Wealth management will present the proportion of wealth allocation of financial assets in the trend of diversification, professionalism, safety, and inclusive trends will continue to increase

Author:Securities daily Time:2022.08.01

On the "2022 Qingdao • China Fortune Forum" held by this reporter Zhu Baochen from July 30th to 31st, many participants explained around the topics of asset management and wealth management. This year is the first year after the transition period of the new asset management regulations. On the Wealth Forum, Liang Tao, vice chairman of the China Banking Regulatory Commission, said that as an important bridge for the asset management industry as an important bridge for connecting the real economy and the wealth of residents, we must actively explore the path of innovation and development, seize the opportunity, and make a difference: centered by the people, promote the realization of the common realization Wealth; take the mission of steady growth and improve the quality and efficiency of serving the real economy; use the concept of new development to create a new situation of high -level open openness; guided with dual carbon targets, helping green and low -carbon development. "Faced with the opportunities and mission in the new period, bank insurance asset management agencies need to continuously refine and strengthen their core capabilities, and take the era mission given by a new development pattern with deep internal power." Liang Tao said that one is to comprehensively improve the level of investment and research; The second is to enrich and improve the product system; the third is to attach great importance to science and technology empowerment; the fourth is to effectively strengthen risk management and control. Cao Deyun, Executive Vice President and Secretary -General of the China Insurance Asset Management Association, introduced that after 20 years of exploration and practice, the insurance asset management industry has embarked on a market -oriented, professional, and standardized development path. In the field of asset allocation, the concept of stable investment has been determined, and a more reasonable and applicable asset ratio structure is established. He introduced that the non -insurance funds currently entrusted by the trusted management exceeded 3 trillion yuan, and the insurance funds of the insurance company entrusted brokers, public funds and other institutions had more than 600 billion yuan. Cao Deyun also put forward suggestions on the reform of insurance asset management: encourage insurance asset management agencies to establish and optimize professional investment institutions engaged in equity, real estate, overseas investment and other business fields according to the characteristics of resource endowment characteristics, professional strengths, ability conditions and development needs to encourage The diversification, differentiation, and refined management of the market entity encourages insurance asset management institutions to play long -term fund management expertise, expand third -party businesses, and better serve long -term capital owners. At the same time, the product innovation and business model innovation of asset management institutions will be supported to achieve diversification and three -dimensional business. With the gradual improvement of residents' awareness of wealth management, the demand for asset allocation has become increasingly diversified, and the wealth management industry has ushered in a period of rapid development. From the perspective of the capital market, wealth management and the capital market are inseparable and mutually promoted: the capital market provides a platform for wealth management, allows investors to share the dividends of the capital market reform and promote common prosperity; , Help institutional investors grow and promote the healthy development of the capital market. "The long -term healthy development of the wealth management industry is inseparable from the powerful capital market." Tang Rui, deputy general manager of Shenzhen Stock Exchange, said that the capital market has a wide range of investors and has a wide range of wealth management tools. The domestic capital market brings together high -quality issuers and listed companies. It has a complete product line with stocks, bonds, and fund derivatives. Basic investment targets are increasingly rich. On this basis, the scale of wealth management products in public fund professional institutions is continuously expanding, and public fund -raising has become an important asset allocation tool for public investors. Regarding the deepening of the reform and innovation of wealth management, Wang Xin, director of the Research Bureau of the People's Bank of China, put forward four preliminary views: further integrating financial support scientific and technological innovation into the core of wealth management; focusing on inclusive wealth management as the focus to help achieve common prosperity; promote wealth management The higher level is open to the outside world; give full play to the leading advantages of the comprehensive reform of wealth management and finance, vigorously develop green finance, and better support green low -carbon transformation. Looking forward to the future, Tang Rui said that wealth management will show a trend of diversification, professionalism, safety and inclusiveness. In terms of diversification, the asset allocation will gradually shift from savings and real estate to stocks, funds, bonds, etc.; In terms of professionalization, wealth management methods will gradually shift from residents' autonomous financial management to relying on professional wealth management institutions; Short -term profit -seeking to long -term investment and value investment; in terms of inclusiveness, wealth management related services have gradually transitioned from high net worth individuals to low -income people. "Looking forward to the" Fourteen Five -Year Plan ", the proportion of residents' wealth allocation of financial assets will continue to increase. The development of three pillars of pensions and the growth of capital workplace will usher in new development opportunities in the wealth management industry." Tang Rui said.

Picture | Site Cool Hero Bao Map.com