The financial empowerment platform of the enterprise in Hansing District, with government affairs publicly help crack the financing problem of small, medium and micro enterprises

In order to solve the financing problem of small and medium -sized enterprises, recently, the Hansing District of Weifang City held a launching ceremony of the corporate financial empowerment platform. The platform uses corporate government data, social data, and third -party data to build a comprehensive corporate credit system, and use information disclosure and efficient intelligent links to financing and credit demand for small and medium -sized enterprises and banks to effectively reduce capital end credit risks and solve corporate financing problems. Essence

Information disclosure, digital empowerment,

Crack the company's "difficulty in financing"

Relying on multi -dimensional data such as corporate finance, taxation, invoices, electricity, and judicial by corporate finance, use blockchain and big data technologies to make precise portraits of enterprises to form a more comprehensive and objective corporate credit rating result, and timely Discloses to the bank and assist bank loan decisions. On this basis, the introduction of a state -owned guarantee company on a "white list" enterprise with a high -quality credit company conducts a "batch -to -see loan". Each enterprise increases the loan amount by about 30 %.

Product open, accurate matching,

Crack the company's "expensive financing"

The corporate finance empowerment platform adheres to the principle of government -led and free public welfare, and actively discloses information such as various credit products and application conditions to help enterprises "more than multiple goods" with a variety of credit products, which accurately match the lowest interest rate and the best service. Products, act as a free "credit intermediary" enterprise, and provide one -stop financial services for SMEs. Especially for projects that meet the industrial structure layout and national key support of the Hansing District of Weifang City, a number of banks will provide more product options based on big data analysis of blockchain enterprises. system". Through this platform, enterprises can grasp the progress of financing business throughout the process. After the business is completed, the enterprise can scoring financial services and forcing financial institutions to promote each other, thereby forming a virtuous circle of continuous optimization of financial services.

Public progress, online fast loan,

Crack the company's "slow financing"

Through corporate financial empowerment platforms, all approval and loan work only requires data "running legs". The platform develops an intelligent mobile loan system. All business is processed online. The efficiency of loan approval is increased by more than 80%, and the loan processing time is shortened from the average 3-5 days to the fastest 3 minutes. After cracking the epidemic, SME financing problems have been opened, and the "last mile" of financial support for the real economy supports the development of financial services, and improves the response rate of financial services and a sense of corporate financing.

Source: Volkswagen Daily Client

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