City affairs 丨 maximum 5 million!The loan quota of Changsha has bidd!

The reporter learned from the Changsha Municipal Bureau of Human Resources and Social Affairs that Changsha launched a new round of talent entrepreneurial guarantee loan policy. The highest loan quota for individual independent entrepreneurship, partnership entrepreneurship, and small and micro enterprises to be eligible. 1 million yuan, 5 million yuan.

What conditions do you need to apply?

It is understood that persons (hereinafter referred to as "talents") that meet one of the following conditions within the legal labor age can become the object of loan. For example, have a bachelor's degree or above of higher education (including returnees from studying abroad); have professional titles or higher -level jobs or higher in the middle level or above; obtain a invention patent certificate; Skills competition or entrepreneurial competition won awards.

The type of loan is divided into personal entrepreneurial guarantee loans and small and micro enterprises entrepreneurial guarantee loans.

Applying for personal entrepreneurial guarantee loans must meet good personal credit records, have certain entrepreneurial ability and entrepreneurial conditions, and self -entrepreneurial or partnership entrepreneurship in Changsha. The legal representative or registered person in charge of the entity belongs to the scope of talent.

To apply for a small and micro enterprise entrepreneurial guarantee loan, it is necessary to comply with the scope of the legal representative of the small and micro enterprises. From the date of the loan application, two or more talents will be recruited within 12 months before the application date. insurance.

Loans can be carried out for guarantee methods such as mortgage, pledge, guarantee, and credit. The maximum loan amount of entrepreneurial guarantee loans for individual self -employment, partnerships, and small and micro enterprises is 500,000 yuan, 1 million yuan, and 5 million yuan, respectively. The loan period is up to 2 years.

Talent loans enjoy discounted. Personal entrepreneurial guarantee loans, loan interest rates within the day of LPR+150BP signed by the loan contract, according to the real full discount; small and micro enterprise entrepreneurial guarantee loans, sign a full interest of the daily LPR in accordance with the loan contract. The sticker period is not more than 2 years.

Related links: declaration process

Individuals and enterprises who meet the loan conditions to submit an application for the area where the tax registration is located, the county (city) -level human society and society. Station) Submit an application. After review by the Human Resources and Social Affairs Department and the bank review, the qualified bank shall be issued by the banks.

All media reporter Wang Zhifang Intern Rosni Huang Jingjing Correspondent Liang Lu

(First instance: Zhu Rong Second Trial: Peng Zhiguo Third Trial: Zhou Wenbo)

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