Risk sharing makes patients more assured that the doctor is more at ease!Nanjing pilot to promote medical accident insurance

Data statistics at the intersection, the incidence of medical accidents is nearly 3,000 times that of aerospace accidents. Establishing a comprehensive medical risk sharing mechanism has now become a common needs for doctors and patients and the entire society. On August 1st, the pilot publication of medical institutions in Nanjing area was held in Ning, marking another important measure in Nanjing in establishing and improving the medical risk sharing mechanism.

Clinically, some patients have adverse consequences such as medical accidents or severe complications during the treatment of diagnosis and treatment. There are any mistakes and responsibilities. "Even during the diagnosis and treatment process, even one thousandth of risks, it is 100%harm to patients." Xu Min Sheng, a second -level inspector of the Nanjing Health Commission, said. On the one hand, patients and their families are facing the sorrow of accidents or even losing their loved ones, and on the other hand, they must also bear high medical expenses. In this case, some patients and their families cannot face it correctly, and they are prone to disputes in doctors and patients. As a result, hospitals and medical staff have taken more pressure outside the medical treatment.

Article 52 of the "Physician Law of the People's Republic of China" implemented on March 1 this year clearly states: "The state establishes and improves the medical risk sharing mechanism. Medical institutions shall participate in medical liability insurance or establish or participate in medical risk funds. Encourage patients to participate in Medical accident insurance ". "Let patients fully know and understand the risks in the diagnosis and treatment process, and at the same time allow patients and family members to comfort the doctor when there is a medical accident, so that the doctor has less concerns when he treats the disease and save people." Medical accident insurance is one of the important ways to build a harmonious doctor -patient relationship, filling the gap in patient rights and interests.

Patients at Nanjing Gulou Hospital will find that the piano hall of the hospital has quietly added a window of "Medical Risk Management Service Center", which provides patients with medical risk consulting, preoperative mission, medical accident insurance consulting, insurance risk, medical risks Integrity services such as sharing mechanisms and other propaganda.

"The introduction of medical accident insurance in Nanjing Gulou Hospital is actively responding to national policy regulations and requirements. At the same time, it is carried out in accordance with the practical clinical needs to encourage patients to voluntarily participate in insurance." Qian Lei, deputy director of the hospital's medical office Pilot the cardiac surgery, neurosurgery, and general surgery, and the medical staff told the patients and their families before surgery that the staff of the risk management service center conducted a secondary education. Due to the high risk of the operation, they could go to the window to understand the relevant insurance content. The patient's family voluntarily chose whether to buy medical accident insurance. In the case of the patient's choice of insurance, "without discharge" can get a guarantee. In the three months of trial operation, the results are relatively obvious, and it is gradually promoting to other departments of the hospital. He said that the development of this work has reduced the pressure of doctors in high -risk medical work. Patients and family members can have the correct understanding of medical risks and accidents. The two sides can work together to defeat the disease.

The reporter also learned that the "Blue Book of the Risk Management of Medical Disputes in Nanjing" is also released today. This time, the first batch of medical accident insurance work in Nanjing's medical institutions involved 4 hospitals including Nanjing Gulou Hospital, Nanjing First Hospital, Nanjing Children's Hospital, and Nanjing Medical University Second Affiliated Hospital. The implementation of third -level medical institutions, in the future, see a doctor in the medical institution in Nanjing, and patients will be able to be more at ease.

Xinhua Daily · Jiaojiao Reporter Wang Tian

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