Agricultural distribution of Qingdao Branch to help small and micro enterprises cultivate the Black Pig

Agricultural distribution of Qingdao Branch to help small and micro enterprises cultivate the Black Pig

As an agricultural policy bank, Agricultural Issuance Qingdao Branch has always adhered to the will of the national will, giving full play to the function of "being a lead, supplementing shortcomings, and reverse cycles". The credit support for the "first loan households" is fully promoted by actual actions to promote the revitalization of rural industries. As of now, the bank has issued 45.5 million yuan to the two small and micro enterprises of Qingdao Libu Bald Breeding Base and the two small and micro enterprises of Qingdao Liman Black Pig Breeding Center, supporting the conservation of Libu Black Pig species and the new black new pig breeds of the Niruchang. Cultivation. The project was selected as typical cases of inclusive finance in China.

▲ The blooming Black pig breeding base supported by the bank

Improve political standing and tailor -made plans. Libu Black Pig is the only pig species in my country and the second most ribs in the world. It has been included in the focus of the national type of livestock resources and is called "national treasure". In view of the long years of cultivation of Libnn Black Pig Breeding for many years, it has occupied a very important position in the Qingdao area. After the bank and the Jiaozhou Sub -branch learned that the company's research and development of the R & D Black Pig Bureta and the Black Pig Breeding of the Limu Pig in the Breast Breeding of the Pig Pigs had actively implemented the Party Central Committee and the superior bank about inclusive small and micro -species and species. Various decisions and deployments in industry development, unify thinking, improve their awareness, timely form professional teams, deepen the investigation and investigation of enterprise and pig industry management departments, and tailor -made financing plans according to the actual situation of the enterprise to help enterprises innovate development.

Open green channels and optimize loan service. During the loan process, on the one hand, the bank sent a special person to collect loan materials, paid an eye on various processes, actively coordinated the two -level bank of cities and counties, established a fast approval channel, and completed from loan access to loan only with 7 working days. All the processes issued; on the other hand, continuously optimize the online business processes, make full use of online banking and other channels to provide convenient and efficient financing services to Lichahe Group, allow customers to run less and effectively improve the accuracy and flexibility of inclusive financial services Essence After receiving the funding, the group company has 6,000 black pigs in the backbone and 500 black pigs in Lifu, which sells 1.75 million pounds of black pork to the market.

Implement the cost reduction and reduce the cost of corporate costs. Under the premise of priority and strict control of risks, the bank uses sufficient use of various cost reduction policies, adopting differentiated interest rate pricing policies to inclusive small and micro enterprises, and through reduction and exemption of payment settlement fees, bank account services, bank account services Measures such as fees, electronic banking business management fees, and discounts on loan interest rates in the first year, to effectively reduce corporate financing costs and stimulate enterprise development vitality. As of now, it has saved interest and expenditure for enterprises more than 300,000 yuan. (Liu Gongxun)

Responsible editor: Zhang Wei Guo Jinhui

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