Assistant Bloomberg, President of Online Commercial Bank: Scientific and technological empowerment, helping to get rich in the rural fireworks

Author:China Youth Network Time:2022.08.01

China Youth Network Changchun, August 1st (Reporter An Li) tells the story of the strugglers in the new era, helping youth to grow into talents. On July 29th, co -sponsored by the China Youth Network and the Jilin League Provincial Party Committee, co -organized by Beijing San Kou Kaipus Information Technology Co., Ltd. and Zhejiang Online Commercial Bank Co., Ltd. The agricultural activities were officially launched at the 2nd China New E -commerce Conference Consumer Service Forum. The event will enter the field and live a live broadcast to help rural revitalization. In an interview, Bloomberg, assistant to the president of Zhejiang Internet Commercial Bank, said that he hoped that the event would encourage rural young people who joined the agriculture.

Assistant Bloomberg, the president of Zhejiang Internet Commercial Bank, was interviewed by China Youth Network reporters. China Youth Network reporter An Li

Technology empowering accurate "drip irrigation" to help the development of rural industries

For a long time, it has always been a major problem that restricts the development of farmers and new agricultural business entities. Online Commercial Bank has always focused on serving the key areas of rural revitalization, and is committed to solving financial needs of small and micro groups such as small and micro enterprises, individual households, and operating farmers. Since 2018, online merchant banks have been exploring cooperation with county governments, using data -based risk control to replace traditional risk control methods, to form information such as transactions, logistics, and payment in rural areas, and establish an exclusive digital risk control model for county farmers. Rural users have more accurate digital portraits and higher digital credit quotas.

Bloomberg introduced that online merchant banks are a technology bank that sets the core system structure on the financial cloud. As of the end of June this year, more than 1,000 people in the country have cooperated with the Internet Commercial Bank.

In 2021, the Central Document No. 1 proposed the development of rural digital inclusive finance for the first time, and supported the construction of the agricultural credit information database shared in the city and counties. As of now, online merchant banks have reached a digital inclusive financial strategic cooperation with more than 10 provinces across the country. Shaanxi Province and Ningxia Hui Autonomous Region have completed the "full coverage" of digital inclusive financial cooperation.

Technological innovation, empowering science and technology, helping farmers get more powerful credit support. According to Bloomberg, in September 2021, the first satellite remote sensing technology "Dashan Skin", the first satellite remote sensing technology, through satellite, and cross -verification with the data of the county government. Farmers provide credit quota and reasonable repayment cycle. At present, there are hundreds of thousands of planting households across the country. Through this technology, there is no contact loan, and it has brought inclusive value to technology.

Many measures help Jilin Province's high -quality agricultural development

This time, the online commercial bank will carry out county -digital inclusive financial cooperation with Jilin Province, focusing on the characteristic agricultural industry, and build digital platforms (cities, districts) in Jilin Province, credit decision -making model, etc. Farmers and new agricultural business entities provide digital inclusive financial services without mortgage, guarantee, no contact, and non -intervention in the whole process, and help the high -quality agricultural development of Jilin Province.

Based on the county's digital inclusive financial cooperation, online merchant banks further deepen the in -depth cooperation of Jilin's characteristic agricultural industry finance, and provide new business entities such as breeding households, family farms, cooperatives, agricultural enterprises and other new business bodies on the industrial chain. Adapted credit services help the large -scale demand for new agricultural business entities in the production and operation of new agricultural operations, and help agricultural high -quality, healthy, and sustainable development.

At the same time, the National Federation of Industry and Commerce and the Internet Commercial Bank have jointly launched the "Aid Plan" for three consecutive years to allow more small and micro operators to enjoy equal and inclusive financial services. In order to help small and medium -sized enterprises relieve difficulties and stabilize employment, online merchant banks can reduce small and micro -micro -merchants by providing "interest -free vouchers" and other ways to reduce small and micro -loan interest rates, and make small and micro operations for "stable employment". Provide special credit plans and support policies for female entrepreneurs.

Help talent rejuvenation drives one piece and radiation

In order to improve the comprehensive quality and agricultural skills of farmers, and build a high -level three -agricultural talent team in order to develop a new road for the high -quality development of agriculture and rural areas. "Our new era · Chinese story" Public welfare live broadcast aid activities, China Youth Network and online merchant banks will carry out the agricultural technology, brand building, and e -commerce marketing of the leaders of characteristic industries in Jilin Province. Young e -commerce training will improve the level of rural youth to create wealth, richness, wealth, and grass -roots young cadres to serve the rural revitalization level, and promote the sustainable development of regional characteristic industries.

It is understood that this year, online merchant banks will continue to promote the rural revitalization leader project. It is recommended by the government's representatives of excellent farmers who devote the role of demonstration in rural rejuvenation and promoting the modernization of agricultural and rural areas, the support of the annual interest -free loan for the annual interest -free loan, and long -term interest rate discounts, and support their industrial and skills. Essence "I hope that agricultural skills training can help 'new farmers' to broaden their ideas, scientific planting, scientific operations, driving one, radiation, and opening up a new journey." Bloomberg said.

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