.

"Investigate and promote learning" to create a strong compliance atmosphere. Through the flexible and rich educational activities, the bank actively publicizes the internal control compliance culture, and integrates the significance and work requirements of internal control compliance management construction years with activities such as party history learning and education, clean integrity, and welcoming event. The entire bank creates a strong atmosphere of "compliance and learning, everyone learns compliance". Follow up the regulatory dynamics, punish information, new law and new regulations, compile internal control compliance to smell and express, improve the main points of inspection; combine financial risk hotspots, interbank violation cases, and problems and pain points in business development, internal and external illegal cases are compiled into volume books , Organize the study of cadres and employees of all banks, analyze in -depth analysis, use the case as a precept, reflect on the root cause of the case, strengthen the awareness of the entire employee; to find problems and discover problems, establish a normal warning education mechanism, organize customer managers and other front -line employees to conduct regular warnings to conduct warnings Education, in -depth analysis of problems, in -depth interpretation of illegal risks, educating people around you, and continuing to play a warning education role in cases.

"Investigate and build" and carry out the "Compliance Bank 1.0" project. Through comprehensive, continuous optimization or reconstruction of rules and regulations, business processes, operating mechanisms, information systems, etc., implement the construction requirements of "management institutionalization, institutional processization, and process of process", and to open the "last one of the internal control compliance management "Killer", truly penetrates internal control compliance management into all aspects of business operations.

In terms of institutional management, we will adhere to the management mechanism of the system management of the system, improve the system drafting, signing, reviewing, printing, implementing the whole process, and post -evaluation of the full life cycle. Carry out institutional assessment to form a virtuous circle of "formulation-evaluation-perfect" to ensure the soundness, timeliness and operability of the system. In the past two years, more than 250 regulatory system documents have been revised and improved.

In terms of process sorting, all the current systems are processed in accordance with the "one figure and two tables" (ie flow chart, process link operation instructions and risk control measures), and clarify the responsibilities of various departments and positions in the process and important operations of each link in the process of the process. Risk points, as of now, have formulated a total of 287 flowcharts and 1799 risk control measures. The operability and execution of the system have been greatly improved. At the same time, in order to promote the standardization, proceduralization and simplification of the process, the bank organized the bank to comprehensively sort out the business products and management processes, refine the requirements and the main points of attention, produce "Process Compliance Paper", and use it as a business as a business as a business. , Implementation standards in the process and management process.

In terms of authorization control, the bank further regulates authorization management, establishes a refined authorization system from institutional authorization to job authorization, clarifies the ownership of institutions, departments, positions, and personnel at all levels.Make authorization, and adjust dynamically in a timely manner, so as to have the right to be responsible and match; organize to optimize and improve the job manual of employees in the bank, highlight the operation standards, refine the job responsibilities, clarify the boundaries of responsibilities, realize the business of the entire bank of the bankFull coverage of strip lines, promoting the concept of compliance into the minds, and compliant performances.In the next step, the bank will continue to deepen the "three special actions of risk compliance governance" and ensure the steady development of banks through strong teams, strong compliance, and internal control.

- END -